The top-rated business insurance agent in Lowell, Massachusetts is A-Affordable Insurance Agency, Inc., rated 4.7 stars across 225 reviews. Other highly rated options include Monica Insurance Agency Inc, Mill City Insurance Inc, Paul A. Balakin Insurance. This directory lists 20 business insurance agents serving Lowell.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | A-Affordable Insurance Agency, Inc. | 850 Chelmsford St | (978) 970-1500 |
| 2 | Monica Insurance Agency Inc | 11 Mill St | (978) 454-2577 |
| 3 | Mill City Insurance Inc | 493 Westford St | (978) 441-0005 |
| 4 | Paul A. Balakin Insurance | 81 Plain St #1 | (978) 441-3003 |
| 5 | Sharlene Wulleman: Allstate Insurance | 1235 Bridge St | (978) 455-4556 |
| 6 | Francis E. Provencher Insurance | 530 Rogers St | (978) 459-8681 |
| 7 | KK Insurance Agency, Inc. | 508 Westford St | (978) 970-2212 |
| 8 | Action Auto Insurance Agency | 703 Chelmsford St | (978) 441-2800 |
| 9 | Alpha Insurance | 648 Central St | (978) 459-4547 |
| 10 | Angela Westen Insurance | 543 Rogers St | (978) 735-4094 |
A-Affordable Insurance Agency, Inc. in Lowell, Massachusetts helps residents protect their homes and vehicles with appropriate personal policies. Business owners throughout the region can also secure commercial coverage for their companies and properties. The agency works with clients to understand their insurance needs and explain available policy options. After initial service, the team follows up regularly to review coverage and discuss any needed adjustments before the next renewal period.
Monica Insurance Agency Inc in Lowell, MA provides commercial coverage to protect businesses against common operational risks. Its services include liability protection and property insurance for a range of local enterprises. The agency also offers workers’ compensation policies and general business owner packages designed to safeguard daily operations. It services a variety of properties, including single-family homes, apartments, retail storefronts, and restaurants, ensuring each site receives appropriate coverage tailored to its specific commercial needs.
Mill City Insurance Inc serves the greater Lowell, Massachusetts area as a business insurance agent. The agency works with local companies to structure commercial coverage that addresses operational risks and liabilities. It advises clients on general liability and property insurance policies that protect physical assets from common threats. Business owners can also receive guidance on worker’s compensation insurance to meet state requirements and safeguard employees.
Paul A. Balakin Insurance in Lowell, MA provides specialized coverage for commercial property, general liability, and workers’ compensation. The agency also assists local businesses with tailoring policies to fit their specific operational risks and budget constraints. Clients can receive guidance on standard insurance needs for various industries, including retail and trades. As winter approaches in the Merrimack Valley, this agent helps companies evaluate snow removal liability and potential business interruption from weather-related closures, ensuring adequate protection during the harsher seasons.
Sharlene Wulleman: Allstate Insurance works with local homeowners, business owners, and commercial property managers in the Lowell area. It provides business insurance policies designed to protect companies from common operational risks and liability concerns. The agency also assists clients with commercial auto coverage and customized packages for small to mid-sized firms. Residents and enterprises in the greater Lowell metropolitan region, including communities like Chelmsford and Tewksbury, can access these services.
Serving Lowell and the surrounding Merrimack Valley communities, Francis E. Provencher Insurance provides business insurance agent services. It handles a variety of commercial coverage needs for local enterprises, helping to protect their operations and assets. The agency works to understand each client’s unique risk profile and business environment. This allows it to thoroughly review available policy options from multiple insurers. By carefully comparing coverage details, it customizes a policy bundle that addresses specific liabilities and property exposures for the business owner.
As local businesses in Lowell prepare for the busy holiday season, KK Insurance Agency, Inc. helps firms secure the coverage they need to protect their property and operations. The agency works directly with business owners to explain common commercial policy options, such as general liability and property insurance. It focuses on understanding a client’s daily risks and then recommends a customized package from its carrier network. All services start with a complimentary on-site inspection of the business premises and a review of current exposures.
A business insurance agent offers both one-time policy placements and ongoing coverage management for commercial clients. Action Auto Insurance Agency in Lowell, MA serves this category by providing tailored protection for local enterprises. Ongoing support includes annual policy reviews to adapt coverage as business needs evolve. Service runs on a scheduled basis, typically aligned with renewal cycles or upon client request for adjustments.
Alpha Insurance helps businesses in the Lowell area secure essential coverage to protect their operations and assets. The agency can also arrange specialty endorsements, tailoring policies to address unique industry needs or specific local regulations. This allows clients to fill important gaps that standard plans might overlook. Typical commercial sectors served include professional offices, distribution warehouses, and food service establishments, where different levels of liability and property protection are necessary for daily operations.
Angela Westen Insurance serves Lowell, Massachusetts, offering residential coverage for homeowners, renters, and condos. The agency also provides commercial insurance for local businesses, including general liability, property, and workers’ compensation policies. Serving clients throughout the greater Lowell area, the company helps assess unique coverage needs to protect assets. From an initial policy setup to periodic coverage reviews, agents assist clients with policy adjustments, renewals, and claims support, ensuring ongoing protection between regular service visits.
What Does a a Business Insurance Agent in Lowell Cost?
The cost of business insurance in Massachusetts varies by industry, location, and coverage limits. A small retail shop in Lowell might pay 500 to 1,500 dollars per year for general liability. A construction contractor could pay 5,000 to 15,000 dollars annually for general liability and workers comp. Premiums depend on payroll, revenue, and claims history. This is general information, not insurance advice.
About business insurance agents in Lowell
A business insurance agent in Lowell, Massachusetts helps local companies find coverage that meets state requirements. Massachusetts law requires most employers to carry workers compensation insurance. An agent can explain the specific risks for Lowell businesses and find policies that fit your budget.
Frequently Asked Questions
What types of business insurance do Lowell companies need?
Most Lowell businesses need general liability insurance and property insurance. Massachusetts requires workers compensation for nearly all employers. An agent can also recommend professional liability or commercial auto coverage based on your industry.
How do I find a business insurance agent in Lowell?
You can search online for local independent agents or contact the Massachusetts Association of Insurance Agents. Many agents in Lowell offer free consultations to review your business needs and provide quotes from multiple carriers.
Does Massachusetts have special insurance rules for small businesses?
Yes, Massachusetts has specific laws for workers compensation and commercial auto insurance. For example, the state requires all vehicles registered for business use to carry at least 20,000 dollars in bodily injury coverage per person. An agent familiar with Massachusetts law can help you stay compliant.