The top-rated business insurance agent in Fort Collins, Colorado is Marinda Simpson - State Farm Insurance Agent, rated 4.9 stars across 667 reviews. Other highly rated options include Fort Collins Insurance, Ben Parsons - State Farm Insurance Agent, IMA Select. This directory lists 19 business insurance agents serving Fort Collins.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Marinda Simpson - State Farm Insurance Agent | 2601 S Lemay Ave Ste 36 | (970) 223-7800 |
| 2 | Fort Collins Insurance | 4025 Automation Way E3 | (970) 204-4553 |
| 3 | Ben Parsons - State Farm Insurance Agent | 2121 Midpoint Dr #301a | (970) 484-3600 |
| 4 | IMA Select | 3500 John F Kennedy Pkwy Suite 205 | (970) 204-0044 |
| 5 | Brightway Insurance, The Doebbeling Agency | 3675 S College Ave Suite 20 | (970) 829-8440 |
| 6 | Agate Insurance | 145 N College Ave Suite B | (970) 682-1758 |
| 7 | Erin LeVan - State Farm Insurance Agent | 140 Boardwalk Dr UNIT E | (970) 372-2919 |
| 8 | Shanti Insurance Services | 19 Old Town Square | (970) 834-3668 |
| 9 | ABC Insurance Agency | 121 E Swallow Rd | (970) 484-3200 |
| 10 | Harmony Insurance Advisors, Inc. | 2580 E Harmony Rd #201 | (970) 999-0488 |
Marinda Simpson - State Farm Insurance Agent serves the Fort Collins, Colorado area and surrounding Larimer County as a business insurance agent. This office assists local companies with securing coverage to protect their operations, property, and liability. Policies are tailored to help manage risk for small and medium-sized enterprises. Commercial auto insurance and general liability coverage are among the specific services handled for businesses in this region.
Fort Collins Insurance provides comprehensive coverage solutions for businesses throughout the Fort Collins area, including general liability, property protection, and workers compensation policies. The agency helps local companies assess their operational risks and can structure commercial insurance plans to match specific industry needs. Ongoing service includes periodic policy reviews and claims assistance to ensure coverage remains appropriate as businesses evolve. The firm services a variety of commercial properties, including retail storefronts, office spaces, apartment complexes, restaurants, and single-family rental homes.
Ben Parsons - State Farm Insurance Agent in Fort Collins, CO serves local homeowners, small business owners, and property managers who need commercial insurance protection. The agency helps clients evaluate liability coverage, property insurance, and workers compensation policies tailored to each operation's specific risks. Business interruption and commercial auto insurance are also discussed during consultations to ensure complete coverage. Regular policy reviews keep protections aligned with changing business needs. The agency additionally covers clients in nearby communities such as Loveland and Timnath.
IMA Select serves Fort Collins and surrounding communities in northern Colorado, working with local business owners across various industries. The agency handles a full range of business insurance needs, from general liability and property coverage to workers compensation and commercial auto policies. For each client, it begins by reviewing the specific risks associated with that business type and size. It then compares coverage options from multiple carriers to build a tailored policy. The approach focuses on explaining coverages clearly and adjusting protections as the business changes.
A business can choose a one-time policy for a single project or a scheduled plan that auto-renews to protect ongoing operations. Brightway Insurance, The Doebbeling Agency in Fort Collins, CO, helps local businesses evaluate these options against general liability and property coverage needs. Like all agencies in this area, they assist with commercial auto and workers compensation policies tailored to common regional risks. Their service typically runs on an as-needed basis for consultations or claims, or as a scheduled resource for annual policy reviews.
Agate Insurance provides specialized business insurance agent services for small and mid-sized companies in Fort Collins, Colorado. It helps local entrepreneurs assess commercial property, general liability, and workers’ compensation coverage needs. The firm also assists with tailoring policies for specific industry risks common to the Front Range market. During seasonal wildfire periods, Agate Insurance helps businesses review their business interruption and property protection plans to ensure adequate coverage exists.
As Fort Collins businesses prepare for seasonal shifts in inventory and foot traffic, Erin LeVan - State Farm Insurance Agent provides guidance on adjusting commercial coverage to match evolving risks. This local business insurance agent works with companies in the area to review liability limits, property protection, and additional policy options suited to different industry needs. Each consultation begins with a thorough inspection of the business premises and a careful review of current operations, followed by an initial assessment of any gaps in coverage.
Shanti Insurance Services helps businesses in Fort Collins, Colorado manage their risks through tailored commercial coverage. As a dedicated business insurance agency, it works to protect companies from common liabilities, property damage, and unexpected operational interruptions. The firm specializes in additional coverages like business interruption insurance, professional liability, and commercial auto policies that safeguard vehicles used for work. Its clients range from small professional offices and medical practices to larger distribution warehouses and food service establishments, ensuring that each sector receives appropriate policy solutions for its unique exposures.
ABC Insurance Agency in Fort Collins, CO assists local homeowners first with securing appropriate residential insurance policies. For commercial clients, the agency provides business insurance coverage tailored to regional risks and regulatory requirements across northern Colorado. Agents consult directly with each client to identify relevant exposures before recommending suitable protection. After initial policy setup, the agency schedules regular visits to review evolving coverage needs and address any adjustments requested by the business. Clients often request follow-up meetings annually or whenever operations or assets change to maintain consistent coverage between scheduled reviews.
What Does a a Business Insurance Agent in Fort Collins Cost?
Typical costs for a small business insurance policy in Colorado range from 400 to 1500 dollars per year for general liability. Workers compensation costs vary by payroll and industry class code often between 1 and 3 dollars per 100 dollars of payroll. Commercial property insurance premiums depend on building value and location. This is general information not insurance advice.
About business insurance agents in Fort Collins
Fort Collins businesses face unique risks from Colorado weather and local regulations. A business insurance agent in Fort Collins can help you secure coverage for property damage liability and workers compensation. Colorado law requires workers compensation for most employers with one or more employees so proper coverage is essential.
Frequently Asked Questions
What types of business insurance do Fort Collins companies need?
Most Fort Collins businesses need general liability insurance commercial property insurance and workers compensation insurance. Colorado requires workers comp for employers with one or more employees. Agents can also recommend professional liability or cyber insurance based on your industry.
How does Colorado weather affect business insurance in Fort Collins?
Colorado hailstorms and wildfires can cause significant property damage. Fort Collins businesses should consider commercial property insurance that covers hail wind and fire. Flood insurance is separate and recommended for properties near the Poudre River or in flood zones.
Can a business insurance agent help with Colorado compliance?
Yes an agent can help you meet Colorado insurance requirements like workers compensation and commercial auto insurance. They can also advise on coverage for liquor liability if you serve alcohol or for professional services that require errors and omissions insurance.
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