The top-rated business insurance agent in Englewood Cliffs, New Jersey is Otterstedt Insurance Agency, rated 4.5 stars across 41 reviews. Other highly rated options include Noah Insurance Agency LLC: Allstate Insurance, New Jersey Insurance Agency, HUB International. This directory lists 11 business insurance agents serving Englewood Cliffs.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Otterstedt Insurance Agency | 540 Sylvan Ave | (201) 227-1800 |
| 2 | Noah Insurance Agency LLC: Allstate Insurance | 150 Sylvan Ave | (201) 568-6800 |
| 3 | New Jersey Insurance Agency | 486 Sylvan Ave | (551) 294-1741 |
| 4 | HUB International | 570 Sylvan Ave 2nd Floor | (201) 569-4160 |
| 5 | NJ General Insurance | 385 US-9W | (201) 249-6188 |
| 6 | Dong-E Insurance | 635 E Palisade Ave | (201) 503-0003 |
| 7 | Metro Insurance Health Group | 440 Sylvan Ave STE 282 | (201) 431-9149 |
| 8 | Owens Group Insurance | 619 E Palisade Ave | (201) 568-2300 |
| 9 | JYP Insurance Agency, LLC | 375 Sylvan Ave #39 | (877) 201-2019 |
| 10 | percon brokerage inc. | 560 Sylvan Ave | (201) 408-5904 |
Otterstedt Insurance Agency serves businesses in Bergen County from its location in Englewood Cliffs, New Jersey. As a business insurance agent, it helps local companies secure coverage to protect against common operational risks and liabilities. The agency works with a range of industries that require tailored policies for property, liability, and other exposures. It assists clients in the area with securing specific coverages such as commercial general liability insurance and workers’ compensation insurance.
Noah Insurance Agency LLC of Englewood Cliffs, New Jersey provides a full range of business insurance solutions, including general liability and property coverage. The agency offers ongoing policy reviews and risk management consultations to help local businesses adapt their coverage to evolving needs. Drawing on resources available through Allstate, it develops tailored protection plans for operations of varying sizes. Its clientele includes single-family homes, apartments, retail establishments, and restaurants throughout the community.
New Jersey Insurance Agency in Englewood Cliffs serves local businesses, property managers, and commercial property owners in the area. It provides essential business insurance agent services, including securing general liability, property, and workers’ compensation coverage tailored to company needs. The agency helps entrepreneurs and established firms manage risk through policies that protect assets and maintain operations. It covers Englewood Cliffs, Fort Lee, and nearby communities within Bergen County and the greater northern New Jersey metro region.
Serving businesses in Englewood Cliffs and the surrounding northern New Jersey communities, HUB International handles commercial insurance for a wide range of local enterprises. This includes coverage for property, liability, workers’ compensation, and commercial auto to protect companies from common operational risks. The agency works closely with each client to assess specific exposures and then identifies appropriate policy options from multiple carriers. To complete a typical engagement, a dedicated representative customizes a coverage package that balances adequate protection with the business owner’s budget priorities.
NJ General Insurance, serving Englewood Cliffs, New Jersey, assists businesses by distinguishing between one-time setup services, such as obtaining a single policy for a specific project, and recurring service options that provide ongoing adjustments to liability protection for evolving operations. The agency evaluates coverage for general liabilities, property risks, and workers’ compensation to match distinct commercial needs. Service appointments are scheduled as needed, arranged when a business faces a policy renewal, a major operational change, or a new venture requiring immediate protection assessment.
Specializing in liability coverage and commercial property protection, Dong-E Insurance serves business owners in Englewood Cliffs, New Jersey, as a dedicated agency for industry-specific policies. Its general services include risk assessment, policy bundling, and claims guidance tailored to local retail, office, and service-based enterprises. The agency routinely addresses common concerns like general liability gaps, workers' compensation requirements, and property damage from storms. For businesses in the region, it helps secure coverage adjustments ahead of the winter season to protect against frozen pipes, snow removal liabilities, and supply chain interruptions.
As businesses in Englewood Cliffs prepare for seasonal shifts, protecting commercial property and liability becomes a priority for local owners. Metro Insurance Health Group serves this need by offering business insurance policies tailored to the specific risks facing companies in the Bergen County area. Agents work directly with owners to review coverage gaps, assess liability exposures, and secure appropriate plans for operations, inventory, and physical assets. Coverage selection is followed by a thorough, on-site inspection of the business premises before the final policy takes effect.
Owens Group Insurance delivers tailored risk management solutions and liability coverage for businesses throughout Englewood Cliffs, New Jersey. This agency specializes in securing commercial property protection alongside specialized add-ons such as business interruption insurance, cyber liability policies, and workers’ compensation packages. Professionals rely on their guidance to safeguard assets and maintain operational continuity. The agency serves a broad range of commercial sectors, including corporate offices, warehousing and distribution facilities, and food service establishments such as restaurants and caterers.
JYP Insurance Agency, LLC serves residents in Englewood Cliffs, New Jersey, helping them protect their homes and personal assets. For local business owners, the agency also provides commercial coverage that addresses liability, property, and income disruptions unique to the area. Drawing on broad knowledge of regional risks, they tailor policies to fit each client’s specific needs. After securing initial coverage, they follow up regularly to adjust plans for new circumstances and ensure continued protection between annual reviews.
What Does a a Business Insurance Agent in Englewood Cliffs Cost?
The cost of business insurance in New Jersey varies by industry, location, and coverage limits. A small retail shop in Englewood Cliffs might pay between $500 and $1,500 per year for general liability insurance. A construction company could pay $5,000 to $15,000 annually for a package policy including workers compensation. These are only examples. Actual costs depend on your specific business operations and risk factors. This is general information, not insurance advice.
About business insurance agents in Englewood Cliffs
Business insurance agents in Englewood Cliffs, New Jersey help local companies secure coverage for property, liability, and workers compensation. New Jersey law requires most employers to carry workers compensation insurance under N.J.S.A. 34:15-71. An agent can guide you through these requirements and find policies that fit your business size and risk profile.
Frequently Asked Questions
What types of business insurance are required in New Jersey?
New Jersey law requires workers compensation insurance for most employers with one or more employees. Commercial auto insurance is required for any business-owned vehicles. General liability insurance is not state-mandated but is often required by landlords or clients.
How do I choose a business insurance agent in Englewood Cliffs?
Look for an agent who is licensed in New Jersey and has experience with your industry. Ask about their access to multiple insurance carriers so they can compare quotes. Check their reviews and confirm they handle claims support.
Can a business insurance agent help with New Jersey specific regulations?
Yes. An agent familiar with New Jersey can advise on state-specific rules like the New Jersey Insurance Underwriting Association for high-risk property coverage. They can also help you understand the New Jersey Commercial Insurance Market and any filing requirements.
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