The top-rated business insurance agent in Lawrence, Massachusetts is A-Affordable Insurance Agency, Inc., rated 4.6 stars across 280 reviews. Other highly rated options include Silverio Insurance Agency, Mill City Insurance, Ruby Insurance Agency. This directory lists 12 business insurance agents serving Lawrence.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | A-Affordable Insurance Agency, Inc. | 69 Winthrop Ave Unit B | (978) 686-3455 |
| 2 | Silverio Insurance Agency | 10 S Broadway | (978) 685-0209 |
| 3 | Mill City Insurance | 290 Merrimack St #115 | (978) 686-3400 |
| 4 | Ruby Insurance Agency | 46 Stafford St Ste. 2962 | (978) 655-3208 |
| 5 | Walter Insurance | 86 Broadway | (978) 683-3645 |
| 6 | Elite Insurance Agency | 505 Broadway | (351) 207-1321 |
| 7 | Broadway Plaza Insurance Agency | 310 Broadway | (978) 685-3771 |
| 8 | Essex Insurance Agency | 599 Canal St 1w suite 1 | (978) 377-9666 |
| 9 | PEREZ Insurance and Financial Services, LLC | 17 McKinley Ave | (978) 258-5021 |
| 10 | Greater Lawrence Insurance | 510 Essex St | (978) 683-4177 |
Located in Lawrence, Massachusetts, A-Affordable Insurance Agency, Inc. provides business insurance services to that city and the surrounding communities. It handles general liability, property coverage, and workers' compensation for local companies. By carefully assessing each client's specific operational risks and revenue exposure, the agency structures policies that offer solid protection without unnecessary extras. It uses a straightforward consultation process to match available coverage options directly with the business's daily needs.
Silverio Insurance Agency serves businesses throughout the greater Lawrence, Massachusetts area as a dedicated business insurance agent. They help local companies identify and manage their commercial risk exposure. The agency works to secure tailored coverage that protects each client’s unique operational needs and assets. This includes advising on liability protection to guard against third-party claims and property coverage to safeguard physical business premises. They also assist with workers’ compensation policies to meet state requirements and cover employee injuries.
Serving Lynn and the surrounding North Shore communities, Mill City Insurance handles business insurance needs for local enterprises. It works with clients to identify coverages that protect property, liability, and operations. The company helps small and mid-sized businesses navigate policy options for general liability, commercial property, and workers’ compensation. To handle a typical job, it assesses each business’s specific risks, then recommends tailored coverage from standard insurance carriers to match those exposures.
Ruby Insurance Agency in Lawrence, MA offers a range of business insurance policies designed to protect local enterprises from financial loss. The agency works closely with clients to develop coverage that addresses operational risks. For established accounts, it provides ongoing service reviews and policy maintenance to ensure coverage adapts to changing needs. Routine consultations help update protection as businesses grow or shift focus. The agency routinely serves clients operating single-family homes, apartments, retail locations, and restaurants throughout the region.
Walter Insurance serves business owners and property managers in Lawrence seeking reliable commercial coverage. The agency assists with general liability, property insurance, and workers’ compensation policies tailored to local enterprises. By understanding regional risks and zoning requirements, the firm helps clients protect their assets and maintain operational continuity. Businesses in nearby Methuen and the greater Merrimack Valley area can also obtain personalized risk assessments and coverage options from this Lawrence-based agency.
Elite Insurance Agency in Lawrence, MA offers both one-time consultations and ongoing management for business liability coverage. Recurring service typically involves annual policy reviews and adjustments, while one-time work may focus on a specific risk assessment. Their approach includes evaluating general liability, property, and workers compensation insurance to match local business needs. Service operates on a scheduled basis, with regular check-ins arranged according to the client’s policy renewal cycle.
Broadway Plaza Insurance Agency serves Lawrence, Massachusetts and its surrounding communities throughout the Merrimack Valley. It handles business insurance coverage, addressing risks common to local enterprises such as property damage, liability, and worker injuries. Protecting small shops, professional offices, and service providers in the area is its primary focus. To serve a typical job, it assesses a client's specific operations and exposures, then matches those needs to appropriate policies that provide balanced protection.
Essex Insurance Agency provides specialty services in business liability and property coverage for Lawrence-area companies, while also handling general commercial risk assessments and policy management. It works with small businesses to develop customized plans that address unique operational exposures. The agency assists with standard filings and endorsement adjustments to meet changing regulatory requirements. During the winter season, it helps local firms manage coverage for snow removal liabilities and cold-weather property damages that arise in the Merrimack Valley.
PEREZ Insurance and Financial Services, LLC in Lawrence, MA works with local business owners to identify and manage their key risk exposures. The agency specializes in securing customized business insurance coverage that can address liability, property, and workers’ compensation needs unique to each operation. They focus on helping companies understand policy details and adjust protection as their ventures grow and change. Commercial sectors this agency can serve include offices, warehouses, and food service establishments, each requiring distinct policy structures for equipment, inventory, and public safety.
Lawrence business owners face shifting seasonal demands from winter storm disruptions to summer construction peaks. Greater Lawrence Insurance addresses these fluctuations by analyzing annual revenue patterns and liability exposures particular to local retail shops, restaurants, and trades in Lawrence, MA. Their business insurance agent consultations focus on matching policy structures to actual operational risks rather than offering generic packages. After reviewing financial records and property layouts during the initial meeting, the agent schedules an on-site walkthrough to verify building conditions and safety equipment before finalizing coverage options.
What Does a a Business Insurance Agent in Lawrence Cost?
The cost of business insurance in Massachusetts varies by industry size and location. A small retail shop in Lawrence might pay 500 to 1500 dollars per year for general liability. A construction contractor may pay 3000 to 8000 dollars annually for general liability and workers comp. Factors like payroll revenue and claims history affect the price. This is general information and not insurance advice.
About business insurance agents in Lawrence
A business insurance agent in Lawrence Massachusetts helps local companies find the right coverage for their specific risks. Massachusetts law requires businesses with employees to carry workers compensation insurance. Agents in Lawrence understand the local economy and can guide you through state requirements for general liability and commercial property policies.
Frequently Asked Questions
What types of business insurance do I need in Lawrence Massachusetts?
Most businesses need general liability insurance and property insurance. Massachusetts law requires workers compensation if you have any employees. You may also need commercial auto insurance if you use vehicles for work.
How do I find a business insurance agent in Lawrence?
You can search online for local independent agents or use the Massachusetts Division of Insurance website to verify an agents license. Many agents in Lawrence offer free quotes and can meet in person.
Does Massachusetts have specific insurance requirements for small businesses?
Yes. Massachusetts requires all employers to carry workers compensation insurance. The state also requires commercial auto insurance for business vehicles. Some professions need professional liability insurance under state regulations.