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Find Business Insurance Agents Near You in Bismarck, ND

Browse business insurance agents serving Bismarck, North Dakota. Updated 2026-07-14.

The top-rated business insurance agent in Bismarck, North Dakota is Roberta Storm - State Farm Insurance Agent, rated 4.9 stars across 228 reviews. Other highly rated options include Farmers Insurance - Kyle Herman, Renae Haug - State Farm Insurance Agent, Tom Reim Agency - Life Insurance, Long-Term Care, Annuities. This directory lists 20 business insurance agents serving Bismarck.

Showing 20 business insurance agents in Bismarck, NDListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Roberta Storm - State Farm Insurance Agent116 S Hannifin St(701) 258-0123
2Farmers Insurance - Kyle Herman1022 E Divide Ave Ste C(701) 255-3655
3Renae Haug - State Farm Insurance Agent1471 Interstate Loop #1(701) 255-4433
4Tom Reim Agency - Life Insurance, Long-Term Care, Annuities2718 Gateway Ave(701) 258-6163
5Farmers Insurance - Tamie Schmidt523 N 4th St Ste 201(701) 222-4300
6Shane Splonskowski Agency Inc American Family Insurance1830 E Century Ave suite 6(701) 258-5454
7Professional Insurance Services1155 Burlington Dr suite a(701) 224-9945
8Terry Richter - State Farm Insurance Agent201 N 19th St(701) 223-8757
9Bain Agency1500 E Capitol Ave(701) 223-2233
10A & M Insurance Agency1401 Skyline Blvd #220(701) 250-6417
RS
116 S Hannifin St
Roberta Storm - State Farm Insurance Agent
Business Insurance Agent · Bismarck, ND

Roberta Storm - State Farm Insurance Agent serves the Bismarck, North Dakota metro area as a business insurance agent. The agency helps local companies secure liability coverage and commercial property protection. It also assists with workers compensation policies to meet state requirements. Business interruption insurance is available to protect income during unexpected closures. The agency handles general liability policies for small to medium-sized enterprises in the region.

FI
1022 E Divide Ave Ste C
Farmers Insurance - Kyle Herman
Business Insurance Agent · Bismarck, ND

Farmers Insurance - Kyle Herman provides a range of business insurance services for local companies in the Bismarck area, including general liability, property coverage, and workers’ compensation. It offers service plans that include policy reviews and claims assistance to help maintain appropriate coverage levels as businesses grow or change. The agency works with a variety of properties, from single-family homes and apartment complexes to retail shops, restaurants, and other commercial ventures.

RH
1471 Interstate Loop #1
Renae Haug - State Farm Insurance Agent
Business Insurance Agent · Bismarck, ND

Renae Haug – State Farm Insurance Agent in Bismarck, ND, serves local homeowners, business owners, and property managers by offering commercial insurance packages that cover general liability, property protection, and workers compensation. Policies are tailored to small and mid-sized enterprises seeking to mitigate operational risks and safeguard assets. The agency also provides personal auto and home coverage for Bismarck residents. In addition to serving clients within the city, it covers the neighboring communities of Mandan and Lincoln throughout the Bismarck-Mandan metro area.

TR
2718 Gateway Ave
Tom Reim Agency - Life Insurance, Long-Term Care, Annuities
Business Insurance Agent · Bismarck, ND

Serving Bismarck and the surrounding communities of central North Dakota, Tom Reim Agency handles business insurance agent services alongside its specialties in life insurance, long-term care, and annuities. The agency works with local business owners to identify coverage needs, from commercial property and liability risks to employee benefits and key person policies. For a typical job, it assesses the client’s operations and revenue, reviews exposures, and then obtains competitive quotes from multiple insurers to present tailored options.

FI
523 N 4th St Ste 201
Farmers Insurance - Tamie Schmidt
Business Insurance Agent · Bismarck, ND

Farmers Insurance - Tamie Schmidt offers business insurance agent services, specializing in tailored commercial coverage to protect local enterprises. Its general services include helping Bismarck, ND business owners assess risks and secure appropriate policies for liability, property, and other operational needs. As seasons change, the company assists clients with policy reviews and adjustments to address threats like winter weather damage to buildings or seasonal fluctuations in customer traffic and inventory levels.

SS
1830 E Century Ave suite 6
Shane Splonskowski Agency Inc American Family Insurance
Business Insurance Agent · Bismarck, ND

As winter approaches in Bismarck, businesses face risks from ice dams and frozen pipes that can disrupt operations. Shane Splonskowski Agency Inc American Family Insurance tailors business insurance coverage to help local companies manage these seasonal threats alongside liability and property concerns. The agency focuses on understanding each client’s specific commercial needs in the Bismarck area, offering guidance on appropriate policy options for small and mid-sized businesses. Every new relationship begins with a thorough assessment of the business’s physical operations and potential exposures.

