The top-rated business insurance agent in Fargo, North Dakota is Far North Insurance, rated 4.9 stars across 204 reviews. Other highly rated options include Grand Slam Insurance, Dixon Insurance, Superior Insurance. This directory lists 17 business insurance agents serving Fargo.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Far North Insurance | 3357 39th St S # 1 | (701) 237-6651 |
| 2 | Grand Slam Insurance | 1205 16th Ave S | (701) 356-3265 |
| 3 | Dixon Insurance | 3101 39th St S suite a | (701) 281-8200 |
| 4 | Superior Insurance | 1002 28th St S | (701) 356-3256 |
| 5 | Summit Insurance Agency | 5302 51st Ave S Unit C | (701) 390-1994 |
| 6 | OnPoint Insurance Services | 3575 45th St S Suite #100 | (701) 353-2592 |
| 7 | Sarah Herlihy Agency - Nodak Insurance Company | 4141 31st Ave S Suite 105 | (701) 566-2128 |
| 8 | FM Insurance | 428 25th St S | (701) 271-8110 |
| 9 | Dawson Insurance Agency | 505 Broadway N Suite 100 | (701) 237-3311 |
| 10 | RJ Bailey Insurance Center | 3611 Lincoln St S Ste C | (701) 356-7001 |
Far North Insurance serves the Fargo, North Dakota metro area and surrounding Cass County as a business insurance agent. It helps local companies secure coverage tailored to their operational risks and financial needs. The agency works with various commercial clients to manage general liability and property insurance concerns common to the region’s industries. It also addresses the specific requirements of Fargo businesses by handling commercial auto and workers’ compensation policies for firms of different sizes.
Grand Slam Insurance helps businesses in the Fargo area secure a broad range of coverage options, including general liability, property, and workers' compensation policies. The agency then works with each client to review and update their coverage on a regular basis, ensuring ongoing protection as their operations change. This continuous service model keeps policies aligned with evolving needs and local regulations. It provides these services to single-family homes, apartments, retail stores, and restaurants.
Serving Fargo, North Dakota, and its surrounding communities, Dixon Insurance handles a full range of business insurance needs for local enterprises. The agency works with commercial property, general liability, and workers’ compensation policies tailored to protect regional operations, from retail stores to service firms. It emphasizes understanding each client’s specific risks to build appropriate coverage plans. For a typical job, the company begins with a thorough review of the business’s exposures, then recommends suitable policy limits from its available carriers to ensure proper protection.
Superior Insurance in Fargo, ND distinguishes between one-time policy setups for specific projects and recurring business insurance packages that renew annually or quarterly. Coverage options commonly include general liability, property protection, and workers’ compensation tailored to regional commercial needs. Business insurance agents in this area help clients evaluate risk factors such as weather exposure and local regulatory requirements. Service at this firm operates on a scheduled basis, with annual policy reviews and renewal processing aligned to each client’s coverage cycle.
Summit Insurance Agency in Fargo, ND specializes in crafting business insurance packages for commercial properties, liability coverage, and workers’ compensation policies. Its general service work includes reviewing risk exposures and tailoring policies to match local industry needs, from Main Street retail to agricultural operations. As North Dakota’s harsh winter storms approach, Summit Insurance Agency helps firms update coverage for potential snow damage, ice-related liability, and business interruption during prolonged closures, ensuring year-round operational resilience.
As winter winds grip Fargo, local businesses face snow removal liabilities and property damage risks that require careful coverage. OnPoint Insurance Services helps area employers review their commercial policies to address these seasonal exposures. The agency works with clients in Fargo to identify gaps in general liability, property, and workers compensation protection specific to the region's climate and industry mix. An initial consultation includes a walkthrough of the business premises to assess safety measures and existing policy limits.
Sarah Herlihy Agency - Nodak Insurance Company, located in Fargo, ND, provides business insurance agent services for local enterprises. In addition to general liability and property coverage, the agency can offer specialized policies designed to address regional operational exposures common in this area. Commercial clients such as offices, warehouses, and food service establishments can consult with the agency to discuss appropriate insurance solutions that fit their specific business needs and risk profiles.
FM Insurance in Fargo provides coverage for business owners, property managers, and commercial landlords throughout the region. They work with local companies to arrange general liability and property protection tailored to each operation. Understanding the unique risks of the area helps them build appropriate policies for growing enterprises. They also serve professionals needing business interruption options and equipment coverage. Their reach extends to nearby Moorhead and the surrounding metro area across the Red River.
Dawson Insurance Agency in Fargo, ND provides residential insurance solutions, protecting local homeowners with tailored property and liability policies. The agency also extends its expertise to commercial coverage, helping area businesses secure general liability, property, and other essential protection for their operations. Serving the Fargo community and surrounding regions, the agency works closely with clients to review changing needs. Between regular policy reviews, the agency follows up proactively, ensuring coverage remains appropriately aligned with any developments in the client’s personal or professional circumstances.
What Does a a Business Insurance Agent in Fargo Cost?
Typical costs for a business insurance agent in Fargo range from $400 to $1,200 per year for general liability, depending on your industry and revenue. Workers compensation premiums vary by payroll and risk class, often from $0.50 to $3.00 per $100 of payroll. Commercial auto policies average $1,200 to $2,500 per vehicle annually. These are general estimates; your actual cost depends on your specific business. This is general information, not insurance advice.
About business insurance agents in Fargo
Business insurance agents in Fargo, North Dakota help local companies find coverage that meets state requirements. North Dakota law requires all employers to carry workers compensation insurance through the state fund or a qualified private carrier. An agent can guide you through general liability, property, and commercial auto policies tailored to your Fargo business.
Frequently Asked Questions
What types of business insurance are required in North Dakota?
North Dakota requires workers compensation insurance for most employers. Commercial auto insurance is required if you have company vehicles. General liability is not state-mandated but is often required by landlords or contracts.
How do I find a business insurance agent in Fargo?
You can search online for local independent agents or contact the North Dakota Insurance Department for a list of licensed agents in Fargo. Many agents offer free quotes and consultations.
Does North Dakota have a specific business liability statute?
Yes, North Dakota Century Code Chapter 32-03.2 limits liability for certain businesses. An agent can help you understand how these laws affect your coverage needs.
Business Insurance Agents in Other North Dakota Cities
Bismarck · Grand Forks · Minot · West Fargo · Williston