The top-rated business insurance agent in Haverhill, Massachusetts is AAA Haverhill, rated 4.7 stars across 274 reviews. Other highly rated options include MTM Insurance of Greater Haverhill, INC., De La Cruz Insurance Group, James Sarcione: Allstate Insurance. This directory lists 15 business insurance agents serving Haverhill.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | AAA Haverhill | 308 Main St | (978) 373-3611 |
| 2 | MTM Insurance of Greater Haverhill, INC. | 35 Stage St | (978) 681-5700 |
| 3 | De La Cruz Insurance Group | The Lennox Center, 378 S Main St #1 | (978) 926-3281 |
| 4 | James Sarcione: Allstate Insurance | 16 Granite St | (978) 377-0270 |
| 5 | James Page Insurance | 191 Merrimack St # 306 | (978) 373-3893 |
| 6 | Sullivan Insurance & Financial | 487 Groveland St | (978) 372-2790 |
| 7 | Cowan Insurance Agency | 359 Main St | (978) 372-1451 |
| 8 | Sams Insurance Agency Inc. | 359 Main St Ste 220 | (978) 374-5290 |
| 9 | Fred C. Church, Inc. | Inside Lowell Five, 750 Main St | (800) 225-1865 |
| 10 | Silverio Insurance Agency | 114 Kenoza Ave | (978) 685-0209 |
AAA Haverhill serves the greater Haverhill area in Essex County, Massachusetts, providing business insurance agent services. The agency helps local companies navigate their commercial coverage needs, working to identify appropriate policies for various business structures and risks. It assists with obtaining general liability insurance to protect against common third-party claims. Additionally, the agency handles workers' compensation coverage to support workplace safety requirements and commercial property insurance for physical assets.
MTM Insurance of Greater Haverhill, INC. provides a full range of business insurance services, including general liability, property, and workers’ compensation coverage. It offers routine policy review and risk assessment consultations to help maintain adequate protection. The agency serves the commercial needs of clients in and around Haverhill, MA. Its service areas extend to single-family homes, apartments, retail shops, and restaurant properties.
Serving Haverhill, Massachusetts, and the surrounding Merrimack Valley communities, De La Cruz Insurance Group handles business insurance needs for local enterprises. It secures coverage for general liability, property, and other commercial exposures to help protect companies from financial loss. The agent works with business owners to assess their unique risks and gather relevant operational details. Based on this analysis, the agency structures a tailored policy package from multiple carriers to ensure adequate protection and compliance with standard industry requirements.
James Sarcione: Allstate Insurance serves homeowners, businesses, and property managers in Haverhill, Massachusetts, offering tailored business insurance policies that protect commercial assets and liabilities. The agency provides coverage options that balance risk management with operational needs for local entrepreneurs and retailers. Standard protections include general liability, property insurance, and workers’ compensation packages. Its services also extend to private residences needing bundled home and auto plans. Business and residential clients throughout the Merrimack Valley region, including nearby Methuen, can access these insurance solutions.
James Page Insurance, a business insurance agency serving Haverhill, Massachusetts, distinguishes between one-time coverage options, such as policies for a single event or short-term project, and recurring service plans that provide ongoing commercial protection. Their portfolio helps local businesses manage risks related to property, liability, and worker safety. Service arrangements for policy reviews, renewals, and claim support operate on both a scheduled appointment basis and an as-needed call-in basis for urgent matters.
Sullivan Insurance & Financial provides business insurance agents specializing in commercial property, liability, and workers’ compensation coverage in the Haverhill area. The company assists local businesses in assessing risk and tailoring general liability policies to protect against common operational exposures. It further supports firms in navigating the complex requirements of commercial auto and inland marine protection. During the winter months, the agency helps businesses manage the unique liability concerns tied to snow removal contracts and seasonal parking lot maintenance risks.
As winter weather strains roofs and ice dams threaten properties across Haverhill, local businesses seek reliable coverage for weather-related claims. Cowan Insurance Agency addresses these needs by offering business insurance policies that protect against property damage and liability exposures. Their agents work directly with commercial clients to assess risk factors specific to regional climates and individual operations. Every policy begins with a thorough inspection of the business premises to identify hazards and determine appropriate coverage levels. This initial assessment ensures that protections are tailored to real on-site conditions.
Sams Insurance Agency Inc., operating in Haverhill, Massachusetts, serves local businesses by providing commercial insurance policies designed to manage everyday operational risks. The agency specializes in offering additional coverage enhancements, such as liability protection for property damage and business interruption insurance. This allows companies to safeguard their assets and maintain financial stability during unexpected events. Commercial sectors the agency can serve include office-based enterprises, industrial warehouses, and food service establishments that require tailored risk management solutions.
Fred C. Church, Inc. provides local residences in Haverhill, MA with their first line of property and liability protection. The firm then extends similar commercial coverage to small businesses and larger enterprises throughout the surrounding area. Schedules are arranged to review evolving needs, ensuring policy limits remain appropriate for any new assets or operational changes. Clients are encouraged to schedule a follow-up consultation for routine policy adjustments between regular renewal visits.
What Does a a Business Insurance Agent in Haverhill Cost?
Typical costs for a small business insurance policy in Massachusetts range from 500 to 3,000 dollars per year for general liability. Workers compensation premiums average 1 to 2 dollars per 100 dollars of payroll. Commercial auto policies often cost 1,000 to 5,000 dollars annually. Costs vary by business type, size, and risk factors. This is general information and not insurance advice.
About business insurance agents in Haverhill
A business insurance agent in Haverhill Massachusetts helps local companies find coverage that meets state requirements and protects against common risks. Massachusetts law requires businesses with employees to carry workers compensation insurance and certain other coverages. An agent can explain how local zoning or liability issues in Haverhill may affect your policy needs.
Frequently Asked Questions
What types of business insurance are required in Massachusetts?
Massachusetts law requires workers compensation insurance for most businesses with employees. Commercial auto insurance is required if you use vehicles for business. Some professions also need professional liability insurance to comply with state licensing rules.
How do I find a business insurance agent in Haverhill?
You can search online for agents licensed in Massachusetts who serve Haverhill. Check that the agent is appointed with multiple carriers to compare options. Local agents often understand the specific risks for businesses in the Merrimack Valley area.
What factors affect the cost of business insurance in Haverhill?
Costs depend on your industry, number of employees, revenue, claims history, and coverage limits. Location in Haverhill may also affect rates due to local crime or weather risks. An agent can provide quotes tailored to your specific business.