ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Business Insurance Agents Near You in Waterbury, CT

Browse business insurance agents serving Waterbury, Connecticut. Updated 2026-07-14.

The top-rated business insurance agent in Waterbury, Connecticut is B&A Benefit Solutions, rated 5.0 stars across 141 reviews. Other highly rated options include Muni Insurance, Inc., Connor Rafferty: Allstate Insurance, American Financial Solutions llc. This directory lists 19 business insurance agents serving Waterbury.

Showing 19 business insurance agents in Waterbury, CTListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1B&A Benefit Solutions45 Pilgrim Ave(203) 565-6419
2Muni Insurance, Inc.211 Chase Ave(203) 527-3669
3Connor Rafferty: Allstate Insurance767 Wolcott St(203) 757-9601
4American Financial Solutions llc48 Meriden Rd(203) 706-4015
5Grand Folder LLC1325 E Main St(800) 288-5064
6Main Street Insurance - Waterbury Office345 W Main St(203) 757-5737
7Mark Shumilla - State Farm Insurance Agent520 Frost Rd FL-1(203) 757-6300
8Natasha Faesy Burgess - State Farm Insurance Agent3528 E Main St Ste 3(475) 235-6136
9Ramon Insurance & Tax935 S Main St(203) 575-9660
10Montagno Insurance Inc344 Robbins St(203) 721-7041
BB
45 Pilgrim Ave
B&A Benefit Solutions
Business Insurance Agent · Waterbury, CT

B&A Benefit Solutions serves local businesses, property managers, and commercial property owners in Waterbury, Connecticut. The agency provides business insurance policies that cover general liability, property damage, and workers’ compensation needs. It helps clients assess operational risks and identify appropriate coverage limits for their specific industries and size. Claims assistance and policy reviews are offered to ensure ongoing protection as businesses grow. The firm also serves clients throughout Naugatuck and the greater Waterbury metro area.

MI
211 Chase Ave
Muni Insurance, Inc.
Business Insurance Agent · Waterbury, CT

Muni Insurance, Inc. serves businesses throughout the Waterbury metro area, offering commercial insurance policies to local companies and organizations. The agency advises clients on coverage options that address common operational risks and regulatory requirements for businesses in Connecticut. It helps business owners identify key exposures to their property, liability, and income. Specific services include general liability insurance for storefronts and offices, as well as workers' compensation coverage for small and mid-sized employers operating in the region.

CR
767 Wolcott St
Connor Rafferty: Allstate Insurance
Business Insurance Agent · Waterbury, CT

Connor Rafferty: Allstate Insurance in Waterbury, CT, offers a range of business insurance solutions, including general liability, property, and workers' compensation coverage. The agency provides ongoing policy reviews and claims assistance to help maintain adequate protection as business needs evolve. Service plans focus on risk assessment and adjusting coverage limits to match operational changes. This office services a variety of commercial properties, including single-family homes used as offices, apartment complexes, retail spaces, and full-service restaurants.

AF
48 Meriden Rd
American Financial Solutions llc
Business Insurance Agent · Waterbury, CT

American Financial Solutions llc serves Waterbury, Connecticut and its surrounding communities, handling a broad range of business insurance needs for local enterprises. It offers policies designed to protect commercial operations from common risks, such as property damage and liability. The company works with clients in various industries to secure appropriate coverage for their specific requirements. To complete a typical engagement, it evaluates each business’s unique exposures and recommends a tailored policy that provides necessary protection without unnecessary extras.

GF
1325 E Main St
Grand Folder LLC
Business Insurance Agent · Waterbury, CT

Grand Folder LLC in Waterbury, CT distinguishes between one-time consultations for specific business risks and ongoing coverage that adapts as a company grows. As a local business insurance agent, it guides clients through general liability, property, and workers’ compensation policies to match their operational needs. By working directly with multiple carriers, the agent helps businesses find coverage that fits common regional exposures in the area. Service is scheduled on either a one-time or as-needed basis depending on the client’s evolving requirements.

MS
345 W Main St
Main Street Insurance - Waterbury Office
Business Insurance Agent · Waterbury, CT

At Main Street Insurance’s Waterbury Office, business insurance agents provide specialized coverage for commercial property, general liability, and workers’ compensation. They work with a range of local enterprises, from small retail shops to larger wholesale distributors, to help manage unique operational risks in the Waterbury area. Agents assist in tailoring policies that protect assets and maintain day-to-day business continuity throughout the year. As the late fall approaches, the office helps clients prepare for winter weather hazards, including potential liability from icy parking lots and snow-related roof damage.

