The top-rated business insurance agent in Lynn, Massachusetts is Global Insurance Services, Inc, rated 4.9 stars across 444 reviews. Other highly rated options include Point Insurance - Lynn, Beacon Hill Insurance Agency, David E. Zeller Insurance. This directory lists 18 business insurance agents serving Lynn.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Global Insurance Services, Inc | 818 Western Ave | (617) 282-2220 |
| 2 | Point Insurance - Lynn | 22 State St | (781) 309-9241 |
| 3 | Beacon Hill Insurance Agency | 125 Commercial St | (800) 568-4091 |
| 4 | David E. Zeller Insurance | 400 Broadway 2nd fl | (781) 595-2071 |
| 5 | Mill City Insurance | 224 Union St | (781) 842-4367 |
| 6 | Ebenezer Insurance Agency | 98 Boston St | (978) 278-3050 |
| 7 | Friendly Insurance | 471 Western Ave | (781) 593-4344 |
| 8 | Precision Insurance - Barry Smith Notary Public loan signing agent certified | 270 Union St #310 | (207) 437-5780 |
| 9 | Duffy Insurance | 317 Broadway | (781) 593-1200 |
| 10 | Columbia Insurance Agency | 31 Central Square | (781) 598-5000 |
Global Insurance Services, Inc serves businesses throughout the Lynn, Massachusetts area as a commercial insurance agency. It provides coverage packages designed to protect local companies from financial losses due to liability claims, property damage, and employee injuries. The agency works with business owners to analyze operational risks and obtain policies that match their specific requirements. Its services include general liability insurance for storefronts and offices as well as workers’ compensation coverage for local retail and service industry employers in Essex County.
Point Insurance - Lynn provides tailored commercial coverage for small and mid-sized businesses, including general liability, property, and workers' compensation policies. Its service plans focus on risk assessment and policy adjustments to align with evolving business operations. The agency assists clients in understanding coverage gaps and minimizing potential exposures. It also offers periodic coverage reviews to adapt to seasonal business changes. Point Insurance - Lynn services a diverse range of properties, including retail stores, restaurants, apartment complexes, and single-family homes used for business purposes.
Beacon Hill Insurance Agency serves homeowners, businesses, and property managers in Lynn, Massachusetts, offering business insurance agent services to help local enterprises manage risk and protect their assets. The agency works with clients to find coverage that fits their operational needs. It also assists professionals in securing policies designed for commercial liability, property, and related exposures. Its service area extends to the surrounding communities in the North Shore metro region, including nearby Swampscott.
David E. Zeller Insurance helps clients in Lynn understand the key difference between securing a one-time business insurance policy and establishing an ongoing service plan for evolving coverage needs. They guide commercial clients through general liability, property, and workers’ compensation options suited for local operations. Assistance is available to review current policies or explore new risk management solutions. This service for business insurance runs on a scheduled basis to ensure policies remain current through periodic reviews and updates.
Serving Lynn and the surrounding North Shore communities, Mill City Insurance handles business insurance needs for local enterprises. It works with clients to identify coverages that protect property, liability, and operations. The company helps small and mid-sized businesses navigate policy options for general liability, commercial property, and workers’ compensation. To handle a typical job, it assesses each business’s specific risks, then recommends tailored coverage from standard insurance carriers to match those exposures.
Ebenezer Insurance Agency provides specialty business insurance services such as general liability and commercial property coverage, along with professional liability and workers’ compensation solutions for local companies in Lynn, MA. Its general service work includes assessing risk exposure and tailoring policies to match each client’s operational needs. The agency also helps business owners address specific seasonal or situational concerns, such as adjusting coverage for inventory surges during the winter holiday retail season.
As small businesses in Lynn prepare for the changing seasons, property risks from New England weather increase significantly. Friendly Insurance works with local owners to review policies for adequate general liability, property, and workers compensation coverage. By meeting with each client, the agent identifies specific hazards related to their operations and premises. A complete walkthrough of the business site follows, noting current safety measures and any potential exposures before recommending policy adjustments. This initial assessment is then used to guide the next steps in securing appropriate protection.
Precision Insurance in Lynn, MA, provides business insurance agent services for local companies. The agency also operates as Barry Smith Notary Public loan signing agent certified, offering specialized notary and loan document execution support. General business insurance work in this area includes analyzing risk, structuring liability policies, and advising on commercial property coverage. The company serves a range of commercial sectors, including offices, warehouses, and food service establishments, tailoring coverage to their operational needs.
Duffy Insurance provides business insurance agent services in Lynn, Massachusetts. It offers coverage consultations and policy management for local enterprises. Service plans include regular policy reviews to ensure adequate protection as businesses evolve. Maintenance plans involve proactive updates on regulatory changes and risk management strategies. The company assists clients with claims support and annual coverage assessments. Properties it services range from single-family homes to apartments, retail establishments, and restaurants.
Columbia Insurance Agency in Lynn, MA handles residential insurance needs for homeowners and renters, including property and liability protection. For business clients, the agency offers commercial coverage options tailored to local small and mid-sized companies in the area. They serve property, casualty, and general liability accounts throughout the greater Lynn region. Between initial policy setup and annual renewals, the agency routinely contacts clients to ensure coverage remains appropriate, scheduling follow-up consultations whenever a policyholder experiences a change in their business operations or property.
What Does a a Business Insurance Agent in Lynn Cost?
Typical costs for a small business insurance package in Massachusetts range from $500 to $3,000 per year for general liability. Workers compensation premiums depend on payroll and industry class codes. A Lynn retail store might pay $1,200 annually for a basic policy while a construction contractor could pay $5,000 or more. This is general information, not insurance advice.
About business insurance agents in Lynn
A business insurance agent in Lynn, Massachusetts helps local companies find coverage for general liability, property damage, and workers compensation. Massachusetts law requires most employers to carry workers compensation insurance under M.G.L. Chapter 152. An agent can also help you meet state requirements for commercial auto insurance if you use vehicles for work.
Frequently Asked Questions
What types of business insurance do I need in Lynn?
Common policies include general liability, commercial property, and workers compensation. Massachusetts law requires workers comp for most businesses with employees. You may also need professional liability or cyber insurance depending on your industry.
How do I find a licensed business insurance agent in Lynn?
You can search the Massachusetts Division of Insurance website for licensed agents in Essex County. Many agents in Lynn offer free consultations to review your business risks and coverage needs.
Is business insurance required by law in Massachusetts?
Yes, Massachusetts requires workers compensation insurance for most businesses with one or more employees. Commercial auto insurance is required if you use vehicles for business. General liability is not state mandated but is often required by landlords or clients.