The top-rated business insurance agent in Livingston, New Jersey is Sandra Suarez - State Farm Insurance Agent, rated 4.9 stars across 115 reviews. Other highly rated options include Max Title Agency, Zwiren Title Agency, Inc., Infinity Guard Insurance Agency. This directory lists 16 business insurance agents serving Livingston.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Sandra Suarez - State Farm Insurance Agent | 2 E Northfield Rd Suite #6 | (973) 994-0500 |
| 2 | Max Title Agency | 70 S Orange Ave | (973) 410-0205 |
| 3 | Zwiren Title Agency, Inc. | 355 Eisenhower Pkwy | (855) 994-7365 |
| 4 | Infinity Guard Insurance Agency | 600 S Livingston Ave | (973) 315-7621 |
| 5 | Christopher Uccio: Allstate Insurance | 34 S Livingston Ave Ste 28 | (973) 535-1280 |
| 6 | Florence Insurance NJ | 75 County Rd 508 | (862) 201-5025 |
| 7 | World Insurance Associates LLC | 301 S Livingston Ave # 100 | (973) 994-9898 |
| 8 | Mike Petronella - State Farm Insurance Agent | 104 S Livingston Ave | (973) 994-0472 |
| 9 | JONATHAN CASTANEDA: Allstate Insurance | 34 S Livingston Ave #2b | (973) 535-1280 |
| 10 | Strategic Insurance Agency Inc. | 568 S Livingston Ave | (973) 422-1324 |
Sandra Suarez - State Farm Insurance Agent serves the Livingston, New Jersey metro area as a local business insurance agent. The agency provides professional guidance for commercial clients seeking to protect their assets and operations. Services include general liability and commercial property policies that help safeguard against common business risks. Business interruption coverage and workers compensation plans are also available to maintain continuity during unexpected events. The agent specifically handles commercial auto insurance for company vehicles and professional liability protection for service-based businesses in the local area.
Max Title Agency offers a comprehensive range of business insurance services for commercial clients in the Livingston, New Jersey area. The agency works to assess each client’s operation and provide tailored coverage recommendations. It also assists with ongoing policy reviews and periodic adjustments to ensure protection remains current as a business evolves. Its office handles risk management guidance and claims support as part of general commercial service maintenance. The agency’s coverage typically serves single-family homes, apartments, retail spaces, and restaurants.
Zwiren Title Agency, Inc. serves homeowners, businesses, and property managers in Livingston, New Jersey, by providing tailored business insurance agent services. The agency assists clients in securing coverage for commercial properties, liability risks, and other operational needs. It also offers guidance on risk management strategies relevant to local market conditions. Beyond Livingston, the agency extends its services to neighboring communities in Essex County and throughout the surrounding metro area, helping ensure businesses and property owners have access to appropriate insurance solutions.
Infinity Guard Insurance Agency serves Livingston, New Jersey, and the surrounding Essex County communities. As a business insurance agent, the company handles commercial coverage needs, including general liability, property, and workers' compensation policies. It works with local small businesses and larger commercial operations to find suitable protection plans from various carriers. The agency typically assesses each client's specific operational risks before recommending appropriate coverage options tailored to that business's particular situation.
Christopher Uccio of Allstate Insurance in Livingston, NJ, helps clients distinguish between one-time policies for a single project or event and ongoing, scheduled coverage for business liability, property, and vehicle protection. Regular business insurance safeguards equipment, inventory, and income from unexpected claims. As a local agent, service is arranged on an as-needed basis for new policies, annual renewals, or when risk exposures change.
Florence Insurance NJ specializes in business insurance agent services, focusing on policies like general liability and property coverage for local enterprises. The agency serves Livingston and surrounding areas, helping companies manage common workplace risks. Commercial auto policies protect fleets serving the New Jersey market. It also reviews existing plans to identify coverage gaps. During peak winter storms, it assists businesses with claims for snow-related property damage or supply chain disruptions.
As New Jersey businesses navigate the seasonal shifts in employee payroll and liability coverage, World Insurance Associates LLC in Livingston provides tailored protection for small and regional firms. Their agents evaluate commercial policies ranging from general liability to workers’ compensation, ensuring compliance with local regulations. The company focuses on identifying coverage gaps for growing operations and advising on risk management strategies. An initial consultation typically involves a thorough assessment of current policies and on-site inspection of business premises to pinpoint specific insurance needs.
As Livingston businesses prepare for changing seasonal risks, Mike Petronella - State Farm Insurance Agent offers tailored coverage to address evolving liabilities. The agency works closely with owners to identify exposures common to local commerce, from property damage to liability claims. Each business receives an individualized assessment of its specific operations and risk profile. Services focus on matching coverage options to the exact needs of the policyholder. To begin, the agent schedules a detailed inspection of the business premises.
Jonathan Castaneda is an Allstate Insurance agent in Livingston, NJ, who provides standard business insurance policies designed to protect companies from common operational risks. The agency’s specialty add-ons include tailored liability coverages and supplemental property protection for local commercial clients. It serves a variety of business sectors in the Livingston area, including offices seeking general liability and property coverage, warehouses requiring inventory and equipment protection, and food service establishments needing specific risk management solutions for their daily operations.
Strategic Insurance Agency Inc. in Livingston, New Jersey helps local residents secure coverage for their homes and personal belongings. The agency also provides commercial policies for small and medium-sized businesses throughout the Livingston area and surrounding communities. Experienced agents work closely with clients to assess risks and match them with appropriate insurance solutions. After policies are in place, the agency remains available to answer questions, process adjustments, or review coverage needs during scheduled follow-up visits.
What Does a a Business Insurance Agent in Livingston Cost?
Typical costs for a small business insurance policy in New Jersey range from 500 to 3,000 dollars per year for general liability, with workers compensation adding 0.50 to 2.00 dollars per 100 dollars of payroll. Commercial auto policies average 1,200 to 2,400 dollars annually. Actual premiums depend on your industry, revenue, claims history, and coverage limits. This is general information, not insurance advice.
About business insurance agents in Livingston
A business insurance agent in Livingston, New Jersey helps local companies secure coverage for property, liability, and workers compensation. New Jersey law requires most employers to carry workers compensation insurance, and agents can guide you through compliance. They also advise on commercial auto and professional liability policies to match your specific operations.
Frequently Asked Questions
What types of business insurance are required in New Jersey?
New Jersey law mandates workers compensation insurance for most employers with one or more employees. Commercial auto insurance is required if you use vehicles for business. Other coverages like general liability are not legally required but are often demanded by landlords or contracts.
How do I choose a business insurance agent in Livingston?
Look for an agent licensed in New Jersey with experience in your industry. Ask about their carrier network and whether they offer package policies. A local agent understands Livingston zoning rules and nearby flood or storm risks.
Can a business insurance agent help with a home-based business in Livingston?
Yes. Many home-based businesses need coverage beyond a standard homeowners policy. An agent can recommend a business owners policy or inland marine coverage for equipment. New Jersey does not have special exemptions for home-based businesses regarding liability.
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