The top-rated business insurance agent in Silver Spring, Maryland is Universal Insurance Group, rated 5.0 stars across 722 reviews. Other highly rated options include Chris Aguirre - State Farm Insurance Agent, Jeslling Montalvan - State Farm Insurance Agent, ZELAYA INSURANCE AND BUSINESS SERVICES LLC. This directory lists 41 business insurance agents serving Silver Spring.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Universal Insurance Group | 11161 New Hampshire Ave # 400 | (301) 360-4560 |
| 2 | Chris Aguirre - State Farm Insurance Agent | 8455 Colesville Rd Unit 970 | (301) 946-4446 |
| 3 | Jeslling Montalvan - State Farm Insurance Agent | 12121 Heritage Park Cir | (240) 669-4924 |
| 4 | ZELAYA INSURANCE AND BUSINESS SERVICES LLC | 14021 Georgia Ave Ste C-2 | (240) 355-7919 |
| 5 | Carmen Moya - State Farm Insurance Agent | 16 University Blvd E Suite B | (301) 960-1898 |
| 6 | United America Financial | 512 E Randolph Rd Suite D, E, F, G, H, I, J | (888) 213-5522 |
| 7 | Ashley Deadwyler-Jones - State Farm Insurance Agent | 12057 Tech Rd b | (301) 273-3205 |
| 8 | Tawana Mensah - State Farm Insurance Agent | 10801 Lockwood Dr Ste 270 | (301) 949-3131 |
| 9 | ERIE Insurance - Harders & Bradford Insurance Agency | 512 E Randolph Rd L | (301) 879-5900 |
| 10 | ACG Insurance Services | 817 Silver Spring Ave #100 | (301) 585-1928 |
Universal Insurance Group serves the Silver Spring, Maryland, metro area and its surrounding communities as a dedicated business insurance agent. The agency offers tailored commercial coverage options to help local companies manage risk and protect their assets. Typical policies help owners address liability concerns, property damage, and income interruptions. The firm also assists with worker compensation plans, ensuring compliance with state requirements. By focusing on these specific protections, Universal Insurance Group helps small and mid-sized businesses in Silver Spring secure reliable worker compensation and general liability coverage.
Chris Aguirre - State Farm Insurance Agent in Silver Spring, MD, provides a range of business insurance services tailored to protect local enterprises from common operational risks. Regular policy reviews and risk assessments help ensure coverage remains aligned with evolving business needs. The agency can adjust policies as portfolios grow or operational scales shift across the area. It services a diverse mix of properties, including single-family homes, apartments, retail, and restaurants.
Jeslling Montalvan - State Farm Insurance Agent serves homeowners, local businesses, and property managers in and around Silver Spring, Maryland. The agency provides commercial property and general liability policies to protect small operations, along with personal auto and homeowners coverage for families. Additional services include business interruption protection and commercial auto insurance for fleets or individual work vehicles. The agency also extends its business insurance expertise to clients in the adjoining neighborhoods of Takoma Park and the greater Washington, D.C. metropolitan area.
Zelaya Insurance and Business Services LLC serves businesses in Silver Spring and the surrounding Maryland communities. It handles business insurance coverage, including general liability and commercial property policies tailored to local enterprises. The company acts as an intermediary between clients and multiple insurance carriers. For a typical engagement, it begins by reviewing the specific risks a business faces, presenting coverage options that fit that profile, and then facilitating the purchase of the chosen policy.
Carmen Moya - State Farm Insurance Agent in Silver Spring, MD, provides business insurance coverage that addresses both liability protection for one-time events and ongoing operational risks through recurring policy options. These policies typically safeguard commercial property, general operations, and potential industry-specific exposures. As a local agent, the office delivers service on an as-needed basis, responding to client inquiries for policy adjustments, claim guidance, and coverage reviews at the time requested rather than following a fixed schedule.
United America Financial in Silver Spring, MD provides business insurance agent services specializing in commercial property and general liability coverage. The company also assists local enterprises with workers’ compensation policies and commercial auto insurance. By evaluating risk factors unique to the Silver Spring business environment, it helps firms secure appropriate protection. As Maryland’s winter weather can lead to slips, structural damage, and vehicle incidents, the agency also advises on seasonal risk management to minimize cold-weather claims.
As small businesses in Silver Spring plan for seasonal shifts—from summer inventory surges to winter weather risks—Ashley Deadwyler-Jones, a State Farm Insurance Agent, helps owners review their coverage for property and liability needs. Serving the local business community, she provides tailored policy recommendations to address common operational exposures. An initial consultation typically includes a walk-through of the business premises and a review of current policies. This on-site or virtual inspection identifies coverage gaps before recommending adjustments.
Tawana Mensah - State Farm Insurance Agent provides business insurance coverage to companies in the Silver Spring area. The agency helps local enterprises protect their assets with commercial property and liability policies. Specialty add-ons include inland marine coverage for equipment in transit and business interruption insurance for lost income during closures. Professional liability and workers’ compensation policies are also available to shield firms from operational risks. The agency can serve commercial sectors such as offices, warehouses, and food service operations.
ACG Insurance Services in Silver Spring, Maryland is known for helping local businesses secure commercial insurance policies tailored to their needs. The agency works with a range of small to midsize enterprises, providing liability, property, and workers' compensation coverage. Their services include risk assessments and policy reviews to address each client’s operational exposures. For an additional layer of protection, ACG Insurance Services can arrange specialized business interruption coverage that helps replace lost income after a covered event.
What Does a a Business Insurance Agent in Silver Spring Cost?
Typical costs for business insurance in Maryland range from 400 to 1500 per year for a small business owners policy. Workers compensation costs vary by payroll and industry classification. General liability may cost 300 to 800 annually for a small retail shop. These are general estimates and actual premiums depend on your business type location and claims history. This is general information not insurance advice.
About business insurance agents in Silver Spring
Business insurance agents in Silver Spring Maryland help local companies find coverage for property liability and workers compensation. Maryland law requires most businesses with employees to carry workers compensation insurance. An agent can explain how Silver Spring zoning and local regulations affect your policy needs.
Frequently Asked Questions
What types of business insurance do Silver Spring agents offer?
Agents offer general liability property insurance workers compensation and commercial auto policies. They also provide professional liability and cyber insurance for Maryland businesses.
Does Maryland require businesses to have workers compensation insurance?
Yes Maryland law requires any business with one or more employees to carry workers compensation insurance. Sole proprietors and partnerships without employees may be exempt but should still consider coverage.
How can a business insurance agent help with a Silver Spring home based business?
A home based business often needs extra coverage beyond a homeowners policy. An agent can find a business owners policy BOP that covers equipment liability and lost income for your specific Silver Spring operation.
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