The top-rated business insurance agent in Owings Mills, Maryland is Kofi Thomas Amet - State Farm Insurance Agent, rated 5.0 stars across 833 reviews. Other highly rated options include Joe Ruggiero - State Farm Insurance Agent, Luray Insurance of Baltimore, Marisol Johnson - State Farm Insurance Agent. This directory lists 20 business insurance agents serving Owings Mills.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kofi Thomas Amet - State Farm Insurance Agent | 10210 S Dolfield Rd Ste E | (410) 504-1168 |
| 2 | Joe Ruggiero - State Farm Insurance Agent | 400 Redland Ct # 100 | (410) 363-4720 |
| 3 | Luray Insurance of Baltimore | 66 Painters Mill Rd Suite 112 | (410) 602-2636 |
| 4 | Marisol Johnson - State Farm Insurance Agent | 9351 Lakeside Blvd #201 | (410) 902-7475 |
| 5 | Renita Prevot - State Farm Insurance Agent | 10815 Reisterstown Rd | (410) 356-1157 |
| 6 | Randy Somers - State Farm Insurance Agent | 20 New Plant Ct #104 | (443) 898-6968 |
| 7 | Ashley Nguyen - State Farm Insurance Agent | 8 Greenspring Vly Rd Ste 104 | (410) 372-0888 |
| 8 | Woodhome Insurance | 66 Painters Mill Rd Suite 110 | (410) 580-2800 |
| 9 | BTJ Insurance Inc | 500 Redland Ct Suite 106 | (410) 521-6501 |
| 10 | Hankoff Insurance Group Inc | 20 Crossroads Dr # 215 | (410) 363-0661 |
Kofi Thomas Amet - State Farm Insurance Agent serves the Owings Mills, MD area, providing business insurance coverage for local companies. As an independent agency, it helps clients assess commercial risks and protect their assets with tailored policies. The agency supports businesses with property and liability insurance packages to safeguard against common operational liabilities. Additionally, it offers workers' compensation coverage for employee-related injuries and commercial auto policies for company vehicles used throughout the region.
Joe Ruggiero - State Farm Insurance Agent in Owings Mills, MD serves homeowners, local businesses, and property managers in the area. The agency helps business owners arrange insurance coverage for their operations, including liability protection and property insurance. Customers seeking business insurance agents often work with this office to review their commercial risk management needs. Joe Ruggiero - State Farm Insurance Agent also provides services to clients in the nearby communities of Pikesville and Reisterstown.
Luray Insurance of Baltimore serves Owings Mills and the surrounding Maryland communities. It handles commercial insurance needs for local businesses, offering coverage tailored to various industries and operational risks. The company works closely with each client to assess specific exposures and financial protections required. A typical engagement begins with a thorough evaluation of the business’s current policies and liability concerns. Luray Insurance then presents coverage options that align with the business’s budget and risk profile, ensuring all recommended protections clearly correspond to the identified needs.
Marisol Johnson - State Farm Insurance Agent in Owings Mills, MD offers a comprehensive range of business insurance services, including liability, property, and workers' compensation coverage. The agency provides personalized consultations to help local business owners assess their risks and select appropriate policies, followed by periodic reviews to adjust coverage as needs evolve. This agent services single-family homes, apartments, retail storefronts, and full-service restaurants.
For policyholders in need of business insurance, Renita Prevot - State Farm Insurance Agent in Owings Mills, MD distinguishes between one-time coverage for short-term projects and recurring policies that protect ongoing operations. The agency helps local enterprises secure liability protection, property insurance, and other essential commercial coverages that address the region's specific risk environments. Service is provided on an as-needed basis, allowing clients to consult directly when their business insurance requirements change or expand.
As a business insurance agent in Owings Mills, MD, Randy Somers - State Farm Insurance Agent helps local companies secure commercial auto, liability, and property policies to protect their daily operations. Its general work includes assessing business risks for small enterprises, retail shops, and service providers to ensure proper coverage. Beyond basic protections, the agency also assists with business interruption insurance, safeguarding a company's income when an unexpected event forces a temporary shutdown after a major storm or fire.
As the seasons change in Owings Mills, local businesses face shifting liability exposures, from winter slip-and-fall risks to summer construction hazards. Ashley Nguyen – State Farm Insurance Agent provides tailored business insurance policies designed to address these operational vulnerabilities. The agency works to help owners select appropriate coverage, whether for general liability, property protection, or commercial auto needs. An initial consultation involves a thorough review of existing assets and daily business activities, which informs the specific coverage gaps identified. An on-site or remote inspection is then scheduled to finalize the proper policy limits.
Woodhome Insurance in Owings Mills, Maryland, serves as a business insurance agent, helping local enterprises manage risk and protect their assets. Its specialty add-ons include customized liability packages and commercial property coverage tailored to operational needs. These policies address specific exposures that general business plans often omit. The agency can work with a range of commercial sectors, including professional offices, warehouses, and food service operations, ensuring each type has appropriate protection for its unique liability and property concerns.
BTJ Insurance Inc provides personalized guidance for residential clients seeking appropriate coverage in the Owings Mills area, helping homeowners protect their property and assets. The firm also delivers tailored commercial insurance solutions for local businesses, addressing liability, property, and operational risks specific to the region. Regular policy reviews ensure that coverage remains aligned with changing client needs, with attentive follow-up between annual visits to address any new concerns or adjustments.
Hankoff Insurance Group Inc, based in Owings Mills, Maryland, is known for connecting local businesses with appropriate commercial insurance coverage. The agency serves a range of enterprises, from small shops to larger operations, by assessing their unique liability and property risks. General liability, workers’ compensation, and commercial auto policies are common needs addressed here. Their specialists work to match each client’s exposure with suitable protection from multiple carriers. For added security, the agency can bundle business interruption insurance into the package to cover lost income during unexpected closures.
What Does a a Business Insurance Agent in Owings Mills Cost?
Typical costs for business insurance in Maryland vary widely. A small business general liability policy may cost between 400 and 1,500 dollars per year. Workers compensation rates in Maryland are set by the state and average around 1.50 dollars per 100 dollars of payroll. Commercial property insurance costs depend on location and building value. This is general information and not insurance advice.
About business insurance agents in Owings Mills
Business insurance agents in Owings Mills Maryland help local companies find coverage that meets state requirements. Maryland law requires most businesses to carry workers compensation insurance if they have employees. An agent can also help you secure general liability and commercial property insurance tailored to your Owings Mills operation.
Frequently Asked Questions
What types of business insurance do Owings Mills agents offer?
Agents in Owings Mills typically offer general liability, commercial property, workers compensation, and commercial auto insurance. They may also provide professional liability and cyber insurance depending on your business needs.
Is business insurance required by law in Maryland?
Yes, Maryland law requires workers compensation insurance for most businesses with employees. Commercial auto insurance is also required if you use vehicles for business. Other coverages like general liability are not legally required but are often demanded by landlords or contracts.
How do I choose a business insurance agent in Owings Mills?
Look for an agent licensed in Maryland with experience in your industry. Ask about their familiarity with local risks in Baltimore County. Compare quotes from multiple agents to find coverage that fits your budget and needs.
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