The top-rated business insurance agent in Manchester, Connecticut is Independent Insurance Center. Inc, rated 4.9 stars across 359 reviews. Other highly rated options include The Insurance Store of CT, River East Insurance, LLC, Brent Young Agency, LLC. This directory lists 10 business insurance agents serving Manchester.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Independent Insurance Center. Inc | 830 Hartford Rd | (860) 646-6050 |
| 2 | The Insurance Store of CT | 303 E Center St | (860) 645-1960 |
| 3 | River East Insurance, LLC | 545 N Main St Suite B | (860) 615-9980 |
| 4 | Brent Young Agency, LLC | 642 Hilliard St #1226 | (860) 432-5806 |
| 5 | The Dolin Insurance Center, LLC | 553 Middle Tpke E | (860) 649-2200 |
| 6 | KOA INSURANCE: Ken O'Hara Agency | 48 Purnell Pl Suite 10 | (860) 327-5202 |
| 7 | Marianne Policastro-Wik, Insurance Associates of Central CT, LLC Owner | 60 Tufts Dr | (860) 604-2324 |
| 8 | Alliance Insurance Llc | 112 Spencer St #1a | (860) 646-4899 |
| 9 | Morin Ronald | 238 Tolland Turnpike | (860) 846-4813 |
| 10 | Gorman Insurance Agency, Inc | 223 E Center St | (860) 643-1139 |
Independent Insurance Center, Inc. serves the Manchester, Connecticut area as a business insurance agent. It identifies coverage needs for companies, from small local shops to larger regional organizations. By analyzing risk factors unique to each commercial client, the firm tailors policies that protect assets and operations. The agency assists with property and liability coverage for office spaces and retail establishments. It also handles workers’ compensation insurance for Manchester-based businesses.
The Insurance Store of CT provides a range of commercial insurance services, including policy consultations, risk assessments, and coverage selection guidance for local businesses. It works directly with clients to find appropriate plans that meet their operational needs and budget considerations. Regular policy reviews are offered to adjust coverage as a business evolves. The company serves various properties, including single-family homes, apartments, retail stores, and restaurants.
River East Insurance, LLC, located in Manchester, CT, distinguishes between one-time policy acquisitions and recurring coverage adjustments when advising businesses on their insurance needs. The agency provides a variety of business insurance options, including general liability and property coverage, tailored to the specific risks faced by local commercial operations. Service is offered on both a one-time and as-needed basis, depending on whether a client requires an initial policy setup or ongoing annual reviews of their coverage limits.
Serving Manchester, CT, and the surrounding communities, Brent Young Agency, LLC handles a full range of business insurance needs for area companies. Its work typically includes crafting policies for general liability, commercial property, and workers' compensation coverage. The agency takes a consultative approach to each account, carefully discussing risk exposures before presenting tailored coverage options to local business owners.
The Dolin Insurance Center, LLC serves local businesses, property owners, and commercial property managers in Manchester, Connecticut. It provides general liability, property, and workers’ compensation coverage tailored to small and mid-sized operations. The agency helps clients assess risk, compare policy options, and secure appropriate protection for their commercial assets. Services include annual policy reviews and claims assistance from a local office. The firm also serves businesses in the greater Hartford metropolitan area, including the neighboring communities of Vernon and Glastonbury.
KOA INSURANCE: Ken O'Hara Agency in Manchester, CT provides specialized business insurance coverage, including general liability and property protection for local companies. It also offers professional liability policies to safeguard against client claims and errors. The agency assists clients with policy reviews and monthly premium adjustments to meet budget needs. During winter months, it helps businesses secure coverage for potential snow removal liability and weather-related property damages.
As local businesses in Manchester prepare for seasonal shifts, securing comprehensive commercial coverage becomes essential to protect against unexpected liabilities and property risks. Marianne Policastro-Wik, Insurance Associates of Central CT, LLC, works with owners to analyze operations and identify necessary protections for stores, offices, and service providers. This includes reviewing general liability, workers' compensation, and commercial property exposures tailored to each enterprise. A thorough, no-obligation risk assessment at the client’s place of business starts the process, ensuring all specific vulnerabilities are identified before any policy is crafted.
Alliance Insurance Llc operates as a business insurance agent in Manchester, CT, helping companies manage their general liability and property coverage needs. The agency can add specialized policies such as workers’ compensation and professional liability protection. Its work includes reviewing client exposures and connecting businesses with appropriate carriers for tailored solutions. The firm serves a variety of commercial sectors, including offices, warehouses, and food service operations.
Morin Ronald serves residential clients in Manchester, Connecticut, with personalized property coverage for homes and belongings. The agency also assists local businesses by providing commercial insurance options tailored to different industries. Their service area includes Manchester and the surrounding communities. Policies are reviewed during each appointment to confirm they remain appropriate for changing needs. Ongoing account management ensures clients receive follow-up support between regular visits for any necessary adjustments or questions.
Gorman Insurance Agency, Inc, based in Manchester, CT, is known locally for guiding business owners through commercial insurance needs. The agency evaluates company operations, property exposures, and liability risks to build appropriate coverage plans. It also helps match businesses with policies that address specific industry regulations and operational requirements. Standard services include general liability, property insurance, and workers' compensation. Additionally, the agency offers specialized coverage for business interruption to help offset lost income during unexpected closures.
What Does a a Business Insurance Agent in Manchester Cost?
The cost of business insurance in Connecticut varies by industry, revenue, and number of employees. A small retail shop in Manchester might pay between 500 and 1,500 dollars per year for general liability insurance. Workers compensation premiums are based on payroll and classification codes, often ranging from 0.50 to 3.00 dollars per 100 dollars of payroll. Professional liability insurance for consultants can cost 1,000 to 3,000 dollars annually. This is general information and does not constitute insurance advice.
About business insurance agents in Manchester
A business insurance agent in Manchester Connecticut helps local companies find coverage that meets Connecticut state requirements and protects against common risks. Connecticut law requires most employers to carry workers compensation insurance, and agents can help you understand your obligations under the Connecticut General Statutes. Whether you run a retail shop on Main Street or a manufacturing facility near I-384, an agent can match you with policies for general liability, property, and professional liability.
Frequently Asked Questions
What types of business insurance are required in Connecticut?
Connecticut law requires workers compensation insurance for any employer with one or more employees. Commercial auto insurance is required if you use vehicles for business. Agents can also help with general liability and property insurance which are often required by landlords or contracts.
How do I find a business insurance agent in Manchester CT?
You can search online for independent agents or agencies located in Manchester. Many agents offer free consultations to review your business operations and recommend coverage. Look for agents licensed in Connecticut who have experience with your industry.
Does Connecticut have a specific business liability law I should know about?
Connecticut follows a modified comparative negligence rule under Connecticut General Statutes Section 52-572h. This means your business can still recover damages if you are less than 51 percent at fault. An agent can help you understand how this affects your liability coverage needs.
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