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Compare Business Insurance Agents in Coral Gables, FL
Browse business insurance agents serving Coral Gables, Florida. Contact information and addresses listed below.
20 agents listed
Updated May 2026
Coral Gables, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 20 business insurance agents in Coral Gables, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
A business insurance agent in Coral Gables helps local companies secure coverage that meets Florida state requirements. For example Florida law mandates that businesses with four or more employees carry workers compensation insurance. An agent can also guide you on commercial property policies suited to the areas hurricane risk.
What Does a Business Insurance Agent in Coral Gables Cost?
Typical costs for a business insurance agent in Florida vary widely. A small retail shop might pay between 500 and 1,500 dollars per year for general liability. Workers compensation premiums depend on payroll and industry class codes often ranging from 0.50 to 3.00 dollars per 100 dollars of payroll. Commercial property insurance for a small office might cost 1,000 to 3,000 dollars annually. These are general estimates and your actual costs will depend on your specific business risks coverage limits and location. This information is general and does not constitute insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of business insurance do agents in Coral Gables offer?
Agents typically offer general liability commercial property workers compensation and business interruption insurance. They may also provide professional liability or cyber liability coverage depending on your industry.
Does Florida law require business insurance for all companies?
No not all businesses are required to have insurance. However Florida law requires workers compensation for most businesses with four or more employees. Additionally commercial auto insurance is required if you use vehicles for business purposes.
How can a Coral Gables business insurance agent help with hurricane coverage?
An agent can review your commercial property policy to ensure it includes windstorm or hurricane coverage. Florida does not require this coverage by law but it is strongly recommended given the areas hurricane risk. The agent can also help you understand deductibles specific to hurricane claims.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.