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Find Business Insurance Agents in Miami Gardens, FL
Directory of business insurance agents in Miami Gardens, Florida. Verify credentials with the state department of insurance before hiring.
17 agents listed
Updated May 2026
Miami Gardens, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 17 business insurance agents in Miami Gardens, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
18191 NW 68th Ave Suite 222, Miami Gardens, FL 33015
(305) 676-6762
brightway.com
Univista Insurance
4729 NW 183rd St, Miami Gardens, FL 33055
(305) 406-6708
univistainsurance.com
Del Toro Insurance
3753 NW 167th St Suite 102, Miami Gardens, FL 33055
(786) 533-2513
deltoroinsurance.com
Gardens Insurance Inc
1818 NW 183rd St, Miami Gardens, FL 33056
(305) 621-0072
Renew Insurance LLC
16533 NW 57th Ave, Miami Gardens, FL 33014
(305) 624-7300
Del Toro Insurance
17201 NW 27th Ave, Miami Gardens, FL 33056
(786) 623-4006
deltoroinsurance.com
Del Toro Insurance
4088 NW 167th St, Miami Gardens, FL 33054
(305) 407-2361
deltoroinsurance.com
Insurance Exchange of America
19868 NW 27th Ave, Miami Gardens, FL 33056
(305) 620-7555
bestrate-insurance.com
Responsive Insurance Agency
17845 NW 27th Ave, Miami Gardens, FL 33056
(305) 621-9111
Bendell Insurance Group
111 NW 183rd St Ste 108, Miami Gardens, FL 33169
(786) 698-6383
Mint Insurance Agency Corp
20451 NW 2nd Ave Suite #101, Miami Gardens, FL 33169
(954) 908-7951
mintinsure.com
A business insurance agent in Miami Gardens Florida helps local companies find the right coverage to protect their assets. Florida law requires certain businesses to carry workers compensation insurance if they have four or more employees. An agent can guide you through these requirements and find policies that fit your specific industry and budget.
What Does a Business Insurance Agent in Miami Gardens Cost?
Typical costs for a small business general liability policy in Florida range from 400 to 1,500 dollars per year. Workers compensation premiums average 1.50 to 3.00 dollars per 100 dollars of payroll. A business owners policy BOP combining property and liability often costs between 500 and 3,000 dollars annually. These amounts vary based on your specific risks industry and coverage limits. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of business insurance are required in Miami Gardens Florida?
Florida law requires workers compensation for most businesses with four or more employees. Commercial auto insurance is required if you use vehicles for work. General liability is not required by state law but is often demanded by landlords and clients.
How do I find a reliable business insurance agent in Miami Gardens?
Look for an agent licensed by the Florida Department of Financial Services. You can verify their license on the DFS website. Ask about their experience with businesses in Miami Gardens and request quotes from multiple agencies to compare coverage and pricing.
What factors affect the cost of business insurance in Miami Gardens Florida?
Costs depend on your business type number of employees revenue location and claims history. For example a restaurant in Miami Gardens may pay more for liability than a home-based consulting firm. Florida hurricane risk also raises property insurance premiums for businesses in the area.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.