The top-rated business insurance agent in Gainesville, Florida is Ken Castellani - GEICO Insurance Agent, rated 4.8 stars across 1,346 reviews. Other highly rated options include Liberty DSI, Cotton's All Lines Insurance, Inc., Tower Hill Insurance. This directory lists 20 business insurance agents serving Gainesville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ken Castellani - GEICO Insurance Agent | 3080 SW Archer Rd Suite 10 | (352) 375-2886 |
| 2 | Liberty DSI | 5200-B Newberry Rd | (352) 338-0552 |
| 3 | Cotton's All Lines Insurance, Inc. | 1222 NW 16th Ave | (352) 338-1222 |
| 4 | Tower Hill Insurance | 7201 NW 11th Pl | (352) 332-8800 |
| 5 | Acceptance Insurance | 1126 N Main St | (352) 244-8378 |
| 6 | Amanda Campbell Agency | 1140 NW 76th Blvd | (352) 758-2720 |
| 7 | Aubrey Rogers Insurance | 2400 NW 6th St | (352) 373-2003 |
| 8 | McGriff-Williams Insurance | 3501 W University Ave | (352) 724-8584 |
| 9 | Direct Auto Insurance | 1502 N Main St | (352) 378-3003 |
| 10 | Love Insurance Incorporated | 2216 SW Archer Rd | (352) 376-4357 |
Ken Castellani - GEICO Insurance Agent in Gainesville, FL provides a comprehensive range of commercial coverage solutions tailored to local business needs. It offers business insurance policies that protect against liability, property damage, and other operational risks. The agent works closely with clients to review and adjust coverage limits, ensuring policies remain aligned with changes in business activity or assets. Ken Castellani serves a variety of properties in the Gainesville area, including single-family homes operated as small businesses, apartment complexes, retail storefronts, and local restaurants.
Liberty DSI in Gainesville, FL serves local businesses, property managers, and commercial property owners by offering essential business insurance policies tailored to their operational needs. The agency works with clients to assess liability, property, and workers' compensation coverage appropriate for the area's commercial landscape. It advises on risk management strategies common to small and mid-sized enterprises throughout Alachua County. The company also covers commercial clients in nearby communities such as Ocala and the surrounding Marion County area.
Cotton's All Lines Insurance, Inc. serves Gainesville, Florida, and the surrounding Alachua County communities. It handles a range of business insurance policies, including general liability, property, and workers' compensation coverage. The agency works with local companies of various sizes to assess their unique operational risks. It approaches each client by first reviewing their specific exposures and then comparing available coverage options from different carriers to build a tailored policy.
Tower Hill Insurance serves the Gainesville, Florida metro area as a business insurance agent. It helps local companies identify and manage their commercial risks through tailored insurance policies. The agency works with business owners to understand their specific operational exposures and coverage needs. Common areas of focus include commercial liability protection for firms facing customer or third-party claims. Additionally, it specializes in arranging commercial property insurance to safeguard a business’s physical assets and inventory from potential damage.
Acceptance Insurance serves homeowners, businesses, and property managers throughout the Gainesville, Florida area by providing Business Insurance Agent services. It assists clients in securing liability coverage, property protection, and commercial policies tailored to local operational needs. The agency works with enterprises of varying sizes to help them safeguard assets against common regional risks. Its coverage options extend to neighboring communities within Alachua County, including the Hawthorne vicinity.
Amanda Campbell Agency provides business insurance coverage, securing policies for liability, property, and workers’ compensation. It serves commercial clients throughout the Gainesville, Florida, area, helping entrepreneurs and established firms tailor protections to their operations. The agency assesses risks common to local industries, from retail shops to professional offices. It assists with adjusting coverage during seasonal shifts, such as when hurricane season increases the need for property protection plans.
Aubrey Rogers Insurance serves Gainesville, FL, offering both one-time policy setups and recurring coverage plans for local businesses. General liability, property, and workers' compensation are typical coverages available through this agency. The team works to align protection with each client's specific operational risks and budget. Business owners can access tailored guidance to navigate commercial insurance requirements in the Gainesville area. Service is provided on an as-needed basis for new policies, renewals, and any mid-term adjustments or claims assistance.
Gainesville-area business owners often need to review their liability coverage before the start of the busy season. McGriff-Williams Insurance, a local business insurance agent in Gainesville, FL, works with clients to evaluate policies for changing commercial risks. The company assists with tailoring general liability, property, and workers' compensation insurance to match a variety of professional needs. Their process begins with a thorough on-site inspection of the business premises to identify specific exposures and form an accurate risk profile.
Direct Auto Insurance serves businesses in Gainesville and the surrounding communities of Alachua County. It handles a range of coverage options for commercial clients, including general liability, property insurance, and workers’ compensation policies. The agency works closely with business owners to identify specific risk exposures and liability needs. For a typical job, it begins with a thorough review of the client’s current operations and assets before recommending appropriate policy limits.
What Does a a Business Insurance Agent in Gainesville Cost?
Typical costs for a small business insurance policy in Florida range from $500 to $3,000 per year for general liability coverage. Workers compensation premiums average around $1.50 to $3.00 per $100 of payroll depending on the industry. Commercial property insurance in Gainesville may cost $1,000 to $5,000 annually based on building value and hurricane risk. These are general estimates only and actual costs vary by business. This information is general and not a substitute for professional insurance advice.
About business insurance agents in Gainesville
A business insurance agent in Gainesville Florida helps local companies find coverage that meets state requirements and protects against common risks. Florida law requires certain businesses to carry workers compensation insurance if they have four or more employees. An agent can also help you understand commercial general liability and property insurance options tailored to Alachua County businesses.
Frequently Asked Questions
What types of business insurance are required in Florida?
Florida law requires workers compensation insurance for most businesses with four or more employees. Commercial auto insurance is required if you use vehicles for business. Other coverages like general liability and property insurance are not required by state law but are often required by landlords or lenders.
How do I find a licensed business insurance agent in Gainesville?
You can search the Florida Department of Financial Services website to verify an agents license. Local agents in Gainesville often specialize in industries common to the area such as agriculture construction or healthcare. You can also ask for referrals from other business owners in Alachua County.
What factors affect the cost of business insurance in Florida?
Costs depend on your business type number of employees revenue location and claims history. Florida businesses in high risk industries like construction or hospitality often pay higher premiums due to hurricane and liability risks. Your agent can help you compare quotes from multiple carriers.
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