The top-rated business insurance agent in East Hartford, Connecticut is Melvin Banks - State Farm Insurance Agent, rated 5.0 stars across 368 reviews. Other highly rated options include Brian Busam - State Farm Insurance Agent, Sica Insurance & Financial Services, Globe Life American Income Division: Moore Sodan Organization. This directory lists 14 business insurance agents serving East Hartford.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Melvin Banks - State Farm Insurance Agent | 104 Connecticut Blvd | (860) 289-1141 |
| 2 | Brian Busam - State Farm Insurance Agent | 1602 Main St | (860) 289-2227 |
| 3 | Sica Insurance & Financial Services | 107 Burnside Ave Suite 1 | (860) 566-8822 |
| 4 | Globe Life American Income Division: Moore Sodan Organization | 111 Founders Plaza Suite 1701 | (860) 245-8225 |
| 5 | Amica Mutual Insurance Company | 101 E River Dr Fifth Floor | (800) 382-6422 |
| 6 | Nationwide Insurance: Paul J. Fitzgerald | 1009 Main St | (860) 528-8806 |
| 7 | Gary Berube Insurance | 219 Silver Ln | (860) 569-6400 |
| 8 | Ferguson & McGuire Insurance Inc. | 45 Connecticut Blvd | (860) 528-6501 |
| 9 | Farmers Insurance - Frank Somuah | 53 Connecticut Blvd Ste 3a | (860) 724-4860 |
| 10 | Torres Insurance | 1010 Main St STE 2 | (860) 882-1892 |
Melvin Banks - State Farm Insurance Agent serves the East Hartford, Connecticut, metro area, offering business insurance policies designed to protect local enterprises. The agency works with small and medium-sized companies to help them manage risk and maintain financial stability. Policies are tailored to cover liability, property damage, and other common operational exposures. In this region, the agent provides general liability insurance for shops and offices, plus commercial auto coverage for company vehicles.
Brian Busam - State Farm Insurance Agent provides a full range of business insurance solutions for the East Hartford, CT area. The agency offers standard commercial coverage options to protect against common operational risks and liabilities. Service plans focus on assessing current business exposures and adjusting policies as needs change. Policyholders receive regular account reviews to ensure their coverage remains appropriate for their evolving operations. The agency typically services single-family homes, apartments, retail storefronts, and local restaurants with tailored insurance packages.
Sica Insurance & Financial Services in East Hartford, CT serves local homeowners, businesses, and property managers by helping them secure appropriate commercial insurance coverage. The agency assists clients in evaluating their unique liability and asset protection needs to match them with suitable policies from standard carriers. For businesses, they address general liability, property, and workers' compensation insurance options to manage everyday risks. Their service area extends beyond East Hartford to cover the greater Hartford metro region, including neighboring communities such as Manchester.
Business insurance agents offer both one-time policy setups and ongoing coverage management for local enterprises. At Globe Life American Income Division: Moore Sodan Organization in East Hartford, CT, clients can obtain tailored protection plans that address risks common to area businesses. These agents assess liability, property, and income concerns while explaining policy details clearly. Services typically run on an as-needed basis, with annual reviews to adjust coverage as business circumstances evolve and new exposures emerge.
Amica Mutual Insurance Company serves clients in East Hartford and the surrounding Connecticut communities, handling a full range of business insurance agent needs. It assists local enterprises with essential coverage like general liability and property protection. The company works closely with business owners to evaluate their specific operational exposures and coverage gaps. To handle a typical assignment, it assesses the client’s risks thoroughly, then presents policy options and manages renewals while maintaining regular communication throughout the relationship.
As a business insurance agent, Nationwide Insurance: Paul J. Fitzgerald in East Hartford, CT offers specialty services such as tailored liability coverage and commercial property protection for local enterprises. It also provides general business insurance work, including policy reviews and claims assistance for area companies. This agency helps businesses prepare for seasonal concerns like snow-related structural damage or winter liability risks, ensuring operations remain stable during harsh weather conditions.
As local businesses in East Hartford prepare for seasonal shifts in inventory and foot traffic, Gary Berube Insurance works to align coverage with those changing operational risks. The agency specializes in helping small retailers, contractors, and service providers find suitable policies for liability, property, and worker protection. Adjusting deductibles and limits according to each client’s specific exposure is a regular part of their process. A thorough initial assessment of the property and business activities is always conducted before any quote is presented.
Ferguson & McGuire Insurance Inc. in East Hartford, Connecticut, serves homeowners, businesses, and property managers by helping them secure appropriate liability and property coverage. Its agents assess unique operational risks to recommend tailored policies for commercial enterprises and real estate holdings. The agency focuses on matching each client with suitable plans from reputable carriers to protect assets and maintain compliance. Coverage guidance extends to small and mid-sized firms navigating local market requirements. The agency also serves clients in the neighboring community of Manchester and throughout the greater Hartford metropolitan area.
Farmers Insurance - Frank Somuah provides residential insurance solutions for homeowners and renters in East Hartford, CT. The agency also offers commercial coverage tailored to local businesses, including general liability and property protection throughout the broader Hartford County area. Clients receive personalized policy reviews that adjust as their residential or commercial needs evolve. Between regular visits, the agency follows up with policyholders to ensure coverage remains appropriate for changing circumstances.
Torres Insurance provides business insurance coverage to companies throughout East Hartford, Connecticut. It specializes in helping local enterprises manage risk through tailored policies that address liability, property, and operational exposures. Additional services include helping business owners layer on industry-specific protections, such as equipment breakdown or inland marine coverage. The agency can serve a range of commercial sectors, including offices, warehouses, and food service establishments, ensuring each receives appropriate policy structures for its unique operational needs.
What Does a a Business Insurance Agent in East Hartford Cost?
The cost of business insurance in Connecticut varies by industry, location, and coverage limits. A small retail shop might pay $500 to $1,500 per year for general liability, while a construction company could pay $5,000 to $15,000 or more for a full package including workers comp. Premiums are influenced by your payroll, claims history, and the specific risks of your business. This is general information and not insurance advice.
About business insurance agents in East Hartford
Business insurance agents in East Hartford, Connecticut help local companies find coverage for property damage, liability claims, and employee injuries. Connecticut law requires most employers to carry workers compensation insurance under Chapter 568 of the state statutes. An agent can guide you through these requirements and help you find a policy that fits your business needs.
Frequently Asked Questions
What types of business insurance are required in Connecticut?
Connecticut law requires workers compensation insurance for any business with one or more employees. Commercial auto insurance is required if you use vehicles for business. Other coverages like general liability are not required by state law but are often required by landlords or clients.
How do I find a business insurance agent in East Hartford?
You can search online for independent agents or agencies located in East Hartford. Many agents offer free quotes and can explain different policy options. It is helpful to have your business details ready, such as number of employees and annual revenue.
What does business insurance typically cover in Connecticut?
Common coverages include general liability for customer injuries, property insurance for your building and equipment, and workers compensation for employee injuries. Some policies also cover business interruption or cyber liability, which can be important for local businesses.
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