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Find Business Insurance Agents in Miami, FL

Directory of business insurance agents in Miami, Florida. Verify credentials with the state department of insurance before hiring.

20 agents listed
Updated May 2026
Miami, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 20 business insurance agents in Miami, FL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
GoldenTrust Insurance Kendall
11658 N Kendall Dr, Miami, FL 33176
(305) 452-0823 kendalldr.goldentrust.com
First Choice Insurance Agency Corp
7540 SW 117th Ave, Miami, FL 33183
(786) 360-1021 1fcinsurance.com
Sebanda Insurance
8420 W Flagler St #218a, Miami, FL 33144
(786) 532-1403 sebandainsurancefranchisefive.com
Insurance Exchange of America
8600 NW 17th St Suite 101, Miami, FL 33126
(305) 403-0800 bestrate-insurance.com
Jim Diaz - State Farm Insurance Agent
13550 SW 88th St #296, Miami, FL 33186
(305) 385-6696 jimdiaz.com
USA General Insurance Corporation
13631 SW 26th St, Miami, FL 33175
(305) 386-3305 usageneralinsurance.com
Dulcinea Insurance Agency
1840 Coral Wy #221, Miami, FL 33145
(786) 910-9487 dulcineainsurance.com
Blue Sky Insurance & Immigration Services
1619 SW 107th Ave, Miami, FL 33165
(786) 391-3886 blueins.com
GoldenTrust Insurance Westchester
7298 SW 40th St, Miami, FL 33155
(305) 680-0944 westchester.goldentrust.com
Neighbors Insurance Agency
7130 SW 43rd St, Miami, FL 33155
(305) 265-8585 neighborsinsurance.us
IMAX Insurance Group
10368 W Flagler St, Miami, FL 33174
(786) 441-8985 insuranceimax.com
American Insurance Point - AIP FLORIDA
999 Brickell Ave # 410, Miami, FL 33131
(305) 440-0212 aipflorida.com
Mercado Insurance Agency
7900 NW 27th Ave #604B, Miami, FL 33147
(305) 402-4389 mercadoinsuranceagency.com
Caley Insurance
12260 SW 8th St Suite #122, Miami, FL 33184
(305) 800-2985 caleyinsurance.com
Manny Morin - State Farm Insurance Agent
10651 N Kendall Dr #111, Miami, FL 33176
(305) 598-5821 mannymorin.com
Madrinas Insurance Miami
7795 W Flagler St, Miami, FL 33144
(305) 602-0436 madrinasinsurance.com
E&L Insurance
1241 SW 27th Ave, Miami, FL 33135
(305) 541-1002 eandlinsurance.com
Univista Insurance
16359 SW 88th St, Miami, FL 33196
(305) 413-5144 univistainsurance.com
Express Insurance
1701 W Flagler St # 227, Miami, FL 33135
(786) 401-6369 expressinsurancemiami.com
Bortec Insurance
14655 SW 104th St kiosk 3, Miami, FL 33186
(786) 800-2200 bortecinsurance.com

A business insurance agent in Miami helps local companies find coverage that meets Florida state requirements. Florida law requires businesses with employees to carry workers compensation insurance if they have four or more workers. An agent can also help you navigate property insurance needs in a coastal area prone to hurricanes and flooding.

What Does a Business Insurance Agent in Miami Cost?

Business insurance costs in Florida vary by industry, location, and coverage limits. A small retail shop in Miami may pay between 500 and 1500 dollars per year for general liability. Workers compensation premiums depend on payroll and job classification, often ranging from 0.75 to 2.50 dollars per 100 dollars of payroll. Commercial property rates are higher in coastal areas due to hurricane risk. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of business insurance do Miami agents typically offer?
Miami agents offer general liability, workers compensation, commercial property, and professional liability policies. They also provide business interruption and commercial auto coverage for local companies.
Is business insurance required by law in Florida?
Yes, Florida law requires workers compensation insurance for most businesses with four or more employees. General liability is not required by state law but is often required by landlords or clients.