The top-rated business insurance agent in Jersey City, New Jersey is SageSure, rated 4.1 stars across 1,838 reviews. Other highly rated options include Kacey Padlo - State Farm Insurance Agent, Freeway Insurance, Tawanda Jackson - State Farm Insurance Agent. This directory lists 21 business insurance agents serving Jersey City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | SageSure | 101 Hudson St #2700 | (800) 481-0661 |
| 2 | Kacey Padlo - State Farm Insurance Agent | 419 Monmouth St | (201) 918-3793 |
| 3 | Freeway Insurance | 2184 John F. Kennedy Blvd | (201) 829-2005 |
| 4 | Tawanda Jackson - State Farm Insurance Agent | 422 West Side Ave | (201) 209-0290 |
| 5 | Alberto Santana - State Farm Insurance Agent | 1652 John F. Kennedy Blvd | (201) 332-3344 |
| 6 | Goosehead Insurance - Paula Keung | 101 Hudson St Suite 2122 | (551) 261-5005 |
| 7 | Soliman Agency LLC: Allstate Insurance | 844 Bergen Ave | (201) 332-6999 |
| 8 | J&J Assurance Group | 550 West Side Ave | (201) 736-5188 |
| 9 | Men Ins Agency | 263 Central Ave | (201) 792-4188 |
| 10 | JC Insurance Agency | 2184 John F. Kennedy Blvd | (201) 830-3088 |
SageSure serves the Jersey City, New Jersey area as a business insurance agent. It assists local companies with securing essential coverage to protect their operations from common financial risks. The agency works with clients to assess industry-specific exposures and match them with appropriate policies from a variety of insurers. As a business insurance agent, it handles commercial property insurance and general liability coverage for businesses in this region.
Kacey Padlo - State Farm Insurance Agent serves homeowners, businesses, and property managers in Jersey City, New Jersey. The agency provides business insurance coverage that helps local companies protect their assets and manage everyday risks. It offers personalized consultations to identify appropriate policies for various commercial needs. The office also assists with auto, life, and renters insurance solutions for individuals in the community. Its service area extends to surrounding areas such as Hoboken and the broader Hudson County metro region.
Freeway Insurance in Jersey City, New Jersey, provides a comprehensive range of commercial insurance policies to protect local businesses from liability and property risks. Its service model includes straightforward policy management and claims assistance tailored to each client’s operational needs. Clients can access online resources for policy updates and direct support from local agents. The company services a variety of commercial properties, including retail stores, restaurants, multi-family apartment buildings, and single-family homes operated as businesses.
Tawanda Jackson - State Farm Insurance Agent serves Jersey City and its surrounding communities in New Jersey, providing business insurance coverage options. It handles commercial policies designed to protect local enterprises from common operational risks and potential financial losses. The agency evaluates each client’s specific industry exposures and liabilities to recommend appropriate coverage limits. A typical job begins with a thorough consultation to assess the business’s unique needs, followed by a presentation of tailored insurance solutions that align with the client’s budget and risk profile.
For a business insurance agent like Alberto Santana in Jersey City, NJ, clients generally choose between one-time policies, such as a single project bond, or recurring annual coverage like a general liability renewal. The agency provides protection for common local business risks, including property damage, liability claims, and workers’ compensation that complies with New Jersey regulations. Services run on an as-needed basis for new quotes, scheduled for annual policy renewals, or as requested when coverage adjustments are required.
As a business insurance agent in Jersey City, Goosehead Insurance - Paula Keung specializes in helping local businesses secure coverage for general liability and commercial property. The agency works closely with entrepreneurs to review risk exposure and match policies to specific operational needs. Beyond standard protection, it also addresses unique exposures such as professional liability and workers’ compensation. For businesses planning to reopen after the winter holiday season, the agency can help adjust coverage to account for seasonal inventory shifts and potential liability from temporary staffing changes.
As Jersey City businesses prepare for the seasonal shifts that bring new liability exposures and property risks, Soliman Agency LLC: Allstate Insurance helps local entrepreneurs review their current coverage. This business insurance agent works to understand the unique operational needs of each client, recommending policies that address general liability, commercial property, and workers compensation. The agent gathers initial details about recent revenue, inventory value, and employee count to set a baseline. A thorough inspection of the insured premises is then scheduled to confirm all exposures are properly accounted for.
J&J Assurance Group in Jersey City, NJ, helps local businesses identify appropriate insurance coverage for operational risks and liability concerns. The team specializes in tailoring policies with endorsements like cyber liability and equipment breakdown protection. They assess a client’s daily activities to balance general liability with property coverage. Their services extend to a range of commercial sectors, including professional offices, storage warehouses, and full-service food establishments.
Men Ins Agency provides residential insurance services to property owners in Jersey City, New Jersey, helping protect homes and personal belongings. The agency also offers commercial coverage for local businesses, tailoring policies to meet the needs of small and mid-sized operations throughout the greater Hudson County area. Clients receive ongoing support between regular policy review visits, with follow-up service available for claims assistance and coverage adjustments to keep protection aligned with changing circumstances.
JC Insurance Agency in Jersey City, NJ is known for providing comprehensive business insurance coverage to local enterprises. It helps small and mid-sized businesses assess their risks and secure policies that protect against common liabilities and property damage. The agency advises clients on general liability, workers’ compensation, and commercial property insurance. As an additional specialty service, it can arrange for commercial auto insurance to cover company vehicles used for deliveries or client visits.
What Does a a Business Insurance Agent in Jersey City Cost?
Typical costs for a small business insurance policy in New Jersey range from $400 to $1,500 per year for general liability, while workers compensation premiums average $1,000 to $3,000 per employee annually. Professional liability insurance can cost $500 to $2,000 per year depending on risk level. Actual costs vary by industry, revenue, claims history, and coverage limits. This is general information, not insurance advice.
About business insurance agents in Jersey City
A business insurance agent in Jersey City helps local companies secure coverage that meets New Jersey state requirements. New Jersey law mandates workers compensation insurance for most employers and general liability for many commercial leases. An agent can guide you through these rules and find policies for property, liability, and professional coverage.
Frequently Asked Questions
What types of business insurance are required in New Jersey?
New Jersey requires workers compensation insurance for all employers with one or more employees. Commercial auto insurance is required for any business-owned vehicle. Many landlords in Jersey City also require general liability insurance as part of a commercial lease.
How do I choose a business insurance agent in Jersey City?
Look for an agent licensed in New Jersey who has experience with your industry. Ask about their access to multiple carriers and their knowledge of local risks like flooding or construction liability. A good agent will review your operations and recommend appropriate limits.
Can a business insurance agent help with a home based business in Jersey City?
Yes. Many home based businesses in Jersey City need separate commercial policies because standard homeowners insurance excludes business liability. An agent can recommend a business owners policy or inland marine coverage for equipment and inventory.
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