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Find Business Insurance Agents Near You in Miami Gardens, FL

Browse business insurance agents serving Miami Gardens, Florida. Updated 2026-07-14.

The top-rated business insurance agent in Miami Gardens, Florida is Estrella Insurance, rated 5.0 stars across 481 reviews. Other highly rated options include Tonya Baker-Turner - State Farm Insurance Agent, GoldenTrust Insurance Miami Gardens, AJM Agencies Auto Insurance (PROGRESSIVE). This directory lists 17 business insurance agents serving Miami Gardens.

Showing 17 business insurance agents in Miami Gardens, FLListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Estrella Insurance3489 NW 183rd St(305) 925-9944
2Tonya Baker-Turner - State Farm Insurance Agent18300 NW 62nd Ave STE 330(305) 621-1515
3GoldenTrust Insurance Miami Gardens5663 NW 195th Dr(305) 998-7133
4AJM Agencies Auto Insurance (PROGRESSIVE)4888 NW 183rd St #207(786) 556-5210
5Brightway Insurance, Miami Lakes18191 NW 68th Ave Suite 222(305) 676-6762
6Univista Insurance4729 NW 183rd St(305) 406-6708
7Del Toro Insurance3753 NW 167th St Suite 102(786) 533-2513
8Gardens Insurance Inc1818 NW 183rd St(305) 621-0072
9Renew Insurance LLC16533 NW 57th Ave(305) 624-7300
10Insurance Exchange of America19868 NW 27th Ave(305) 620-7555
EI
3489 NW 183rd St
Estrella Insurance
Business Insurance Agent · Miami Gardens, FL

Estrella Insurance, located in Miami Gardens, Florida, distinguishes between one-time policy setups for new ventures and recurring commercial coverage options that protect ongoing operations. As a business insurance agent, the firm helps local enterprises secure essential protections such as general liability, property insurance, and workers' compensation policies tailored to their specific risks and operational demands. While initial evaluations and consultations occur on a one-time basis, the ongoing management of coverage, including renewals and updates to policy terms, operates on a scheduled and as-needed cycle to ensure continuous protection for each client.

TB
18300 NW 62nd Ave STE 330
Tonya Baker-Turner - State Farm Insurance Agent
Business Insurance Agent · Miami Gardens, FL

Tonya Baker-Turner - State Farm Insurance Agent serves the Miami Gardens, Florida, area and surrounding communities. The agency provides business insurance solutions tailored to local companies. Services include general liability and commercial property coverage to protect against common operational risks. The business works with entrepreneurs and established firms to help secure appropriate policies. It also handles workers’ compensation insurance for businesses with employees in the region.

GI
5663 NW 195th Dr
GoldenTrust Insurance Miami Gardens
Business Insurance Agent · Miami Gardens, FL

GoldenTrust Insurance Miami Gardens provides a range of business insurance products, including general liability and property coverage. Its team develops customized service plans to help local enterprises manage risk and maintain proper policy documentation. Ongoing attention to client needs is central to their maintenance approach. The agency regularly reviews coverage for evolving exposures within the Miami Gardens area. It actively services single-family homes, apartments, retail locations, and restaurants in the local community.

AA
4888 NW 183rd St #207
AJM Agencies Auto Insurance (PROGRESSIVE)
Business Insurance Agent · Miami Gardens, FL

AJM Agencies Auto Insurance serves homeowners, businesses, and property managers in Miami Gardens, Florida, helping them find tailored liability and commercial coverage through PROGRESSIVE. The agency assesses each client’s unique risk profile to recommend appropriate business insurance policies. Typical services include general liability, workers’ compensation, and commercial auto protection. AJM also provides coverage for clients in the neighboring community of Opa-locka and throughout the surrounding North Miami area.

BI
18191 NW 68th Ave Suite 222
Brightway Insurance, Miami Lakes
Business Insurance Agent · Miami Gardens, FL

Brightway Insurance in Miami Lakes serves clients in Miami Gardens, Florida, and the surrounding communities. It handles a full range of business insurance coverage needs, helping local companies protect their assets and operations. The agency works closely with each business to understand specific exposures and the local regulatory requirements that apply in the area. For a typical job, it reviews the business’s unique risk profile and then compares coverage options from multiple carriers to build a tailored policy that addresses those specific concerns.

UI
4729 NW 183rd St
Univista Insurance
Business Insurance Agent · Miami Gardens, FL

Univista Insurance in Miami Gardens specializes in customized liability coverage and property protection for local businesses, helping them secure essential policies such as general liability and commercial property insurance. It also serves as a general Business Insurance Agent, guiding clients through the complexities of risk management tailored to their specific industries. In hurricane season, the agency assists South Florida entrepreneurs with flood and windstorm insurance options to safeguard their operations from severe weather disruptions.

