The top-rated business insurance agent in Oxon Hill, Maryland is Carl Nwadike: Allstate Insurance, rated 4.6 stars across 135 reviews. Other highly rated options include Reggie Harris - State Farm Insurance Agent, Malloy Property Solutions, LLC, All New Beginnings, LLC. This directory lists 13 business insurance agents serving Oxon Hill.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Carl Nwadike: Allstate Insurance | 6188 Oxon Hill Rd Ste 400 | (301) 568-9509 |
| 2 | Reggie Harris - State Farm Insurance Agent | 6432 Bock Rd | (301) 839-1234 |
| 3 | Malloy Property Solutions, LLC | 137 National Harbor Blvd Suite 325 | (301) 818-1387 |
| 4 | All New Beginnings, LLC | 6710 Oxon Hill Rd Ste 210 | (301) 456-6311 |
| 5 | GEBCO Insurance | 6249 Livingston Rd | (301) 839-7700 |
| 6 | The Agency at National Harbor Financial Services | 120 Waterfront St UNIT 420 | (240) 883-5540 |
| 7 | Potomac Insurance Group | 137 National Plaza | (301) 298-5058 |
| 8 | Goosehead Insurance - Khaleeq Everett | 6710 Oxon Hill Rd Suite 210 | (202) 978-2678 |
| 9 | Hector Ortiz Cruz: Allstate Insurance | 5620 St Barnabas Rd Ste 390 | (240) 616-3344 |
| 10 | Gemgroup Inc | 6009 Oxon Hill Rd | (301) 839-8800 |
Carl Nwadike: Allstate Insurance serves the Oxon Hill area in Prince George's County, Maryland, as a business insurance agency. The company offers policies designed to protect small and medium-sized enterprises from common operational risks. Commercial auto insurance covers vehicles used for work purposes, and general liability coverage helps businesses manage claims from third-party injuries or property damage. The agency also provides customizable packages that can address both commercial property and liability needs for local businesses.
Reggie Harris - State Farm Insurance Agent in Oxon Hill, MD, provides a broad range of business insurance services designed to protect commercial assets and operations. The agency offers maintenance of existing policies through regular policy reviews and claims assistance to help ensure adequate coverage adapts to evolving business needs. It services a variety of property types, including single-family homes used for business, apartments, retail storefronts, and full-service restaurants.
Malloy Property Solutions, LLC provides business insurance to local commercial property owners and small business operators in Oxon Hill, Maryland. It offers coverage options that help protect assets and manage risks common to business owners, including general liability and property insurance. The agency works to help entrepreneurs and property managers find policies that fit their operational needs and budgets. Its service area also reaches into neighboring communities throughout the southern Prince George’s County metro corridor.
All New Beginnings, LLC serves business owners in Oxon Hill, Maryland, and the surrounding Prince George's County communities. It handles a full range of commercial insurance needs, including general liability, property, and workers' compensation coverage. The agency works to understand each client's specific operations and risk exposure. For a typical job, it conducts a thorough assessment of the business's assets and liabilities, then customizes a policy package that provides adequate protection without unnecessary extras.
Operating in Oxon Hill, MD, GEBCO Insurance assists local entrepreneurs in selecting between one-time commercial policies, such as general liability for a specific project, and recurring packages like property and business interruption coverage. Their work involves tailoring protection to suit the operational risks of small and mid-sized businesses in the area. Routine service adjustments and new policy subscriptions are handled on a scheduled or as-needed basis, depending on the client's growth stage and seasonal demands.
The Agency at National Harbor Financial Services offers specialized commercial insurance coverage tailored to local businesses, including property, liability, and workers' compensation policies. It serves entrepreneurs and established firms in Oxon Hill, MD, by assessing risks and securing appropriate protection from common operational exposures. As the region experiences increased seasonal construction activity, the company also helps contractors manage temporary liability needs and equipment coverage during project surges.
As local businesses in Oxon Hill prepare for the busy summer season, securing proper liability coverage becomes a key priority. Potomac Insurance Group works with area entrepreneurs to review their property, casualty, and general business exposure. They help match policy limits to each operation’s specific risks and compliance requirements. A business agent completes a walkthrough of the commercial premises and reviews current operations before providing coverage recommendations.
Goosehead Insurance - Khaleeq Everett in Oxon Hill, MD is known for providing tailored commercial insurance solutions to local businesses. The agency offers a comprehensive range of policies, including general liability, property, and workers’ compensation coverage designed to protect companies from common operational risks. Services extend to helping entrepreneurs evaluate their unique exposures and select appropriate coverage limits. As a specialty add-on, the agency can provide customized cyber liability insurance to safeguard against data breaches and digital threats.
Hector Ortiz Cruz: Allstate Insurance serves the Oxon Hill, Maryland area, offering residential insurance solutions tailored to individual homeowners and renters. Commercial coverage is available as well, helping local business owners manage their property and liability risks. The agency provides guidance on policy options throughout the community, ensuring clients understand their protections. Follow-up service and repeat interactions are common between regular visits, allowing for ongoing adjustments as coverage needs evolve.
Gemgroup Inc works with businesses in the Oxon Hill area to arrange general liability and commercial property coverage, specializing in added protections for equipment breakdown, cyber liability, and professional liability exposures. The firm also structures business interruption policies and builder’s risk insurance for clients involved in construction or renovation projects. Its policies regularly support local offices, warehouses, and food service operations requiring inventory, equipment, and product liability safeguards.
What Does a a Business Insurance Agent in Oxon Hill Cost?
Typical costs for a business insurance agent in Maryland vary widely. A small office-based business might pay 300 to 800 dollars per year for a basic business owner policy. A restaurant in Oxon Hill could pay 2,000 to 6,000 dollars annually for general liability and property coverage. Workers compensation premiums are calculated per 100 dollars of payroll and rates vary by industry class code. These are general estimates; your actual cost will depend on your specific business risks and coverage limits. This information is general and not insurance advice.
About business insurance agents in Oxon Hill
Business insurance agents in Oxon Hill Maryland help local companies find coverage that meets state requirements and protects against common risks. Maryland law mandates that most employers carry workers compensation insurance and businesses with commercial vehicles must meet state minimum auto liability limits. Agents in Oxon Hill can guide you through these requirements and help you choose appropriate general liability and property policies.
Frequently Asked Questions
What types of business insurance are required in Maryland?
Maryland requires workers compensation insurance for most employers with one or more employees. Businesses with commercial vehicles must carry auto liability insurance meeting state minimums of 30,000 dollars per person and 60,000 dollars per accident for bodily injury plus 15,000 dollars for property damage. Other coverages like general liability are not legally required but are often demanded by landlords or contracts.
How do I find a business insurance agent in Oxon Hill Maryland?
You can search online directories or ask other business owners for referrals. Look for agents licensed by the Maryland Insurance Administration who have experience with your industry. Many agents in Oxon Hill offer free initial consultations to discuss your coverage needs.
What factors affect the cost of business insurance in Maryland?
Costs depend on your industry, number of employees, annual revenue, claims history, and the types of coverage you choose. For example a small retail shop in Oxon Hill might pay 500 to 1,500 dollars per year for general liability, while a construction contractor could pay 5,000 to 15,000 dollars or more for combined policies.
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