The top-rated business insurance agent in North Miami Beach, Florida is Estrella Insurance, rated 5.0 stars across 1,322 reviews. Other highly rated options include Mercado Insurance Agency North Miami, Del Toro Insurance, Skylake Insurance. This directory lists 12 business insurance agents serving North Miami Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Estrella Insurance | 1695 NE 163rd St | (305) 639-2666 |
| 2 | Mercado Insurance Agency North Miami | 1140 NE 163rd St #11-15 | (305) 914-5045 |
| 3 | Del Toro Insurance | 313 NE 167th St | (305) 249-9500 |
| 4 | Skylake Insurance | 1810 NE Miami Gardens Dr | (855) 267-0900 |
| 5 | Michelle Priestman Desjardins: Allstate Insurance | 18383 NE 18th Rd | (305) 945-0823 |
| 6 | Univista Insurance | 1074 N Miami Beach Blvd | (305) 330-1070 |
| 7 | Assure-Us The Insurance Agency | 1880 NE 163rd St | (305) 956-7818 |
| 8 | Ma-Cuervo Insurance Group | 15927 Biscayne Blvd | (305) 956-9992 |
| 9 | AllStar Direct Insurance & Financial Services | 16123 Biscayne Blvd | (305) 754-7414 |
| 10 | Royalty Insurance Agency | 17101 NE 19th Ave | (954) 367-3998 |
Estrella Insurance is a business insurance agency known for helping enterprises in North Miami Beach secure essential coverage tailored to their operations. It offers a range of standard commercial policies, such as general liability and property insurance, designed to protect local small and mid-sized businesses from common financial risks. As a specialized service, the agency can also add on coverage for employment practices liability, addressing claims related to workplace disputes and regulatory actions.
Mercado Insurance Agency North Miami provides a comprehensive range of business insurance solutions designed to protect commercial operations in the North Miami Beach area. Its service plans include policy review, risk assessment consultation, and claims assistance to help local enterprises maintain continuous coverage and address potential liabilities as their needs evolve. The agency services a variety of commercial properties, including retail spaces, restaurants, and mixed-use buildings with both apartments and storefronts.
Del Toro Insurance serves North Miami Beach and the wider Miami-Dade County area, offering business insurance agent services to local enterprises. The agency helps commercial clients assess their operational risks and secure appropriate coverage policies tailored to their specific industry needs. It also provides guidance on liability protection and property insurance solutions for small and medium-sized businesses. Among its handled services, Del Toro Insurance specializes in general liability insurance and workers’ compensation coverage for companies in this region.
Skylake Insurance serves businesses throughout the North Miami Beach, Florida area as a dedicated business insurance agent. It works to match local companies with appropriate general liability and workers’ compensation policies that meet industry and legal requirements in this region. Commercial property coverage is also provided to help protect physical assets. For professional firms, the agency assists with finding errors and omissions insurance from various carriers across the county.
Michelle Priestman Desjardins: Allstate Insurance serves homeowners, business owners, and property managers in North Miami Beach, Florida, by providing tailored commercial insurance policies. The agency helps local enterprises protect their assets, manage liability risks, and secure coverage for property damage or business interruption. Each client receives personalized guidance to select appropriate coverage limits and deductibles. The agency also serves the broader Miami metropolitan area and nearby communities such as Aventura and Hallandale Beach with the same attentive service.
Univista Insurance provides a comprehensive range of business insurance policies in North Miami Beach, Florida, covering general liability and commercial property. It offers tailored service plans to help local enterprises manage their policy adjustments and renewal schedules effectively. Business owners can rely on its support for navigating coverage needs throughout the year. The agency services a variety of properties, including single-family homes, apartments, retail spaces, and restaurants in the surrounding area.
Assure-Us The Insurance Agency serves North Miami Beach, Florida, and the surrounding communities, handling business insurance needs for local enterprises. The agency works with a range of commercial policies, including general liability, property coverage, and workers’ compensation. It assists small and mid-sized businesses in assessing their unique risk exposures and selecting appropriate coverage limits. To complete a typical job, the agency reviews the client’s operations and liability concerns, then recommends tailored protection options from multiple carriers.
Ma-Cuervo Insurance Group, operating in North Miami Beach, FL, helps local businesses distinguish between standalone liability policies and recurring package plans that combine property, general liability, and workers’ compensation. Their coverage options address common commercial risks while allowing adjustments as operations grow or regulations change. The agents guide clients through initial policy setup and ongoing renewals, ensuring each business understands the scope of its protection. Service runs on both a scheduled annual renewal cycle and an as-needed basis for endorsements or new coverage requests.
Operating in North Miami Beach, FL, AllStar Direct Insurance & Financial Services specializes in business insurance brokerage and general commercial coverage. The agency assists local companies in securing necessary policies, such as general liability, property, and workers' compensation, to protect operations and assets. It helps business owners navigate complex insurance markets and select appropriate coverage limits. As the hurricane season approaches each summer, the agency typically guides clients in reviewing commercial property and business interruption policies to ensure adequate protection against weather-related disruptions.
As hurricane season brings new risks to South Florida businesses each summer, Royalty Insurance Agency in North Miami Beach helps local commercial owners update their property and liability coverage. The agency evaluates current policies to identify gaps tied to flood exposure or business interruption needs. They work with clients to find appropriate general liability and workers’ compensation plans, adjusting as the business grows. The first step involves a complimentary review of existing insurance at the client’s place of business or by phone to assess the location and operations.
What Does a a Business Insurance Agent in North Miami Beach Cost?
Typical costs for a small business insurance package in Florida range from 500 to 3,000 dollars per year for general liability. Workers compensation premiums vary by payroll and industry classification, often starting at 1,000 dollars annually for low-risk offices. Commercial property rates depend on building value and location, with coastal areas like North Miami Beach seeing higher premiums due to hurricane risk. This is general information and not insurance advice.
About business insurance agents in North Miami Beach
A business insurance agent in North Miami Beach Florida helps local companies secure coverage required by state law and lender mandates. Florida requires businesses with four or more employees to carry workers compensation insurance under Chapter 440 of the Florida Statutes. Agents also assist with general liability and commercial property policies to protect against hurricane and flood risks common to the area.
Frequently Asked Questions
What types of business insurance are required in North Miami Beach Florida?
Florida law requires workers compensation insurance for most businesses with four or more employees. Commercial auto insurance is mandatory if you use vehicles for business. General liability and property insurance are not required by state law but are often demanded by landlords and clients.
How do I find a licensed business insurance agent in North Miami Beach?
You can verify an agents license through the Florida Department of Financial Services website. Look for agents who hold a 2-20 General Lines Agent license. Local agents understand the specific risks of operating in North Miami Beach such as hurricane exposure and flood zones.
Does business insurance in Florida cover hurricane damage?
Standard commercial property policies in Florida often exclude windstorm and flood damage. You may need separate windstorm coverage or a commercial flood policy. Many agents recommend reviewing your policy before each hurricane season to confirm adequate coverage.
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