The top-rated business insurance agent in Lincoln, Nebraska is Advantage Insurance Agency, rated 4.9 stars across 384 reviews. Other highly rated options include Vinnie Krikac - State Farm Insurance Agent, Allstar Insurance, Covenant Insurance Services, LLC. This directory lists 20 business insurance agents serving Lincoln.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Advantage Insurance Agency | 5715 S 34th St Suite 450 | (402) 484-5454 |
| 2 | Vinnie Krikac - State Farm Insurance Agent | 935 Plum St | (402) 474-1173 |
| 3 | Allstar Insurance | 3130 O St | (402) 477-0900 |
| 4 | Covenant Insurance Services, LLC | 3600 Village Dr Ste 140 | (402) 423-8423 |
| 5 | Vault Insurance & Risk Management | 5936 Vandervoort Dr Ste B | (402) 261-3999 |
| 6 | Solid Ground Insurance LLC | 6000 S 58th St C | (402) 241-5212 |
| 7 | Barney Insurance - Lincoln | 2855 S 70th St # 101 | (402) 467-4633 |
| 8 | Cornhusker Insurance Agency | 6100 Apples Way #102 | (402) 436-2423 |
| 9 | Brokers Insurance Agency | 5241 R St #3 | (402) 420-5353 |
| 10 | Forsyth Insurance Agency | 1265 S Cotner Blvd #21 | (402) 483-7861 |
Advantage Insurance Agency serves businesses throughout the Lincoln, Nebraska area, focusing on commercial insurance needs. The agency works to identify appropriate coverage options for local companies of various sizes and industries. General liability and property insurance are common areas of focus, helping businesses protect their physical assets and manage operational risks. The agency also handles workers’ compensation policies to help employers address employee injury concerns, alongside commercial auto insurance for business-owned vehicles in the region.
Vinnie Krikac - State Farm Insurance Agent in Lincoln, NE, provides a range of business insurance services including commercial auto, general liability, and property coverage. Its agents work with clients to assess risk and can recommend policies tailored to each enterprise’s daily operations. Service plans often include periodic policy reviews and claims assistance to address shifting business needs. The company also offers guidance on bundling policies for comprehensive protection. It services single-family homes, apartments, retail spaces, and restaurants.
Allstar Insurance serves businesses, commercial property managers, and independent professionals in Lincoln, Nebraska, helping them secure coverage for liability, property, and operational risks. The agency works to match local enterprises with policies that protect against common area exposures such as weather damage and customer accidents. It also advises on workers’ compensation needs for small to mid-sized firms. In addition to its Nebraska capital clients, Allstar Insurance extends its services to businesses in surrounding communities such as Waverly or throughout Lancaster County.
Covenant Insurance Services, LLC in Lincoln, NE distinguishes between offering one-time policy evaluations and recurring service plans for ongoing risk management. As a business insurance agent, the firm advises local companies on covering property liability, workers’ compensation, and commercial auto exposures against operational threats. Consultations typically identify gaps across different commercial sectors. Service at this agency runs strictly on an as-needed basis, allowing clients to request reviews whenever their business circumstances change or a policy renewal approaches.
Vault Insurance & Risk Management serves the Lincoln, NE area and its surrounding communities, handling a full range of commercial insurance needs for local businesses. It works to secure coverage for general liability, property protection, and workers’ compensation. The agency helps companies assess their exposures to minimize potential operational disruptions. For each typical client, it begins by evaluating the specific nature of the business’s risks and then customizes a policy package to match those exact exposures. This tailored approach addresses the unique liability and asset protection requirements of each operation.
Solid Ground Insurance LLC in Lincoln, Nebraska provides business insurance agent services including commercial property and general liability coverage. It assists local enterprises such as offices, retail stores, and contractors in managing their unique risk exposures. The agency works through the complexities of policy options tailored to each business’s operational scale and industry requirements. As winter approaches, it helps companies address potential disruptions from ice storms or liability claims related to customer slips on unshoveled walkways.
As spring storms sweep across eastern Nebraska, businesses in Lincoln often review their current insurance coverage for gaps in protection. Barney Insurance - Lincoln provides professional guidance tailored for commercial clients, helping assess property, liability, and worker-related exposures unique to local operations. The agency works directly with business owners to identify specific risks facing their industry and scale. Coverage discussions begin with a thorough inspection of the premises and operations to establish a clear starting point for any necessary adjustments.
Cornhusker Insurance Agency provides residential insurance services for homes and personal property in Lincoln, Nebraska. The company also offers commercial coverage tailored to protect local businesses from operational risks. Serving the greater Lincoln area, the agency works directly with clients to build appropriate policies for their specific needs. Between regular policy reviews, customers can schedule follow-up appointments to adjust or expand their existing coverage as circumstances change.
Brokers Insurance Agency in Lincoln, Nebraska, provides comprehensive business insurance coverage tailored to local commercial clients. It specializes in critical liability protections and property coverage to safeguard company assets. The firm serves a variety of business sectors, including professional offices in need of general liability policies, warehouses requiring property and inventory insurance, and food service establishments that demand specific product and premises liability protections.
What Does a a Business Insurance Agent in Lincoln Cost?
The cost of business insurance in Nebraska varies by industry, location, and coverage limits. A small retail shop in Lincoln might pay between 500 and 1,500 dollars per year for general liability insurance. A construction company could pay 3,000 to 10,000 dollars or more annually for general liability and workers compensation. Factors like payroll, revenue, and claims history also affect premiums. This is general information, not insurance advice.
About business insurance agents in Lincoln
A business insurance agent in Lincoln Nebraska helps local companies find coverage that meets state requirements and protects against common risks. Nebraska law requires businesses with employees to carry workers compensation insurance if they have one or more workers. Agents can also help with general liability, property, and professional liability policies specific to Nebraska industries like agriculture and manufacturing.
Frequently Asked Questions
What types of business insurance are required in Nebraska?
Nebraska requires workers compensation insurance for any employer with one or more employees. Commercial auto insurance is also required for any business-owned vehicles. Other coverages like general liability are not state-mandated but are often required by landlords or contracts.
How do I find a business insurance agent in Lincoln Nebraska?
You can search online directories or ask other local business owners for referrals. Look for agents who are licensed in Nebraska and have experience with your industry. Many agents offer free consultations to discuss your specific needs.
What is the difference between a captive agent and an independent agent in Lincoln?
A captive agent works for one insurance company and can only sell that company's policies. An independent agent works with multiple carriers and can compare options from different insurers. Independent agents often provide more choices for Nebraska businesses.