The top-rated business insurance agent in Clearwater, Florida is Escurra United Underwriters, rated 4.9 stars across 803 reviews. Other highly rated options include Florida Strategic Insurance, Acceptance Insurance, Freeway Insurance. This directory lists 21 business insurance agents serving Clearwater.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Escurra United Underwriters | 2140 Drew St # L | (727) 536-1760 |
| 2 | Florida Strategic Insurance | 5830 142nd Ave N | (727) 546-6000 |
| 3 | Acceptance Insurance | 1670 S Missouri Ave | (727) 203-7021 |
| 4 | Freeway Insurance | 1993 Drew St | (727) 203-7001 |
| 5 | Achieva Insurance Agency | 4590 Ulmerton Rd Suite 208 | (888) 351-4672 |
| 6 | GreatFlorida Insurance: Jeff Callahan | 1700 McMullen Booth Rd Ste D2 | (727) 315-0805 |
| 7 | Island Insurance Specialists Inc | 29170 US Hwy 19 N | (727) 754-5036 |
| 8 | Bay Area Insurance Shop, Inc. | 1452 Court St | (727) 446-4416 |
| 9 | The Turner Insurance Advisor Group aka Turner Insurance | 2121 NE Coachman Rd | (727) 442-0012 |
| 10 | Arrington Insurance of Florida | 1934 Soule Rd | (727) 595-8405 |
Escurra United Underwriters serves the Clearwater, Florida area and the broader Pinellas County region as a business insurance agent. It assists local companies with securing essential coverage for their operations. The agency works with clients to identify appropriate policies that protect against common commercial risks, including property damage and liability claims. It also helps businesses with workers' compensation insurance to meet state requirements and safeguard their employees. Escurra United Underwriters specifically handles commercial property policies and general liability insurance for businesses in this market.
Florida Strategic Insurance provides a range of business insurance policies, including general liability, property coverage, and workers' compensation. It also offers commercial auto insurance and professional liability plans to address specific operational risks. Service options are designed to help clients manage coverage renewals and review existing policies for adequacy. The agency serves a variety of commercial properties in the Clearwater area, such as single-family homes rented as investments, apartment complexes, retail stores, and full-service restaurants.
Acceptance Insurance in Clearwater, Florida helps businesses manage their financial risk through general liability and property coverage. Its specialty add-ons include commercial auto protection and inland marine policies for equipment in transit. Agents evaluate local flood exposure near the Gulf Coast and recommend tailored deductibles. The company advises on workers’ compensation compliance for regional employers. It serves commercial sectors such as offices requiring professional liability, warehouses needing stock-throughput coverage, and food service operations addressing product liability and property damage.
Freeway Insurance in Clearwater, Florida assists homeowners with residential insurance policies to protect personal property. The agency also serves local businesses by offering commercial coverage designed to manage workplace risks and liability concerns. Their services extend to clients throughout the Clearwater area and nearby communities in Pinellas County. Following the initial placement of a policy, the agency provides straightforward follow-up support and continues to coordinate coverage adjustments between regular policy renewal visits.
Achieva Insurance Agency in Clearwater, Florida, serves local business owners, commercial property managers, and entrepreneurs by providing general liability, workers’ compensation, and property coverage tailored to small and mid-sized operations. Their team helps business clients assess risk and secure appropriate policies to protect assets and daily operations. With a focus on practical coverage solutions, the agency works with firms across various industries in the Tampa Bay region, including neighboring communities such as Largo.
GreatFlorida Insurance: Jeff Callahan serves the Clearwater, Florida area and surrounding communities, handling a range of business insurance needs for local enterprises. Its portfolio includes general liability, property, and commercial auto coverage tailored to small and mid-sized companies. The agency works closely with each client to assess specific operational risks and identify appropriate policy options. For a typical assignment, it conducts a thorough review of business exposures, then presents several coverage solutions that align with the company’s budget and operational requirements.
Island Insurance Specialists Inc in Clearwater, FL helps businesses distinguish between one-time policy setups for short-term projects and recurring coverage options that protect ongoing operations over the long haul. Their business insurance agents assess liability, property, and workers’ compensation needs for local firms. Understanding that risk management demands flexibility, this agency structures its service to run on an as-needed basis, allowing clients to request adjustments or renewals when their commercial circumstances change.
As Tampa Bay businesses prepare for the Atlantic hurricane season, Bay Area Insurance Shop, Inc. in Clearwater, FL helps local owners secure essential commercial coverage for property and liability exposures. Their work includes reviewing how a business handles assets and employee risks in this coastal region. The company starts each engagement by scheduling a thorough inspection of the premises and discussing the initial risk-assessment process with the client.
The Turner Insurance Advisor Group, also known as Turner Insurance, offers specialized business insurance coverage, including general liability and commercial property policies tailored to Clearwater, Florida companies. It works with independent business owners to assess risk and secure appropriate protection for their daily operations. The agency understands that local businesses, especially those near the Gulf Coast, face unique exposure during hurricane season and helps clients review their commercial property deductibles and flood insurance needs before a storm arrives.
What Does a a Business Insurance Agent in Clearwater Cost?
Business insurance costs in Clearwater Florida vary widely by industry size and location. A small retail shop might pay 500 to 1500 dollars per year for general liability. A construction contractor could pay 3000 to 8000 dollars annually for workers comp and liability combined. Windstorm coverage adds 1000 to 5000 dollars or more depending on property value and proximity to the coast. This is general information and not insurance advice.
About business insurance agents in Clearwater
Clearwater Florida business owners face unique risks from hurricane exposure and tourism-related liabilities. A local business insurance agent can help you navigate Florida commercial insurance requirements including workers compensation for construction contractors. Agents in Clearwater understand the specific needs of beachfront shops restaurants and marine service providers.
Frequently Asked Questions
What types of business insurance are required in Clearwater Florida?
Florida law requires workers compensation insurance for businesses with four or more employees in most industries. Construction businesses with one or more employees must carry workers comp. Commercial auto insurance is required for any business-owned vehicles operating on Florida roads.
How does hurricane coverage work for Clearwater businesses?
Standard commercial property policies often exclude windstorm damage in Florida. Business owners in Clearwater typically need a separate windstorm or named storm endorsement. Flood insurance is also separate and recommended for properties near the coast or intracoastal waterways.
Can a Clearwater business insurance agent help with professional liability coverage?
Yes professional liability insurance also called errors and omissions coverage is available for Clearwater professionals like real estate agents accountants and consultants. Florida does not require this coverage by law but many clients and contracts demand it.
Business Insurance Agents in Other Florida Cities
Altamonte Springs · Apopka · Aventura · Belleview · Boca Raton · Bonita Springs · Boynton Beach · Bradenton · Brandon · Cape Coral · Casselberry · Clermont · Coconut Creek · Cooper City · Coral Gables