DT
3753 NW 167th St Suite 102
Del Toro Insurance
Business Insurance Agent · Miami Gardens, FL

With Miami Gardens’ hurricane season requiring careful risk management for small and mid-sized businesses, Del Toro Insurance helps commercial operators review their liability and property exposures specific to South Florida’s climate. As a business insurance agent, the company guides clients through general liability, workers’ compensation, and commercial auto options designed for local retail and service firms. They begin each engagement by scheduling an on-site inspection of the business premises to assess current coverage gaps and identify necessary adjustments.

GI
1818 NW 183rd St
Gardens Insurance Inc
Business Insurance Agent · Miami Gardens, FL

Gardens Insurance Inc in Miami Gardens, FL distinguishes between one-time policy consultations and recurring service plans for business insurance. Their coverage options include general liability, property protection, and workers' compensation tailored to local enterprises. Professional agents help clarify risk exposures and policy requirements. Service operates on either a scheduled renewal basis for annual policies or as-needed for specific business insurance inquiries or claims support.

RI
16533 NW 57th Ave
Renew Insurance LLC
Business Insurance Agent · Miami Gardens, FL

Renew Insurance LLC in Miami Gardens, Florida works with businesses to analyze their liability and property exposure, recommending appropriate commercial coverage packages for general risk management. It also specializes in tailoring endorsements for specific operational vulnerabilities such as equipment breakdown or cyber liability. This agency can assist offices requiring professional liability protection, warehouses needing robust property and inventory coverage, and food service operations seeking product liability and workers' compensation policies.

IE
19868 NW 27th Ave
Insurance Exchange of America
Business Insurance Agent · Miami Gardens, FL

Based in Miami Gardens, Florida, Insurance Exchange of America assists residents with their homeowners, auto, and related personal insurance needs. The agency also secures general liability and property coverage for local small businesses. Clients are served throughout the Miami Gardens area with comprehensive policy reviews. After a policy is bound, the agency provides prompt follow-up for claims questions and necessary policy adjustments between regular annual visits.

EI
18355 NW 57th Ave #103B
Estrella Insurance
Business Insurance Agent · Miami Gardens, FL
(305) 830-1477
agents.estrellainsurance.com/en-us/fl/miamigardens/169.html
EI
17325 NW 27th Ave #202
Estrella Insurance
Business Insurance Agent · Miami Gardens, FL
(305) 925-4090
agents.estrellainsurance.com/en-us/fl/miamigardens/274.html
DT
17201 NW 27th Ave
Del Toro Insurance
Business Insurance Agent · Miami Gardens, FL
(786) 623-4006
deltoroinsurance.com
DT
4088 NW 167th St
Del Toro Insurance
Business Insurance Agent · Miami Gardens, FL
(305) 407-2361
deltoroinsurance.com/del-toro-insurance-167th-miami-gardens
BI
111 NW 183rd St Ste 108
Bendell Insurance Group
Business Insurance Agent · Miami Gardens, FL
(786) 698-6383
RI
17845 NW 27th Ave
Responsive Insurance Agency
Business Insurance Agent · Miami Gardens, FL
(305) 621-9111
MI
20451 NW 2nd Ave Suite #101
Mint Insurance Agency Corp
Business Insurance Agent · Miami Gardens, FL
(954) 908-7951
mintinsure.com

What Does a a Business Insurance Agent in Miami Gardens Cost?

Typical costs for a small business general liability policy in Florida range from 400 to 1,500 dollars per year. Workers compensation premiums average 1.50 to 3.00 dollars per 100 dollars of payroll. A business owners policy BOP combining property and liability often costs between 500 and 3,000 dollars annually. These amounts vary based on your specific risks industry and coverage limits. This is general information and not insurance advice.

About business insurance agents in Miami Gardens

A business insurance agent in Miami Gardens Florida helps local companies find the right coverage to protect their assets. Florida law requires certain businesses to carry workers compensation insurance if they have four or more employees. An agent can guide you through these requirements and find policies that fit your specific industry and budget.

Frequently Asked Questions

What types of business insurance are required in Miami Gardens Florida?

Florida law requires workers compensation for most businesses with four or more employees. Commercial auto insurance is required if you use vehicles for work. General liability is not required by state law but is often demanded by landlords and clients.

How do I find a reliable business insurance agent in Miami Gardens?

Look for an agent licensed by the Florida Department of Financial Services. You can verify their license on the DFS website. Ask about their experience with businesses in Miami Gardens and request quotes from multiple agencies to compare coverage and pricing.

What factors affect the cost of business insurance in Miami Gardens Florida?

Costs depend on your business type number of employees revenue location and claims history. For example a restaurant in Miami Gardens may pay more for liability than a home-based consulting firm. Florida hurricane risk also raises property insurance premiums for businesses in the area.

Business Insurance Agents in Other Florida Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each business insurance agent's credentials and current standing with your state Department of Insurance.