The top-rated business insurance agent in Ormond Beach, Florida is O'Quinn Insurance Services, rated 4.7 stars across 372 reviews. Other highly rated options include First Florida Insurance Ormond Beach, Brightway Insurance, The Lester Agency, Rich Howes: Allstate Insurance. This directory lists 19 business insurance agents serving Ormond Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | O'Quinn Insurance Services | 763 W Granada Blvd ste a | (386) 204-8039 |
| 2 | First Florida Insurance Ormond Beach | 1339 W Granada Blvd | (386) 223-0124 |
| 3 | Brightway Insurance, The Lester Agency | 570 Memorial Cir Suite 325 | (386) 400-5144 |
| 4 | Rich Howes: Allstate Insurance | 1400 Hand Ave Ste G | (386) 673-2433 |
| 5 | Ryan Ochipa - State Farm Insurance Agent | 785 W Granada Blvd Ste 1 | (386) 677-1119 |
| 6 | FRP of Florida (Halifax Insurance Partners) | 780 W Granada Blvd #200 | (386) 677-4761 |
| 7 | Capital Partners Insurance | 298 S Nova Rd # F | (386) 672-2827 |
| 8 | Goosehead Insurance - Thomas Scorza | 1951 W Granada Blvd | (386) 456-6411 |
| 9 | DBL Surety LLC | 55 E Granada Blvd #1415 | (888) 572-6637 |
| 10 | East Coast Insurors Inc | 801 S Yonge St | (386) 677-4787 |
O'Quinn Insurance Services serves the Ormond Beach area and surrounding Volusia County as a local business insurance agency. The company helps commercial clients assess and manage their operational risks through custom-tailored coverage packages. By analyzing specific industry exposures, the firm works to protect small and medium-sized enterprises from potential financial setbacks. General liability policies are arranged to cover workplace accidents, along with commercial property insurance to safeguard inventory and equipment. This agency specifically handles professional liability and workers' compensation protection for area businesses.
First Florida Insurance Ormond Beach provides a range of business insurance agent services tailored to commercial clients in the Volusia County area. Its service plans include annual policy reviews and guidance on coverage adjustments as business needs evolve. Risk assessment consultations help clients understand their exposure to common local liabilities. The agency assists with claims filing support and business continuity planning. It services a variety of local properties, including single-family homes used for home-based businesses, apartment buildings, retail storefronts, and restaurants.
Serving Ormond Beach and the surrounding communities in Volusia County, Brightway Insurance, The Lester Agency provides business insurance coverage for local enterprises. It handles general liability, property, workers' compensation, and commercial auto policies tailored to small and mid-sized businesses. The agency assesses each client’s operational risks and coverage gaps through a detailed consultation. It then compares quotes from multiple carriers to present a customized policy that addresses the specific exposures of the business.
Rich Howes: Allstate Insurance serves homeowners, business owners, and property managers in Ormond Beach, Florida, providing commercial insurance policies that protect against liability, property damage, and business interruption. The agency helps local companies assess risks and secure appropriate coverage for their operations and assets. It also assists with personal auto and home insurance needs. The agency extends its business insurance services to neighboring communities in Daytona Beach and the surrounding Volusia County metro area.
Ryan Ochipa - State Farm Insurance Agent in Ormond Beach, FL provides coverage for businesses through both one-time policies for specific projects and recurring plans that protect ongoing operations. These services cover general liability, property, and other commercial risks typically required by local enterprises. The agent assesses each client's needs to recommend appropriate protection levels within standardized plans. Service runs on either a one-time basis for short-term jobs or an as-needed schedule for recurring policy reviews and claims support.
FRP of Florida (Halifax Insurance Partners) in Ormond Beach specializes in commercial property, general liability, and workers’ compensation coverage for local businesses. It also provides tailored risk management consultations to help companies of all sizes evaluate their unique exposures. The agency works closely with clients to structure business owner policies, commercial auto plans, and professional liability options. As hurricane season approaches, it assists firms in reviewing windstorm deductibles and business interruption protections to minimize potential financial disruption from tropical storms.
As Ormond Beach welcomes new businesses or navigates seasonal shifts in tourism, Capital Partners Insurance provides guidance for entrepreneurs seeking appropriate coverage. This business insurance agency works with local operators to examine liability concerns, property risks, and employee protection needs. By focusing on the specific challenges faced by companies in the area, the firm helps clients identify suitable policies. The initial step in this process is a thorough review of the business’s current operations, usually conducted during an on-site inspection of the premises and equipment.
Goosehead Insurance - Thomas Scorza serves the Ormond Beach area with residential business insurance for local operators. The agency also provides commercial coverage tailored to small and mid-sized businesses, including liability and property protection. Their service extends throughout the surrounding communities to support diverse professional needs. Clients can expect consistent follow-up and assistance with policy adjustments between regular visits, helping maintain appropriate coverage as business circumstances evolve.
East Coast Insurors Inc in Ormond Beach, FL, is a business insurance agency known for helping local companies manage risk across various industries. The firm assesses liability, property, and workers’ compensation exposures to recommend coverage options tailored to each operation’s scale and sector. Adding a cyber liability endorsement to a standard policy addresses data breach and network interruption concerns for modern businesses.
What Does a a Business Insurance Agent in Ormond Beach Cost?
Typical costs for a small business insurance policy in Florida range from 500 to 3,000 dollars per year for general liability. Workers compensation premiums average 1.50 to 2.50 dollars per 100 dollars of payroll. Commercial property insurance for a small office in Ormond Beach might cost 800 to 2,500 dollars annually. Costs vary based on business type location revenue and claims history. This is general information not insurance advice.
About business insurance agents in Ormond Beach
Business insurance agents in Ormond Beach Florida help local companies secure coverage for property damage liability and workers compensation. Florida law requires businesses with four or more employees to carry workers compensation insurance. Agents can also advise on hurricane and flood coverage which is important for coastal businesses in Volusia County.
Frequently Asked Questions
What types of business insurance do agents in Ormond Beach offer?
Agents offer general liability commercial property workers compensation and commercial auto insurance. They can also provide professional liability and cyber liability policies tailored to your industry.
Is business insurance required by law in Florida?
Florida law requires workers compensation insurance for most businesses with four or more employees. Commercial auto insurance is required for any business-owned vehicles. Other coverages like general liability are not legally required but are often demanded by landlords or clients.
How do I choose a business insurance agent in Ormond Beach?
Look for an agent licensed in Florida who has experience with your industry. Check their knowledge of local risks like hurricane damage and flood zones. Ask about their ability to compare quotes from multiple carriers.
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