The top-rated business insurance agent in Miami, Florida is GoldenTrust Insurance Kendall, rated 5.0 stars across 3,153 reviews. Other highly rated options include First Choice Insurance Agency Corp, Sebanda Insurance, USA General Insurance Corporation. This directory lists 107 business insurance agents serving Miami.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | GoldenTrust Insurance Kendall | 11658 N Kendall Dr | (305) 452-0823 |
| 2 | First Choice Insurance Agency Corp | 7540 SW 117th Ave | (786) 360-1021 |
| 3 | Sebanda Insurance | 8420 W Flagler St #218a | (786) 532-1403 |
| 4 | USA General Insurance Corporation | 13631 SW 26th St | (305) 386-3305 |
| 5 | Insurance Exchange of America | 8600 NW 17th St Suite 101 | (305) 403-0800 |
| 6 | Jim Diaz - State Farm Insurance Agent | 13550 SW 88th St #296 | (305) 385-6696 |
| 7 | Dulcinea Insurance Agency | 1840 Coral Wy #221 | (786) 910-9487 |
| 8 | Blue Sky Insurance & Immigration Services | 1619 SW 107th Ave | (786) 391-3886 |
| 9 | GoldenTrust Insurance Westchester | 7298 SW 40th St | (305) 680-0944 |
| 10 | Neighbors Insurance Agency | 7130 SW 43rd St | (305) 265-8585 |
GoldenTrust Insurance Kendall serves the Miami, Florida, area as a business insurance agent. The company helps local enterprises manage their risk and protect their assets. It offers coverage options tailored to the specific needs of area small and medium-sized businesses. These policies help safeguard against common operational liabilities. The agency also assists with commercial property insurance to protect physical assets from damage or loss. It handles tailored general liability policies and workers compensation coverage for area employers.
First Choice Insurance Agency Corp serves businesses and property managers across the Miami area, providing commercial insurance policies that protect against common operational liabilities and asset exposures. Clients work with agents to secure general liability, property, and workers’ compensation coverage tailored to their specific industries and risk profiles. The firm also assists homeowners with personal insurance needs to shield residential properties from local weather-related perils. Alongside its Miami clientele, First Choice Insurance Agency Corp extends its services to neighboring communities throughout the Miami-Dade metro region.
Sebanda Insurance serves Miami, Florida, and its surrounding communities, handling commercial insurance for local businesses. It provides general liability and property coverage, helping companies protect their assets from common operational risks in the region. The agency tailors policies to individual business profiles, assessing exposures to adjust coverage limits and deductibles as needed. For a typical job, it reviews the client's operations, then compares quotes from multiple carriers to match the most appropriate plan.
As Miami businesses prepare for hurricane season each summer, securing proper coverage becomes an urgent priority. USA General Insurance Corporation in Miami, FL assists local enterprises with evaluating their commercial risks and matching them with appropriate business insurance policies. Their agency works closely with company owners to understand operational exposures specific to South Florida’s climate and regulatory environment. They begin every new relationship by scheduling a thorough on-site inspection and initial risk assessment to identify coverage gaps before any policy recommendations are made.
Insurance Exchange of America, located in Miami, FL, works with businesses on both one-time policy placements and ongoing annual coverage renewals. The agency assists clients in selecting general liability, property, and workers’ compensation insurance tailored to operational risks. Additional offerings may include professional liability and commercial auto policies. Coverage recommendations are based on the specific industry and exposure of each business. Service appointments and policy reviews are conducted on a scheduled basis, with adjustments arranged as individual needs evolve throughout the policy term.
Jim Diaz - State Farm Insurance Agent in Miami, FL offers business insurance services including liability, property, and commercial auto coverage. The agency also works with clients on general policy management and risk assessment for local enterprises. In Miami’s active business environment, seasonal events such as hurricane season frequently prompt owners to review their business interruption and property protection needs, a task the office helps with annually.
Dulcinea Insurance Agency is known for providing business insurance solutions to companies in the Miami, Florida area, offering a range of standard commercial policies that protect against common operational risks. The agency serves local enterprises by assessing their liability, property, and industry-specific exposures to find appropriate coverage limits. Services include general liability and property insurance, which shield businesses from financial losses due to accidents or damage. A specialty service it can add on is professional liability coverage for firms that require protection against errors in their services.
Blue Sky Insurance & Immigration Services in Miami, Florida, is known for providing business insurance policies tailored to local commercial enterprises. Its service range includes general liability, property, and workers’ compensation coverage for small to midsize companies operating in the region. The agency helps clients assess risk factors common in South Florida’s business environment. For operations with international exposure, the firm also offers immigration service consultations as an add-on specialty for business owners.
GoldenTrust Insurance Westchester serves businesses throughout Miami, Florida, offering commercial insurance policies to protect local companies from financial loss. The agency works with various industries to design coverage that addresses common operational risks. Standard services include general liability, property insurance, and workers compensation for firms of different sizes. Policies are tailored to meet specific business needs while remaining compliant with regulatory requirements in the area. Commercial auto coverage and professional liability insurance are two specific services it handles for Miami-area businesses.
Neighbors Insurance Agency in Miami, Florida, provides a comprehensive range of business insurance services. It offers tailored commercial policies, property coverage, and general liability protection for local enterprises. The company also assists with regularly reviewing coverage and adjusting policies as a business’s needs evolve. This allows clients to maintain appropriate risk management over time. Neighbors Insurance Agency services a variety of commercial properties, including single-family homes operated as businesses, apartment complexes, retail storefronts, and restaurants.
What Does a a Business Insurance Agent in Miami Cost?
Business insurance costs in Florida vary by industry, location, and coverage limits. A small retail shop in Miami may pay between 500 and 1500 dollars per year for general liability. Workers compensation premiums depend on payroll and job classification, often ranging from 0.75 to 2.50 dollars per 100 dollars of payroll. Commercial property rates are higher in coastal areas due to hurricane risk. This is general information and not insurance advice.
About business insurance agents in Miami
A business insurance agent in Miami helps local companies find coverage that meets Florida state requirements. Florida law requires businesses with employees to carry workers compensation insurance if they have four or more workers. An agent can also help you navigate property insurance needs in a coastal area prone to hurricanes and flooding.
Frequently Asked Questions
What types of business insurance do Miami agents typically offer?
Miami agents offer general liability, workers compensation, commercial property, and professional liability policies. They also provide business interruption and commercial auto coverage for local companies.
Is business insurance required by law in Florida?
Yes, Florida law requires workers compensation insurance for most businesses with four or more employees. General liability is not required by state law but is often required by landlords or clients.
How do I choose a business insurance agent in Miami?
Look for an agent licensed in Florida with experience in your industry. Check their reviews and ask about their knowledge of Miami specific risks like hurricane exposure and flood zones.
Business Insurance Agents in Other Florida Cities
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