MS
520 Frost Rd FL-1
Mark Shumilla - State Farm Insurance Agent
Business Insurance Agent · Waterbury, CT

As a new business season begins in Waterbury, local entrepreneurs often seek reliable coverage for their liability and property needs. Mark Shumilla - State Farm Insurance Agent offers business insurance policies tailored to small and mid-sized companies in the area. Agency consultations consider the specific risks associated with different commercial operations, from retail shops to service providers. Each policy is designed to address common local concerns such as weather-related disruptions or customer incidents. An initial review of current coverage and business operations begins with a complimentary inspection.

NF
3528 E Main St Ste 3
Natasha Faesy Burgess - State Farm Insurance Agent
Business Insurance Agent · Waterbury, CT

Natasha Faesy Burgess - State Farm Insurance Agent in Waterbury, CT provides business insurance coverage and offers specialized add-ons for liability, property damage, and lost income protection. The agency helps local entrepreneurs manage financial risks by advising on comprehensive commercial policies that safeguard inventory, equipment, and daily operations. Typical tailored plans address exposures common to regional small enterprises. This Waterbury agent serves a variety of commercial sectors, including offices, warehouses, and food service establishments.

RI
935 S Main St
Ramon Insurance & Tax
Business Insurance Agent · Waterbury, CT

Located in Waterbury, CT, Ramon Insurance & Tax provides residential insurance services for homeowners and renters, ensuring local properties are protected. The agency also offers comprehensive commercial coverage for small businesses, helping entrepreneurs manage liability and property risks throughout the Waterbury area. Policies are tailored to meet the needs of local enterprises, with agents guiding clients through coverage options. Clients can expect clear follow-up after policy adjustments and reliable repeat service for renewals between their regular check-ins or seasonal reviews.

MI
344 Robbins St
Montagno Insurance Inc
Business Insurance Agent · Waterbury, CT
JD
1101 Huntingdon Ave UNIT 3
Jack D Edsall Jr - State Farm Insurance Agent
Business Insurance Agent · Waterbury, CT
(203) 755-3700
jackedsall.com
BP
500 Captain Neville Dr
Blasius Personal Insurance
Business Insurance Agent · Waterbury, CT
(203) 527-6002
blasiusinsurance.com
SM
11 Scovill St # 4
Sundel & Milford Inc
Business Insurance Agent · Waterbury, CT
(203) 753-0114
sundelmilford.com
MI
770 Highland Ave
Muni Insurance, Inc.
Business Insurance Agent · Waterbury, CT
(203) 527-3669
muniinsurance.com
WF
211 Schraffts Dr
World, Formerly Known As CDR Insurance Group
Business Insurance Agent · Waterbury, CT
(203) 754-3156
cdrinsurance.com
MA
145 Meriden Rd
Moran Agencies
Business Insurance Agent · Waterbury, CT
(203) 463-6279
moranagencies.com
HI
820 Hamilton Ave UNIT 2
Heritage Insurance Inc
Business Insurance Agent · Waterbury, CT
(203) 755-1228
heritageinswtby.com
DF
1115 W Main St
Di Franceso Insurancy Agency
Business Insurance Agent · Waterbury, CT
(203) 756-8176
mydifrancescoinsurance.com
BI
39 Meriden Rd
Bravo Insurance Group
Business Insurance Agent · Waterbury, CT
(203) 518-5845
bravoinsurancect.com

What Does a a Business Insurance Agent in Waterbury Cost?

The cost of business insurance in Connecticut varies widely based on industry payroll location and coverage limits. A small retail shop might pay 500 to 1500 per year for general liability while a construction company could pay 5000 to 15000 or more for combined policies. Workers compensation rates in Connecticut are set by the state and depend on job classifications and claims history. This is general information and not insurance advice.

About business insurance agents in Waterbury

Business insurance agents in Waterbury Connecticut help local business owners find coverage that meets state requirements and protects their assets. Connecticut law requires most employers to carry workers compensation insurance and commercial auto policies for company vehicles. An agent can review your specific risks and recommend appropriate policies from multiple carriers.

Frequently Asked Questions

What types of business insurance are required in Waterbury Connecticut?

Connecticut requires workers compensation insurance for any business with one or more employees. Businesses with company vehicles must carry commercial auto liability insurance. Other coverages like general liability are not required by state law but are often required by landlords or clients.

How do I find a business insurance agent in Waterbury?

You can search online directories or ask other business owners for referrals. Look for agents licensed in Connecticut who have experience with your industry. Many agents offer free initial consultations to discuss your needs.

Can a Waterbury business insurance agent help with Connecticut specific regulations?

Yes a knowledgeable agent can explain Connecticut insurance requirements such as the state minimums for commercial auto coverage and the rules for workers compensation classification. They can also advise on optional coverages like business interruption insurance.

Business Insurance Agents in Other Connecticut Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each business insurance agent's credentials and current standing with your state Department of Insurance.