PI
1155 Burlington Dr suite a
Professional Insurance Services
Business Insurance Agent · Bismarck, ND

Professional Insurance Services in Bismarck, ND helps local businesses manage their general liability and workers compensation exposures. Its core work includes structuring basic property coverage and standard commercial packages for small and mid-sized operations. The agency specializes in adding business interruption, cyber liability, and inland marine endorsements to protect inventory and equipment. It serves a variety of commercial sectors, including offices, warehouses, and food service establishments.

TR
201 N 19th St
Terry Richter - State Farm Insurance Agent
Business Insurance Agent · Bismarck, ND

Terry Richter - State Farm Insurance Agent offers business insurance policies tailored to either a single project or an ongoing enterprise, with coverage options that protect property, liability, and income. Located in Bismarck, ND, the agency serves local businesses by providing standard commercial insurance solutions. Clients can expect services available on an as-needed basis, whether for a one-time consultation to cover a specific event or for regularly scheduled policy reviews and updates.

BA
1500 E Capitol Ave
Bain Agency
Business Insurance Agent · Bismarck, ND

Bain Agency is known for helping small and mid-sized businesses in the Bismarck area navigate commercial insurance needs. Its service range includes general liability, property, and workers’ compensation policies to protect local enterprises from common operational risks. The agency also advises clients on industry-specific coverages designed for the agricultural and energy sectors that dominate this region. Clients can add on cyber liability insurance to address data breach exposures.

MI
1401 Skyline Blvd #220
A & M Insurance Agency
Business Insurance Agent · Bismarck, ND
SA
Central Ave Hazen, 1155 Burlington Dr Suite B 213
Steffes Agency
Business Insurance Agent · Bismarck, ND
(701) 255-6144
steffesagency.com
GI
4501 Coleman St Suite 108
Gateway Insurance
Business Insurance Agent · Bismarck, ND
(701) 223-5812
gateway-insurance.com
KA
232 W Century Ave
Kramer Agency
Business Insurance Agent · Bismarck, ND
(701) 255-4502
krameragency.com
CI
810 E Divide Ave
Cottingham Insurance Agency
Business Insurance Agent · Bismarck, ND
(701) 323-9419
cottinghaminsurance.com
MS
1686 Capitol Way
Mathew Scheetz - Nodak Insurance Agency
Business Insurance Agent · Bismarck, ND
(701) 226-6195
facebook.com/MathewScheetzNodak
KB
1686 Capitol Way
Karen Berger-Nodak Insurance Agency
Business Insurance Agent · Bismarck, ND
(701) 223-4605
nodakins.com/agent.php
SM
535 Airport Rd A
Sherry Morris Agency LLC American Family Insurance
Business Insurance Agent · Bismarck, ND
(701) 222-0768
amfam.com/agents/north-dakota/bismarck/sherry-morris
FU
1820 E Broadway Ave
Farmers Union Insurance: Geer - Hruby - Ressler Agency
Business Insurance Agent · Bismarck, ND
(701) 223-3715
fumic.com/nd/agent-locator
VI
216 E Main Ave
Vantage Insurance Agency Bismarck
Business Insurance Agent · Bismarck, ND
(701) 490-8460
FM
1710 Burnt Boat Dr
Family Mutual Insurance Company
Business Insurance Agent · Bismarck, ND
(877) 968-3651
familymutualinsurance.com

What Does a a Business Insurance Agent in Bismarck Cost?

Typical costs for business insurance in North Dakota vary widely. A small retail shop might pay 500 to 1500 dollars per year for general liability coverage. Workers compensation rates are set by class code and can range from 0.50 to 5.00 dollars per 100 dollars of payroll. Commercial property insurance for a small office might cost 750 to 2000 dollars annually. These are general estimates and actual costs depend on your specific business operations location and claims history. This information is general and not insurance advice.

About business insurance agents in Bismarck

Business insurance agents in Bismarck North Dakota help local companies find coverage for property liability and workers compensation. North Dakota law requires most employers to carry workers compensation insurance through the state fund or a qualified private carrier. An agent can guide you through these requirements and find policies that fit your business needs.

Frequently Asked Questions

What types of business insurance are common in Bismarck?

Common types include general liability insurance property insurance workers compensation and commercial auto insurance. Many Bismarck businesses also need professional liability or product liability coverage depending on their industry.

Does North Dakota require workers compensation insurance?

Yes North Dakota requires most employers to provide workers compensation insurance. This can be obtained through the state-run North Dakota Workforce Safety and Insurance fund or from a private carrier approved by the state.

How do I choose a business insurance agent in Bismarck?

Look for an agent with experience in your industry and knowledge of North Dakota regulations. Ask about their familiarity with local risks such as weather events and agricultural operations.

Business Insurance Agents in Other North Dakota Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each business insurance agent's credentials and current standing with your state Department of Insurance.