The top-rated business insurance agent in Danvers, Massachusetts is Daniel J. Guarino Insurance Agency, Inc., rated 5.0 stars across 303 reviews. Other highly rated options include Edgewater Insurance Group, Goodnow Insurance, Phil Richard Insurance. This directory lists 19 business insurance agents serving Danvers.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Daniel J. Guarino Insurance Agency, Inc. | 99 Rosewood Dr #111 | (978) 777-5820 |
| 2 | Edgewater Insurance Group | 85 Constitution Ln #2B | (978) 979-6592 |
| 3 | Goodnow Insurance | 16 Park St | (978) 774-2620 |
| 4 | Phil Richard Insurance | 27 Garden St #1b | (978) 774-4338 |
| 5 | Angelo Perrina - GEICO Insurance Agent | 150 Andover St | (978) 326-1850 |
| 6 | Salem Five Insurance Services, LLC | 75 Sylvan St Suite B-202 | (978) 977-4884 |
| 7 | Hurley Insurance Agency | 27 Garden St #1b | (978) 777-9394 |
| 8 | John J Doyle Insurance | 85 Constitution Ln #2h | (978) 777-6344 |
| 9 | SecureLink Insurance Co. | 99 Watson Pkwy | (351) 207-6471 |
| 10 | Circle Insurance Agency, Inc. | 247 Newbury St | (978) 777-7030 |
Daniel J. Guarino Insurance Agency, Inc. serves businesses throughout Essex County from its location in Danvers, Massachusetts. It offers business insurance policies designed to protect commercial assets and operations. The agency helps local business owners evaluate their liability exposures and property coverage needs. Its work includes advising on appropriate policy limits and deductibles. This agent handles commercial property insurance and general liability insurance for companies across the North Shore area.
Edgewater Insurance Group serves homeowners, businesses, and property managers throughout Danvers, Massachusetts, offering commercial insurance policies for liability, property, and workers’ compensation. The agency works closely with clients to assess risks and secure coverage that aligns with operational needs. It also serves nearby communities such as Beverly and the broader North Shore area, providing ongoing support for claims management and policy adjustments as local business environments change.
Goodnow Insurance serves business owners in Danvers, Massachusetts, and the surrounding North Shore communities. It handles a full range of commercial coverage needs, from general liability and property insurance to workers’ compensation and professional liability policies. Each client’s operation receives individual attention to ensure appropriate risk management. The agency typically begins with a thorough assessment of a business’s specific exposures, then tailors a policy bundle to match that unique profile.
Phil Richard Insurance offers both one-time consultations for specific business insurance needs as well as ongoing service for developing, managing, and updating a full coverage portfolio. Operating in Danvers, MA, the agency provides commercial insurance policies that protect local businesses from common liability and property risks. All service options, including initial policy setup and annual policy reviews, run on a recurring scheduled basis to ensure coverage remains aligned with changing business operations.
Angelo Perrina - GEICO Insurance Agent provides business insurance services in the Danvers, Massachusetts area. The company assists local commercial clients in obtaining general liability, property, and workers’ compensation coverage. It offers continuing policy reviews to ensure protection remains aligned with operational changes. Businesses can consult the agent for personalized risk management guidance and modified insurance packages. The firm services single-family homes, apartments, retail locations, and restaurants with tailored coverage solutions.
Salem Five Insurance Services, LLC in Danvers, MA focuses on business insurance agent services, including liability, property, and workers’ compensation coverage for local companies. It works with small and mid-sized businesses to customize policies that address operational risks and regulatory requirements. The agency guides clients through the process of evaluating exposure in their specific industries. As local commerce shifts with seasonal tourism demands, it helps businesses adjust inventory and liability protection during peak summer months.
As winter weather approaches in Danvers, local businesses face risks from ice dams and parking lot liabilities that require proper coverage. Hurley Insurance Agency addresses these seasonal exposures by providing customized business insurance policies for shops, restaurants, and professional offices throughout the area. Their agents evaluate each client’s operations, helping to identify gaps in liability and property protection that could prove costly during a storm or accident. A typical engagement begins with a thorough onsite inspection of the commercial premises to assess current safeguards and recommend appropriate policy adjustments.
John J Doyle Insurance advises local businesses on their general liability and commercial property coverage needs. As a business insurance agent in Danvers, Massachusetts, the firm also specializes in arranging tailored inland marine endorsements and cyber liability policies for companies in the region. Its professional guidance helps business owners evaluate appropriate coverage levels and risk management strategies. The agency serves a range of commercial sectors that includes small offices, large warehouses, and food service establishments.
SecureLink Insurance Co. in Danvers, MA, is recognized for helping local businesses secure tailored liability and property coverage. The agency advises companies on general commercial policies and workers’ compensation plans needed for daily operations. It also guides clients through industry-specific risk assessments that are standard for small to midsize enterprises in this region. A specialty service the firm can coordinate is professional liability insurance for consultants.
Circle Insurance Agency, Inc. in Danvers, MA helps residential clients arrange protection for their homes and belongings. The firm also extends its offerings to commercial operations, providing business insurance coverage tailored to the needs of local enterprises throughout the region. Policies are designed to safeguard assets and manage risk for a variety of small and medium-sized ventures. After an initial consultation and policy setup, the agency remains available to adjust coverage as circumstances change, ensuring ongoing service between routine visits for long-term account management.
What Does a a Business Insurance Agent in Danvers Cost?
Typical costs for a small business insurance package in Massachusetts range from $500 to $3,000 per year for general liability coverage. Workers compensation premiums vary by payroll and industry classification, often starting around $1 per $100 of payroll for low risk office work. Commercial property insurance for a small retail space in Danvers may cost $500 to $2,000 annually. These figures are estimates and your actual premium will depend on your specific business details. This is general information and not insurance advice.
About business insurance agents in Danvers
Business insurance agents in Danvers Massachusetts help local companies find coverage that meets state requirements and protects against common risks. Massachusetts law requires most employers to carry workers compensation insurance, and many commercial leases in Danvers demand general liability coverage. An agent can review your business operations and recommend appropriate policy limits for your specific industry.
Frequently Asked Questions
What types of business insurance are required in Massachusetts?
Massachusetts requires workers compensation insurance for almost all employers with one or more employees. Commercial auto insurance is mandatory if you use vehicles for business. Other coverages like general liability and property insurance are not required by state law but are often demanded by landlords or clients.
How do I find a business insurance agent in Danvers?
You can search online directories or ask other business owners in Danvers for referrals. Look for agents who hold a Massachusetts insurance license and have experience with your industry. Many local agencies in Essex County offer free initial consultations to discuss your needs.
What factors affect the cost of business insurance in Danvers?
Costs depend on your industry, number of employees, annual revenue, claims history, and coverage limits. Location also matters because Danvers has specific fire protection ratings and local risk factors. An agent can help you compare quotes from multiple carriers to find competitive rates.