The top-rated business insurance agent in Waldorf, Maryland is Jane Staples - State Farm Insurance Agent, rated 4.9 stars across 249 reviews. Other highly rated options include Julian Coates - State Farm Insurance Agent, Trevant Insurance Agency, Allstate Insurance: Bill Waugh & Associates. This directory lists 19 business insurance agents serving Waldorf.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jane Staples - State Farm Insurance Agent | 173 St Patricks Dr Ste 101 | (301) 932-5050 |
| 2 | Julian Coates - State Farm Insurance Agent | 3580 Old Washington Rd | (240) 348-4540 |
| 3 | Trevant Insurance Agency | 2255 Crain Hwy STE 203 | (240) 293-3413 |
| 4 | Allstate Insurance: Bill Waugh & Associates | 3141 Old Washington Rd | (301) 234-8276 |
| 5 | A.F. Szabo Insurance Agency Inc. | 11705 Berry Rd STE 101 | (301) 645-8545 |
| 6 | Oliver Mack Insurance | 11865 Federal Sq | (301) 542-0075 |
| 7 | Hugh R.A. Stewart Insurance Agency | 3050 Crain Hwy #301A | (240) 462-6872 |
| 8 | A&A Insurance Center - Tag & Title Services | 3633 Leonardtown Rd | (301) 638-9200 |
| 9 | Speedy Tag and Title | 2 Post Office Rd #2a | (301) 645-3080 |
| 10 | Johnson Insurance Group, Inc.: Allstate Insurance | 11750 Business Park Dr Ste 204 | (301) 870-7711 |
Jane Staples, a State Farm Insurance Agent in Waldorf, Maryland, serves businesses throughout Charles County with comprehensive commercial insurance solutions. The agency helps local companies manage everyday risks, including liability exposure and property damage. It also provides coverage tailored for various industries, such as retail shops and small professional offices. Claims assistance and risk management advice are offered to policyholders. The firm handles workers compensation policies and commercial auto plans for business fleets.
Julian Coates - State Farm Insurance Agent in Waldorf, MD, provides a full range of business insurance services, including general liability, property coverage, and commercial auto protection. The agency offers personalized maintenance plans through regular policy reviews, ensuring coverage adjusts to evolving business needs and risks. Clients benefit from periodic check-ins that address changes in inventory, equipment, or operations. The company services single-family homes, apartments, retail shops, and restaurants.
Serving Waldorf, Maryland, and the surrounding Southern Maryland communities, Trevant Insurance Agency handles business insurance needs for local enterprises. It works with small shops and larger operations to secure general liability, property, and workers’ compensation coverage. The agency assesses each client’s specific operational risks to match policies from standard carriers. For a typical job, it will first review the business’s daily activities, then present a few coverage options and help complete the application and binding paperwork.
Allstate Insurance: Bill Waugh & Associates provides business insurance solutions for local companies, commercial property owners, and independent operators in the Waldorf area. Services include customized coverage packages designed to protect assets and manage liability risks for a range of professional ventures. The agency also assists firms in navigating policy options that support operational continuity. It serves commercial clients throughout Waldorf and extends its support to businesses operating in the neighboring La Plata market.
A.F. Szabo Insurance Agency Inc. in Waldorf, MD provides business insurance, distinguishing between one-time policies for specific projects or events and recurring coverage for ongoing operations. This includes standard liability and property protection to help manage daily risks. Services are offered on an as-needed basis, with flexible scheduling available to accommodate initial policy setup and any subsequent adjustments required by the client’s changing commercial needs.
As small business owners in Waldorf prepare for seasonal shifts in traffic and local events, Oliver Mack Insurance helps them review their current commercial coverage to fill possible gaps. The company focuses on serving the unique liability needs that arise across retail, construction, and service industries in the area. By working directly with business clients to understand their daily operations and risks, the agent builds detailed policies for property and general liability protection. An initial assessment of existing coverage begins with an inspection of the business premises.
Hugh R.A. Stewart Insurance Agency provides general business insurance services in Waldorf, Maryland, and routinely offers complementary specialty coverages for local enterprises. The firm focuses on protecting small and medium‑sized companies from common operational risks like property damage, liability claims, and business interruption. Its specialization includes coverage additions that address specific industry exposures not covered by standard policies. The agency customizes policies for commercial sectors such as offices, warehouses, and food service operations, ensuring each business has appropriate protection for its unique liability and asset concerns.
A&A Insurance Center - Tag & Title Services in Waldorf, MD helps residents secure personal coverage for their homes and vehicles. Local business owners also turn to the agency for commercial liability and property insurance tailored to companies in the surrounding area. Their staff works to explain policy options and risk factors clearly. After a policy is in place, they often follow up with clients to review coverage and make adjustments before the next regular visit.
Speedy Tag and Title in Waldorf, MD offers business insurance agent services, specializing in tailored coverage for local enterprises. It helps businesses protect their assets and operations against common liabilities. The team works to match clients with appropriate policies, addressing both standard and unique risk exposures. As each season changes, businesses face new responsibilities, and Speedy Tag and Title assists with updating coverage to meet evolving regulatory requirements and operational shifts throughout the year.
Johnson Insurance Group, Inc.: Allstate Insurance in Waldorf, MD, is a business insurance agency known for helping local enterprises protect their operations and assets. The team assesses commercial risks across various industries, then brokers customized general liability and property coverage policies. They also offer commercial auto insurance to safeguard company vehicles and fleet drivers. For additional peace of mind, clients can add specialized business income protection through a tailored interruption endorsement.
What Does a a Business Insurance Agent in Waldorf Cost?
The cost of business insurance in Maryland varies by industry size and coverage limits. A small retail shop might pay between 500 and 1500 dollars per year for general liability. Workers compensation premiums depend on payroll and classification codes often ranging from 0.50 to 3.00 dollars per 100 dollars of payroll. Commercial property and auto policies add to the total. This is general information not insurance advice.
About business insurance agents in Waldorf
Business insurance agents in Waldorf Maryland help local companies find coverage for property liability and workers compensation. Maryland law requires most employers to carry workers compensation insurance for their employees. An agent can explain how state regulations affect your policy needs and help you compare options from multiple carriers.
Frequently Asked Questions
What types of business insurance do Waldorf agents offer?
Agents in Waldorf typically offer general liability commercial property workers compensation and professional liability insurance. They can also help with commercial auto and business interruption coverage. Each policy addresses different risks your company may face.
Does Maryland require businesses to have workers compensation insurance?
Yes Maryland law requires all employers with one or more employees to carry workers compensation insurance. This includes part time and seasonal workers. Failure to comply can result in fines and legal penalties.
How do I choose a business insurance agent in Waldorf?
Look for an agent licensed in Maryland who has experience with your industry. Ask about the insurance companies they represent and how they handle claims. A local agent can also advise on Maryland specific requirements like the state workers compensation fund.
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