The top-rated business insurance agent in Beltsville, Maryland is Joseph W. McCartin Insurance, Inc., rated 4.9 stars across 122 reviews. Other highly rated options include Scott Covington - State Farm Insurance Agent, Al Freeman, III: Allstate Insurance, Ramos Insurances. This directory lists 14 business insurance agents serving Beltsville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Joseph W. McCartin Insurance, Inc. | 5000 Sunnyside Ave Suite 200 | (301) 937-0400 |
| 2 | Scott Covington - State Farm Insurance Agent | 10748 Baltimore Ave | (301) 937-7772 |
| 3 | Al Freeman, III: Allstate Insurance | 10610 Rhode Island Ave Ste 202 | (301) 937-3700 |
| 4 | Ramos Insurances | 11720 Beltsville Dr A45 Suite 500 | (240) 890-1961 |
| 5 | Hunt & Jenkins Insurance Agency: Allstate Insurance | 4041 Powder Mill Rd Ste 110 | (301) 572-3200 |
| 6 | Castillo Insurance, LLC | 4737 Sellman Rd | (301) 937-1095 |
| 7 | Farmers Insurance - Mahono Nguyuza | 4412 Powder Mill Rd Ste 214 | (301) 595-4500 |
| 8 | Mutual of Omaha® Advisors - Beltsville | 4041 Powder Mill Rd Ste 205 | (240) 391-6333 |
| 9 | Statland & Katz, Ltd. | 5000 Sunnyside Ave Suite 200 | (301) 587-6050 |
| 10 | Albright Associates, Inc. | 5020 Sunnyside Ave #211 | (301) 441-2880 |
Joseph W. McCartin Insurance, Inc. serves the Washington, D.C. metro area and Prince George’s County from Beltsville, Maryland, providing commercial insurance solutions. The agency advises local businesses on general liability and property coverage tailored to their operational risks. Commercial auto policies are also arranged to protect company vehicles and drivers. Additionally, workers’ compensation insurance is a key service offered to help employers meet state requirements and manage workplace injury claims. The agency handles professional liability coverage for area trades and service providers.
Scott Covington - State Farm Insurance Agent provides a comprehensive range of business insurance coverage, including liability, property, and workers' compensation policies. The agency offers ongoing service and account review to help adapt coverage as a business evolves. It serves the greater Beltsville, MD area and supplies risk management guidance for various commercial operations. The agency services single-family homes, apartments, retail, and restaurants.
Al Freeman, III: Allstate Insurance assists homeowners, business owners, and property managers in Beltsville, Maryland, with a full range of commercial insurance products. Clients can secure coverage for general liability, property, workers’ compensation, and commercial auto to protect their operations and assets. The agency also serves the broader Washington, D.C., metro area, including nearby communities such as Laurel and Greenbelt.
Ramos Insurances serves Beltsville, Maryland, and the surrounding communities, handling business insurance coverage for local companies. It works to protect small to medium-sized enterprises from common operational risks, including property damage and liability claims. The agency offers policies tailored to various commercial needs, such as general liability and workers’ compensation. To handle a typical job, Ramos Insurances begins by reviewing a client’s current exposures and operations, then recommends a custom package of coverages from multiple carriers to ensure adequate protection without unnecessary overage.
Hunt & Jenkins Insurance Agency: Allstate Insurance in Beltsville, MD offers both one-time and recurring service options for business insurance clients. Coverage is built around property and liability protection. A single-policy purchase addresses immediate needs like general liability. Ongoing services, such as periodic policy reviews and claims advocacy, help maintain long-term risk management. Coverage adjusts as a business grows or changes. The agency’s support operates on either a scheduled or purely as-needed basis, depending on the client’s preferred level of engagement.
Castillo Insurance, LLC in Beltsville, MD specializes in liability coverage and property protection for local businesses, while also offering tailored commercial insurance solutions to mitigate operational risks. The agency serves a range of small and mid-size enterprises, helping owners navigate policy options that shield their assets. As seasonal weather patterns can affect property integrity, the firm assists with preparing for flood or storm-related claims during the Maryland hurricane season.
As the seasons change in Beltsville, local businesses often face shifting risks from weather and operational adjustments. Farmers Insurance - Mahono Nguyuza addresses these evolving needs by providing tailored business insurance agent services designed to protect commercial property, liability, and income. They work closely with entrepreneurs to review coverage options specific to the local market and regulatory environment. To begin this process, the agent schedules a thorough on-site inspection of the business premises to assess current exposures and document existing safety measures.
Mutual of Omaha® Advisors - Beltsville assists residents in the Beltsville, MD area with personal insurance needs for their homes and automobiles. The agency also provides commercial coverage tailored to local business requirements, helping protect assets and manage liability. Their service area includes nearby communities in Prince George’s County and surrounding regions. Clients often return for periodic policy reviews or updates between regular visits to ensure consistent and appropriate coverage.
Statland & Katz, Ltd. provides business insurance coverage for companies in Beltsville and the surrounding Maryland area. Its services include standard liability and property insurance while also offering specialized policies such as workers’ compensation and commercial auto coverage. The company works with clients to assess individual risks and develop appropriate plans. Its clientele includes various commercial sectors including offices, warehouses, and food service operations.
Albright Associates, Inc., based in Beltsville, MD, is known for offering business insurance agent services to local companies. Its range of coverage includes general liability, property protection, and commercial auto policies to help businesses manage everyday risks. This agency also assists with workers’ compensation and business interruption insurance to maintain operational stability. For an additional specialty service, Albright Associates can help clients secure professional liability coverage tailored to their specific industry needs.
What Does a a Business Insurance Agent in Beltsville Cost?
Typical costs for a small business insurance policy in Maryland range from 400 to 1,500 dollars per year for general liability. Workers compensation premiums vary by payroll and industry classification often starting at 1 to 3 dollars per 100 dollars of payroll. Commercial auto insurance for a single vehicle can cost 1,200 to 2,400 dollars annually. These are general estimates and your actual costs will depend on your specific business operations and risk factors. This information is general and does not constitute insurance advice.
About business insurance agents in Beltsville
Business insurance agents in Beltsville Maryland help local companies find coverage that meets state requirements. Maryland law requires most businesses to carry workers compensation insurance if they have one or more employees. Agents can also help you secure general liability and property insurance to protect your Beltsville operation.
Frequently Asked Questions
What types of business insurance do agents in Beltsville offer?
Agents in Beltsville offer general liability, property, workers compensation, commercial auto, and professional liability insurance. They can also provide business interruption and cyber liability coverage.
Does Maryland require businesses to have workers compensation insurance?
Yes, Maryland law requires all employers with one or more employees to carry workers compensation insurance. This applies to most businesses in Beltsville including LLCs and corporations.
How do I choose a business insurance agent in Beltsville Maryland?
Look for an agent licensed in Maryland who has experience with your industry. Check their knowledge of local risks such as weather events and traffic patterns near the Baltimore Washington Parkway.
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