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Find Business Insurance Agents Near You in Panama City, FL

Looking for a business insurance agent in Panama City? Review the directory below to compare your options.

19 agents listed
Updated May 2026
Panama City, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 19 business insurance agents in Panama City, FL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Direct Auto Insurance
704 W 11th St, Panama City, FL 32401
(850) 763-2274 local.directauto.com
John Douglas Insurance & Financial Services
2217 St Andrews Blvd, Panama City, FL 32405
(850) 769-7785 johndouglasinsurance.com
Harry Grizzle Insurance
2104 W 23rd St, Panama City, FL 32405
(850) 598-0450 harrygrizzleinsurance.com
Acceptance Insurance
609 E 23rd St, Panama City, FL 32405
(850) 204-3793 locations.acceptance.com
Peoples First Insurance
1022 W 23rd St Suite 250, Panama City, FL 32405
(850) 770-7047 pfinsurance.com
Ellis Agency Insurance
1134 Harrison Ave, Panama City, FL 32401
(850) 763-1627 ellisagency.net
St. Andrews Insurance Agency, Inc.
1742 W W 15th St, Panama City, FL 32401
(850) 785-2383 standrewsins.com
Daffin Insurance Services
755 Harrison Ave, Panama City, FL 32401
(850) 769-8183 daffininsurance.com
Hutt Insurance Agency
3106 W 23rd St, Panama City, FL 32405
(850) 769-4888 huttinsurance.com
Acentria Insurance
501 W 11th St, Panama City, FL 32401
(850) 257-2990 acentria.com
Specialty Insurance Group
1143 Jenks Ave, Panama City, FL 32401
(850) 747-4959 specialtyinsgroup.net
A Action American Insurance
1106 Harrison Ave D, Panama City, FL 32401
(850) 872-0123 aactionamericaninsurance.net
Broward Hall Insurance
455 Harrison Ave ste d, Panama City, FL 32401
(850) 769-4828 browardhall.com
Hollomon Insurance Agency
2993 W 10th St, Panama City, FL 32401
(850) 872-8000 hollomoninsurance.com
Affordable Insurance Group of Panama City
2104 W 11th St, Panama City, FL 32401
(850) 769-5050 affordableinspc.com
Tuggle Insurance Agency
754 Jenks Ave, Panama City, FL 32401
(850) 763-4606 tuggleinsurance.com
Blackwell Insurance
1109 Beck Ave, Panama City, FL 32401
(850) 769-2225 blackwellinsurance.net
Glen Frye Insurance Agency
1537 Jenks Ave, Panama City, FL 32405
(850) 872-0822
Renegade Insurance - Panama City
632 W 23rd St, Panama City, FL 32405
(850) 784-1688 renegadeinsurance.com

Business insurance agents in Panama City Florida help local companies find coverage for property, liability, and workers compensation. Florida law requires businesses with four or more employees to carry workers compensation insurance. An agent can guide you through these requirements and help protect your business from common risks like hurricane damage and customer injuries.

What Does a Business Insurance Agent in Panama City Cost?

The cost of business insurance in Florida varies widely by industry, location, and coverage amount. A small retail shop in Panama City might pay between 500 and 1500 dollars per year for general liability. A construction company could pay 3000 to 10000 dollars or more annually for workers compensation and liability. Factors like payroll, claims history, and property value affect the price. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of business insurance are required in Florida?
Florida law requires workers compensation insurance for most businesses with four or more employees. Commercial auto insurance is required if you use vehicles for work. General liability insurance is not required by state law but is often required by landlords or contracts.
How do I choose a business insurance agent in Panama City?
Look for an agent who is licensed in Florida and has experience with your industry. Ask about their knowledge of local risks like hurricanes and flooding. Check their reputation with the Florida Department of Financial Services.
Can I bundle multiple business insurance policies in Florida?
Yes, many agents offer business owner policies that bundle general liability, property, and business interruption insurance. Bundling can simplify your coverage and may reduce your total premium. Ask your agent about available packages.