The top-rated business insurance agent in Grand Island, Nebraska is Melissa Reed - State Farm Insurance Agent, rated 5.0 stars across 257 reviews. Other highly rated options include Magiera & Associates, LLC American Family Insurance, Lisa Willman - State Farm Insurance Agent, Farmers Insurance - Mark Porter. This directory lists 20 business insurance agents serving Grand Island.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Melissa Reed - State Farm Insurance Agent | 1300 S Locust St # D | (308) 210-9261 |
| 2 | Magiera & Associates, LLC American Family Insurance | 620 N Webb Rd | (308) 384-5161 |
| 3 | Lisa Willman - State Farm Insurance Agent | 3308 W Capital Ave | (308) 384-1190 |
| 4 | Farmers Insurance - Mark Porter | 1004 Diers Ave Ste 206 | (308) 382-8787 |
| 5 | Edgewater Insurance + Real Estate | 3610 W Capital Ave | (308) 381-1761 |
| 6 | Swartzbaugh Insurance Service | 2012 N Broadwell Ave | (308) 381-8312 |
| 7 | Shelter Insurance - Paul Hoos | 204 S Locust St | (308) 384-7599 |
| 8 | Ty Benton - State Farm Insurance Agent | 1032 S Locust St | (308) 382-1213 |
| 9 | Pathway Insurance Agency | 3333 State St | (308) 382-3150 |
| 10 | Baasch Realty & Insurance | 216 N Cedar St | (308) 384-8090 |
Melissa Reed - State Farm Insurance Agent serves the Grand Island, Nebraska metro area and provides business insurance solutions for local enterprises. The agency helps commercial clients protect their assets with policies tailored to various industries and operational needs. Business liability coverage safeguards against claims from third-party injuries or property damage, while commercial property insurance covers buildings and equipment from unexpected losses. The team also assists with workers’ compensation policies to support employees and manage workplace risk, and offers business interruption insurance to maintain income during disruptions.
Magiera & Associates, LLC American Family Insurance provides a comprehensive range of commercial insurance solutions for businesses in Grand Island, Nebraska. Its service approach includes regular policy reviews to ensure adequate coverage adapts to changing operational needs. The agency offers ongoing support for claims management and risk assessment, helping clients maintain effective protection over time. It services single-family homes, apartments, retail storefronts, and restaurants.
Lisa Willman, a State Farm Insurance Agent in Grand Island, Nebraska, serves local homeowners, business owners, and property managers seeking commercial coverage. She helps clients protect their assets with general liability, property insurance, and workers’ compensation policies tailored to small and mid-sized businesses. Her agency also writes policies for those managing rental and commercial properties. In addition to serving Grand Island, she provides business insurance solutions for clients in the nearby community of Hastings and throughout Hall County.
Farmers Insurance - Mark Porter serves Grand Island, Nebraska, and the surrounding communities, handling business insurance policies for local enterprises. The agency addresses coverage for property, liability, and other operational risks that small and mid-sized businesses commonly face in the region. For each typical job, Mark Porter evaluates the specific exposures of the business, then recommends tailored policy options to match the client’s needs and budget.
Edgewater Insurance + Real Estate in Grand Island, NE specializes in crafting customized commercial insurance packages to protect local businesses from liability and property exposures. It also delivers general brokerage for a range of coverage needs, helping entrepreneurs navigate standard business owner policies and workers’ compensation requirements. The agency regularly assists with seasonal concerns such as adjusting coverage for construction firms during peak building months or securing additional liability protection for retailers ahead of the holiday shopping rush.
Swartzbaugh Insurance Service operates as a business insurance agent in Grand Island, Nebraska, advising local companies on general liability and property coverage. It also assists clients in customizing policies with specialized add-ons, such as business interruption insurance or equipment breakdown protection. The agency reviews risks for various commercial sectors, including offices, warehouses, and food service operations, matching them with appropriate carrier options.
Shelter Insurance - Paul Hoos in Grand Island, NE offers business insurance both as one-time coverage for short-term needs and as ongoing policies that renew regularly. This agent helps protect local enterprises through general liability, property insurance, and commercial auto coverage designed for area businesses. Services run on an as-needed basis, allowing clients to adjust their protection as their operations evolve.
As winter approaches in Grand Island, local businesses often face increased risks from snow and ice damage. Ty Benton's agency addresses these concerns by offering coverage for commercial property against seasonal weather events. Their team works with business owners to design policies that protect equipment, inventory, and liability. Beyond weather-related risks, general liability insurance helps safeguard against customer injuries or property damage during daily operations. An initial review of each business's exposures and current contracts is typically conducted during a complimentary consultation visit to the office or shop.
Pathway Insurance Agency in Grand Island, NE, is known for helping local businesses secure commercial coverage that protects against common operational risks. Its service range includes property, liability, and workers compensation policies tailored to various industry needs. Agents assist clients in evaluating their exposures and selecting appropriate deductibles. They can also add a specialty business interruption insurance endorsement to protect income during unexpected closures.
Baasch Realty & Insurance serves the Grand Island, Nebraska area with residential insurance solutions and also provides commercial coverage options for local businesses. As a business insurance agent, the company works with clients to arrange policies that protect their operations and assets. Their service region includes the surrounding communities where business owners seek reliable coverage. Following an initial consultation and policy setup, the agency maintains contact with clients to handle updates or adjustments between regular review visits.
What Does a a Business Insurance Agent in Grand Island Cost?
The cost of business insurance in Nebraska varies by industry, location, and coverage limits. A small retail shop in Grand Island might pay 500 to 1,500 dollars per year for general liability. Workers compensation rates are set by the Nebraska Workers Compensation Court and average around 1.50 dollars per 100 dollars of payroll for low-risk jobs. This is general information and not insurance advice.
About business insurance agents in Grand Island
Grand Island businesses rely on local agents to find the right commercial insurance coverage. Nebraska law requires most employers to carry workers compensation insurance if they have one or more employees. A Grand Island agent can help you compare policies from multiple carriers to protect your assets.
Frequently Asked Questions
What types of business insurance do Grand Island agents offer?
Agents in Grand Island offer general liability, commercial property, workers compensation, and professional liability policies. They also provide coverage for commercial auto and business interruption. Each policy is tailored to your specific industry and risk profile.
Is business insurance required by law in Nebraska?
Nebraska requires workers compensation insurance for any business with one or more employees. Commercial auto insurance is required if you use vehicles for business purposes. Other types like general liability are not legally required but are often mandated by landlords or contracts.
How do I choose a business insurance agent in Grand Island?
Look for an agent who has experience with your industry and can explain policy details clearly. Check their licensing status through the Nebraska Department of Insurance. Ask about their claims process and how they handle policy renewals.