Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 17 business insurance agents in Toms River, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
NJ Life and Health Insurance Group, LLC
10 Allen St STE 4A, Toms River, NJ 08753
(848) 226-6897
njlifeandhealth.com
Steve Meehan - State Farm Insurance Agent
617 NJ-37, Toms River, NJ 08755
(732) 473-0100
stevemeehan.com
Kevin Carroll - State Farm Insurance Agent
1410 Hooper Ave, Toms River, NJ 08753
(732) 505-8525
tomsriverinsure.com
Dolly Wasielewski: Allstate Insurance
229 Washington St, Toms River, NJ 08753
(732) 557-6200
agents.allstate.com
Frank Valente: Allstate Insurance
1841 Hooper Ave Ste B, Toms River, NJ 08753
(732) 240-5050
agents.allstate.com
Arctic Risk Specialists Inc.
1415 Hooper Ave #203, Toms River, NJ 08753
(732) 372-4348
arsne.us
Arocho Insurance Agency
730 Jamaica Blvd, Toms River, NJ 08757
(732) 877-7680
arochoinsurance.com
Tom Miller - State Farm Insurance Agent
3005 NJ-37 E, Toms River, NJ 08753
(732) 573-1681
tommillerinsurance.net
BHI Insurance
240 Main St, Toms River, NJ 08753
(732) 349-2300
bhi-insurance.net
Best insurance Toms River
231 Main St, Toms River, NJ 08753
(732) 201-8633
Bankers Life
1433 Hooper Ave Ste 121, Toms River, NJ 08753
(732) 918-0430
branches.bankerslife.com
PNA Insurance Services Inc
104 Mt Ln, Toms River, NJ 08753
(908) 502-7585
AIC Insurance Agency
100 NJ-37, Toms River, NJ 08753
(732) 286-5100
aicinsurance.biz
Mesanko Insurance Agency
1163 Washington St, Toms River, NJ 08753
(732) 505-0057
Priority Insurance Agency, LLC
17 NJ-37, Toms River, NJ 08753
(732) 244-4077
priorityinsure.com
Capacity Insurance Toms River
820 N Main St, Toms River, NJ 08753
(732) 201-5048
Great Insurance Agency Toms River
805 Cottonwood Dr, Toms River, NJ 08753
(315) 227-9787
What Does a Business Insurance Agent in Toms River Cost?
Business insurance costs in New Jersey vary by industry, revenue, and location. A small retail shop in Toms River might pay between $500 and $2,000 per year for general liability. Workers compensation costs average $1.50 to $3.00 per $100 of payroll. Commercial property rates depend on building value and flood risk. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of business insurance are required in New Jersey?
New Jersey law requires workers compensation insurance for most businesses with employees. Commercial auto insurance is required if you use vehicles for business. General liability is not state-mandated but is often required by landlords or contracts.
How do I choose a business insurance agent in Toms River?
Look for an agent licensed in New Jersey who has experience with your industry. Ask about their access to multiple insurance carriers. A local agent understands Toms River risks like coastal weather and local zoning rules.
Can a business insurance agent help with New Jersey specific risks?
Yes. Agents can recommend coverage for flood damage common in coastal areas. They also help with New Jersey commercial general liability forms and state-specific endorsements for liquor liability or professional services.