The top-rated business insurance agent in Miami Gardens, Florida is Estrella Insurance, rated 5.0 stars across 481 reviews. Other highly rated options include Tonya Baker-Turner - State Farm Insurance Agent, GoldenTrust Insurance Miami Gardens, AJM Agencies Auto Insurance (PROGRESSIVE). This directory lists 17 business insurance agents serving Miami Gardens.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Estrella Insurance | 3489 NW 183rd St | (305) 925-9944 |
| 2 | Tonya Baker-Turner - State Farm Insurance Agent | 18300 NW 62nd Ave STE 330 | (305) 621-1515 |
| 3 | GoldenTrust Insurance Miami Gardens | 5663 NW 195th Dr | (305) 998-7133 |
| 4 | AJM Agencies Auto Insurance (PROGRESSIVE) | 4888 NW 183rd St #207 | (786) 556-5210 |
| 5 | Brightway Insurance, Miami Lakes | 18191 NW 68th Ave Suite 222 | (305) 676-6762 |
| 6 | Univista Insurance | 4729 NW 183rd St | (305) 406-6708 |
| 7 | Del Toro Insurance | 3753 NW 167th St Suite 102 | (786) 533-2513 |
| 8 | Gardens Insurance Inc | 1818 NW 183rd St | (305) 621-0072 |
| 9 | Renew Insurance LLC | 16533 NW 57th Ave | (305) 624-7300 |
| 10 | Insurance Exchange of America | 19868 NW 27th Ave | (305) 620-7555 |
Estrella Insurance, located in Miami Gardens, Florida, distinguishes between one-time policy setups for new ventures and recurring commercial coverage options that protect ongoing operations. As a business insurance agent, the firm helps local enterprises secure essential protections such as general liability, property insurance, and workers' compensation policies tailored to their specific risks and operational demands. While initial evaluations and consultations occur on a one-time basis, the ongoing management of coverage, including renewals and updates to policy terms, operates on a scheduled and as-needed cycle to ensure continuous protection for each client.
Tonya Baker-Turner - State Farm Insurance Agent serves the Miami Gardens, Florida, area and surrounding communities. The agency provides business insurance solutions tailored to local companies. Services include general liability and commercial property coverage to protect against common operational risks. The business works with entrepreneurs and established firms to help secure appropriate policies. It also handles workers’ compensation insurance for businesses with employees in the region.
GoldenTrust Insurance Miami Gardens provides a range of business insurance products, including general liability and property coverage. Its team develops customized service plans to help local enterprises manage risk and maintain proper policy documentation. Ongoing attention to client needs is central to their maintenance approach. The agency regularly reviews coverage for evolving exposures within the Miami Gardens area. It actively services single-family homes, apartments, retail locations, and restaurants in the local community.
AJM Agencies Auto Insurance serves homeowners, businesses, and property managers in Miami Gardens, Florida, helping them find tailored liability and commercial coverage through PROGRESSIVE. The agency assesses each client’s unique risk profile to recommend appropriate business insurance policies. Typical services include general liability, workers’ compensation, and commercial auto protection. AJM also provides coverage for clients in the neighboring community of Opa-locka and throughout the surrounding North Miami area.
Brightway Insurance in Miami Lakes serves clients in Miami Gardens, Florida, and the surrounding communities. It handles a full range of business insurance coverage needs, helping local companies protect their assets and operations. The agency works closely with each business to understand specific exposures and the local regulatory requirements that apply in the area. For a typical job, it reviews the business’s unique risk profile and then compares coverage options from multiple carriers to build a tailored policy that addresses those specific concerns.
Univista Insurance in Miami Gardens specializes in customized liability coverage and property protection for local businesses, helping them secure essential policies such as general liability and commercial property insurance. It also serves as a general Business Insurance Agent, guiding clients through the complexities of risk management tailored to their specific industries. In hurricane season, the agency assists South Florida entrepreneurs with flood and windstorm insurance options to safeguard their operations from severe weather disruptions.
With Miami Gardens’ hurricane season requiring careful risk management for small and mid-sized businesses, Del Toro Insurance helps commercial operators review their liability and property exposures specific to South Florida’s climate. As a business insurance agent, the company guides clients through general liability, workers’ compensation, and commercial auto options designed for local retail and service firms. They begin each engagement by scheduling an on-site inspection of the business premises to assess current coverage gaps and identify necessary adjustments.
Gardens Insurance Inc in Miami Gardens, FL distinguishes between one-time policy consultations and recurring service plans for business insurance. Their coverage options include general liability, property protection, and workers' compensation tailored to local enterprises. Professional agents help clarify risk exposures and policy requirements. Service operates on either a scheduled renewal basis for annual policies or as-needed for specific business insurance inquiries or claims support.
Renew Insurance LLC in Miami Gardens, Florida works with businesses to analyze their liability and property exposure, recommending appropriate commercial coverage packages for general risk management. It also specializes in tailoring endorsements for specific operational vulnerabilities such as equipment breakdown or cyber liability. This agency can assist offices requiring professional liability protection, warehouses needing robust property and inventory coverage, and food service operations seeking product liability and workers' compensation policies.
Based in Miami Gardens, Florida, Insurance Exchange of America assists residents with their homeowners, auto, and related personal insurance needs. The agency also secures general liability and property coverage for local small businesses. Clients are served throughout the Miami Gardens area with comprehensive policy reviews. After a policy is bound, the agency provides prompt follow-up for claims questions and necessary policy adjustments between regular annual visits.
What Does a a Business Insurance Agent in Miami Gardens Cost?
Typical costs for a small business general liability policy in Florida range from 400 to 1,500 dollars per year. Workers compensation premiums average 1.50 to 3.00 dollars per 100 dollars of payroll. A business owners policy BOP combining property and liability often costs between 500 and 3,000 dollars annually. These amounts vary based on your specific risks industry and coverage limits. This is general information and not insurance advice.
About business insurance agents in Miami Gardens
A business insurance agent in Miami Gardens Florida helps local companies find the right coverage to protect their assets. Florida law requires certain businesses to carry workers compensation insurance if they have four or more employees. An agent can guide you through these requirements and find policies that fit your specific industry and budget.
Frequently Asked Questions
What types of business insurance are required in Miami Gardens Florida?
Florida law requires workers compensation for most businesses with four or more employees. Commercial auto insurance is required if you use vehicles for work. General liability is not required by state law but is often demanded by landlords and clients.
How do I find a reliable business insurance agent in Miami Gardens?
Look for an agent licensed by the Florida Department of Financial Services. You can verify their license on the DFS website. Ask about their experience with businesses in Miami Gardens and request quotes from multiple agencies to compare coverage and pricing.
What factors affect the cost of business insurance in Miami Gardens Florida?
Costs depend on your business type number of employees revenue location and claims history. For example a restaurant in Miami Gardens may pay more for liability than a home-based consulting firm. Florida hurricane risk also raises property insurance premiums for businesses in the area.
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