The top-rated business insurance agent in Palm Bay, Florida is Amber Smith - GEICO Insurance Agent, rated 4.9 stars across 1,307 reviews. Other highly rated options include Jeff Thummel - State Farm Insurance Agent, Ryan Hill - State Farm Insurance Agent, Space Coast Family Insurance. This directory lists 20 business insurance agents serving Palm Bay.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Amber Smith - GEICO Insurance Agent | 620 Malabar Rd SE Suite 8 | (321) 327-6022 |
| 2 | Jeff Thummel - State Farm Insurance Agent | 4951 Babcock St NE Ste 5 | (321) 727-3992 |
| 3 | Ryan Hill - State Farm Insurance Agent | 1460 Baytree Dr Suite D | (321) 723-1444 |
| 4 | Space Coast Family Insurance | 2105 Palm Bay Rd NE Unit 3 215 | (321) 655-3920 |
| 5 | Patriot Growth Insurance Service, LLC | 1430 Palm Bay Rd NE Suite A and B | (321) 725-1440 |
| 6 | Sarpoolaki Insurance Center,LLC | 277 Malabar Rd SE | (321) 914-0303 |
| 7 | GreatFlorida Insurance: Sabrina Lee | 4651 Babcock St NE # 17 | (321) 724-4409 |
| 8 | Direct Auto Insurance | 4700 Babcock St NE B | (321) 757-9100 |
| 9 | Brightway Insurance, The DeJesus Legacy Agency | 3200 Dixie Hwy NE Ste 7 | (321) 257-4045 |
| 10 | Monty McCart: Allstate Insurance | 820 Palm Bay Rd NE #111 | (321) 724-8851 |
Amber Smith - GEICO Insurance Agent serves the Palm Bay, Florida metro area, offering business insurance agent services to local enterprises. The company helps commercial clients assess liability risks and obtain tailored property coverage, ensuring protection for their daily operations and assets. From small retail shops to growing professional firms, the agency assists with general liability policies and commercial auto insurance for fleets or business vehicles in Palm Bay.
Jeff Thummel - State Farm Insurance Agent in Palm Bay, FL, provides a full range of business insurance services, including general liability, property coverage, and workers compensation. The agency offers ongoing policy review and claim support to help maintain proper coverage as business needs evolve. Services also include advising on appropriate commercial auto and inland marine policies for local operations. The company works with owners of single-family homes, apartments, retail storefronts, and full-service restaurants to secure tailored protection.
Ryan Hill - State Farm Insurance Agent serves Palm Bay, Florida and the surrounding communities in Brevard County. It handles business insurance policies designed to protect local companies from common operational risks and liabilities in the region. The agency assists with coverage options that address property, liability, and income protection needs. To manage a typical job, it conducts a personal consultation to analyze a business's specific exposures and then recommends appropriate coverage limits to match the client’s operations.
Space Coast Family Insurance in Palm Bay, FL offers both one-time policy setups and recurring service options for business insurance, with coverage tailored to property, liability, and commercial needs in the local area. As a business insurance agent, the company helps clients navigate risk management and choose appropriate plans for small to medium-sized enterprises. Service runs on either a one-time basis for initial policy purchase or a scheduled recurring cycle for renewals and adjustments.
Patriot Growth Insurance Service, LLC serves business owners and property managers in Palm Bay, Florida, offering commercial insurance policies tailored to local operational risks. It advises clients on general liability, property protection, and workers’ compensation coverage to help manage everyday exposures. The agency works with both small entrepreneurial ventures and established commercial enterprises seeking to protect their assets. Its services support businesses across Palm Bay and extend as far north to provide coverage for companies in the surrounding Melbourne metro area.
Sarpoolaki Insurance Center, LLC specializes in crafting commercial insurance policies tailored to local business needs. It works extensively with small to mid-sized enterprises throughout Palm Bay, helping them select liability, property, and workers’ compensation coverage. Beyond standard policies, it provides guidance on evolving risk exposures common to Florida businesses. As hurricane season approaches, many firms depend on this agency to review windstorm deductibles and structure appropriate business interruption coverage to safeguard against storm-related closures.
Small business owners in Palm Bay evaluating their annual coverage needs or opening a new storefront often consult GreatFlorida Insurance: Sabrina Lee for guidance. This business insurance agency helps local professionals secure appropriate policies for liability, property damage, and business interruption risks common along Florida’s Space Coast. A clear conversation with the agent clarifies the specific exposures each operation faces before recommending any coverage. As part of the service, a staff member will assess the business premises during an initial inspection appointment.
Direct Auto Insurance provides business insurance services to Palm Bay, Florida and the surrounding communities along the Space Coast. The agency handles commercial coverage needs for local enterprises, including general liability and property protection for small to mid-sized businesses in the area. To manage a typical job, the company first assesses the specific operational risks of the client, then presents coverage options from multiple carriers to match the client’s budget and required liability limits.
Brightway Insurance, The DeJesus Legacy Agency serves residential clients in Palm Bay, FL, helping protect homes and personal property. The agency also provides commercial coverage for local businesses, addressing liability and asset protection needs across the area. Its office regularly assists clients with policy adjustments or claims follow-up between scheduled visits to ensure lasting coverage remains appropriate as circumstances change.
Monty McCart: Allstate Insurance provides comprehensive business insurance solutions in Palm Bay, Florida. The agency specializes in crafting tailored policies that protect commercial assets, including general liability, property coverage, and workers’ compensation. These core offerings can be supplemented with business interruption insurance and cyber liability add-ons to safeguard against unexpected disruptions and data breaches. The firm serves a variety of local commercial sectors, including professional offices, warehouses requiring inventory and equipment protection, and food service operations needing coverage for premises liability and equipment breakdowns.
What Does a a Business Insurance Agent in Palm Bay Cost?
Typical costs for a business insurance agent in Florida vary by coverage type and business size. General liability insurance often ranges from $500 to $3,000 per year for small businesses. Workers compensation costs depend on payroll and industry class codes, averaging $1,000 to $5,000 annually for a small operation. Commercial auto policies can start around $1,200 per year. These are general estimates and your actual costs will depend on your specific business risks and coverage limits. This is general information and not insurance advice.
About business insurance agents in Palm Bay
A business insurance agent in Palm Bay Florida helps local companies find the right coverage for their needs. Florida law requires certain businesses to carry workers compensation insurance if they have four or more employees. An agent can guide you through general liability, property insurance, and commercial auto policies that fit the Palm Bay business environment.
Frequently Asked Questions
What types of business insurance are common in Palm Bay?
Common types include general liability, property insurance, workers compensation, and commercial auto. Many Palm Bay businesses also need flood insurance due to Florida hurricane risks. An agent can help you choose based on your industry and location.
Does Florida require business insurance for all companies?
Florida does not require general liability insurance for most businesses. However, Florida law mandates workers compensation for employers with four or more employees. Businesses with vehicles must carry commercial auto insurance. An agent can explain what applies to your specific situation.
How do I find a qualified business insurance agent in Palm Bay?
You can search online directories or ask other local business owners for referrals. Look for agents licensed in Florida who have experience with your industry. The Florida Department of Financial Services provides a license lookup tool to verify an agents credentials.
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