The top-rated business insurance agent in Union, New Jersey is David Roy - State Farm Insurance Agent, rated 4.8 stars across 110 reviews. Other highly rated options include State Farm Insurance Agent Max Smirnov, Farmers Insurance - David Robbins, Clear Path Insurance Services. This directory lists 20 business insurance agents serving Union.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | David Roy - State Farm Insurance Agent | 530 Chestnut St Suite 102 | (908) 688-2051 |
| 2 | State Farm Insurance Agent Max Smirnov | 1051 Stuyvesant Ave. | (908) 810-0040 |
| 3 | Farmers Insurance - David Robbins | 2717B Morris Ave | (908) 557-5251 |
| 4 | Clear Path Insurance Services | 969 Stuyvesant Ave. #3 | (908) 955-8085 |
| 5 | Tavares Insurance Agency | 2086 Morris Ave | (908) 686-0404 |
| 6 | Allianza Insurance | 1191 Morris Ave | (908) 444-4067 |
| 7 | Insurance Associates Plus | 1523 Morris Ave | (908) 964-9010 |
| 8 | Annagard Insurance Agency | 397 Chestnut St Suite 6 | (908) 888-0120 |
| 9 | Karing Is Mutual LLC | 1575 Vauxhall Rd | (908) 468-7522 |
| 10 | Goosehead Insurance - Monique Perry | 2400 Morris Ave # 104 | (973) 954-9288 |
David Roy - State Farm Insurance Agent serves Union County in New Jersey, providing business insurance agent services. The agency assists local enterprises in securing coverage to help protect their operations and assets. Commercial auto insurance is available for company vehicles, and general liability policies help cover common workplace risks. Clients can also receive guidance on property insurance for their business premises. The agency handles workers’ compensation policies to help cover employee injuries. Specialized coverage is offered for professional liability and commercial property protection in this area.
Serving Union, New Jersey, State Farm Insurance Agent Max Smirnov provides business insurance coverage tailored for local enterprises. It offers general liability, property, and workers’ compensation policies, with ongoing support for claims and policy adjustments. The agency assists clients by reviewing coverage needs regularly, ensuring protection evolves with business changes. Its service plans include risk management guidance and straightforward policy updates. This business insurance agent services commercial properties, including single-family homes used for offices, apartment buildings, retail stores, and restaurants.
Farmers Insurance - David Robbins serves businesses, property managers, and homeowners in Union, New Jersey, with commercial insurance coverage. It provides policies tailored for local shops, offices, and rental properties, addressing liability, property, and workers’ compensation needs. The agency assists with risk assessment and policy selection to protect small and mid-sized operations. Its services extend to neighboring communities such as Elizabeth and the surrounding areas of Union County, ensuring convenient access for regional business owners seeking dependable commercial insurance solutions.
Clear Path Insurance Services serves Union, New Jersey, and the surrounding communities in Union County. The agency handles a full range of business insurance needs for local companies, including general liability, property coverage, and workers' compensation policies. It works closely with each client to assess their specific risks and operational requirements. To complete a typical job, it analyzes the business's exposure and reviews multiple carrier options to recommend a tailored policy that fits the client's budget and coverage needs.
Tavares Insurance Agency in Union, NJ, assists local business owners in distinguishing between one-time insurance solutions, such as those for a single event or short-term project, and recurring policies like annual general liability or workers’ compensation that require ongoing management. Coverage typically protects against property damage, litigation, and employee-related risks relevant to small and mid-sized operations. The agency provides business insurance services on both a one-time, as-needed basis for immediate needs and a scheduled, recurring basis for annual policy renewals and regular risk reviews.
As Union, New Jersey, businesses prepare for seasonal inventory shifts or end-of-year liability adjustments, Allianza Insurance reviews coverage options tailored to these transitions. Serving local enterprises, this business insurance agent evaluates general liability, property, and workers' compensation policies that align with regional commercial needs. Discussions focus on identifying gaps in protection for retail storefronts, service providers, and small manufacturers common in Union's diverse business districts. After an initial conversation, an agent schedules a walkthrough of the insured premises or a review of current policy documents to begin the assessment process.
Insurance Associates Plus provides business insurance agent services in Union, New Jersey, offering specialized coverage for property, liability, and commercial auto. General service work includes guiding local businesses through policy options to meet operational needs. The agent assists with risk assessment and policy reviews throughout the year. When winter storms bring potential property damage or liability from icy parking lots, the company helps businesses adjust coverage or file claims for seasonal disruptions.
Annagard Insurance Agency serves local businesses by analyzing operational risks and securing coverage tailored to their needs. Based in Union, New Jersey, this practice focuses on business insurance with additional expertise in liability protection and property policies. Agents work closely with clients to review exposures and adjust plans as companies grow or change. This agency structures coverage for small and mid-size operations, including offices, warehouses, and food service establishments.
Karing Is Mutual LLC serves residential clients in Union, New Jersey, by connecting them with appropriate business insurance coverage. The agency works to identify commercial policies that address property, liability, and related operational risks for small and mid-sized businesses throughout the local area. Its role involves explaining policy terms and helping business owners select coverage limits that match their specific needs. The company maintains contact with clients to review changes and offer follow-up service between regular visits.
Goosehead Insurance – Monique Perry is known as a local business insurance agent serving the Union, NJ area. The agency provides commercial insurance policies designed to protect small and mid-sized businesses from common operational risks. General liability, property, and workers compensation coverage are included in its standard service offerings. Policies are tailored to the specific needs of local companies. As an additional specialty service, this agency can also help secure professional liability insurance for client-facing businesses.
What Does a a Business Insurance Agent in Union Cost?
Typical costs for a small business insurance policy in New Jersey range from $500 to $3,000 per year for general liability alone. A business owners policy (BOP) that bundles property and liability often costs between $1,000 and $5,000 annually. Workers compensation premiums are calculated per $100 of payroll and vary by industry class code. These are general estimates and your actual costs will depend on your specific business details. This information is for general educational purposes and does not constitute insurance advice.
About business insurance agents in Union
A business insurance agent in Union, New Jersey helps local companies find the right coverage to protect their assets and operations. New Jersey requires most businesses to carry workers compensation insurance and commercial auto insurance if they have vehicles. An agent can guide you through these state-specific mandates and help you choose policies for general liability, property, and professional liability.
Frequently Asked Questions
What types of business insurance are required in New Jersey?
New Jersey law requires workers compensation insurance for almost all employers, even those with only one employee. Businesses that own or lease vehicles must also carry commercial auto insurance. Other coverages like general liability are not required by state law but are often demanded by landlords or clients.
How do I find a business insurance agent in Union New Jersey?
You can search online for licensed agents in Union or ask other local business owners for referrals. Make sure the agent is licensed in New Jersey by checking the state Department of Banking and Insurance website. A local agent will understand Union-specific risks and New Jersey regulations.
What factors affect the cost of business insurance in New Jersey?
Costs depend on your industry, number of employees, annual revenue, claims history, and the types of coverage you need. For example, a construction company will pay more for general liability than a consulting firm. Location in Union also matters because crime rates and weather risks vary by area.
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