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Looking for a business insurance agent in Winter Garden? Review the directory below to compare your options.
19 agents listed
Updated May 2026
Winter Garden, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 19 business insurance agents in Winter Garden, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
12200 W Colonial Dr ste 300 a, Winter Garden, FL 34787
(407) 889-8872
lotusinsuranceservices.com
Business insurance agents in Winter Garden Florida help local companies find coverage for property liability and workers compensation. Florida law requires businesses with four or more employees to carry workers compensation insurance. Agents can also advise on hurricane and flood coverage which are important risks for Central Florida businesses.
What Does a Business Insurance Agent in Winter Garden Cost?
Typical costs for a small business insurance policy in Florida range from 500 to 3000 dollars per year for general liability. Workers compensation costs vary by payroll and industry classification. Commercial property premiums depend on building value and location. Costs are influenced by coverage limits deductibles and claims history. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of business insurance do agents in Winter Garden offer?
Agents offer general liability commercial property workers compensation and commercial auto insurance. They can also provide professional liability and cyber insurance policies.
Is business insurance required by law in Florida?
Florida law requires workers compensation for most businesses with four or more employees. Commercial auto insurance is required for vehicles used for business. Other coverages like general liability are not required by law but are often needed by landlords or clients.
How do I choose a business insurance agent in Winter Garden?
Look for an agent who is licensed in Florida and has experience with your industry. Ask about their knowledge of local risks like hurricanes and their ability to compare quotes from multiple carriers.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.