The top-rated business insurance agent in Colorado Springs, Colorado is A Plus Insurance, rated 4.8 stars across 473 reviews. Other highly rated options include Premier Group Insurance Karen Frausto, ALINK Insurance Services - Colorado Springs, CO, Inszone Insurance Services. This directory lists 25 business insurance agents serving Colorado Springs.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | A Plus Insurance | 121 S Tejon St UNIT 1107 | (719) 392-4000 |
| 2 | Premier Group Insurance Karen Frausto | 2811 E Fountain Blvd | (719) 662-3895 |
| 3 | ALINK Insurance Services - Colorado Springs, CO | 2407 W Colorado Ave | (719) 473-6262 |
| 4 | Inszone Insurance Services | 4905 N Union Blvd STE 202 | (719) 645-8212 |
| 5 | A Better Choice Auto Insurance Agency | 3862 Maizeland Rd | (719) 667-1301 |
| 6 | Brukhouse Insurance Inc. | 1860 Dublin Blvd STE A | (719) 258-8071 |
| 7 | Westco Insurance LLC | 9235 N Union Blvd Ste 150-385 | (719) 726-0318 |
| 8 | RightQuote | 685 Citadel Dr E #365 | (719) 591-2036 |
| 9 | Insurance Centers of America | 2055 Anglo Dr suite 200 | (719) 528-5400 |
| 10 | BIG Insurance Group | 5555 Erindale Dr #205 | (719) 494-1330 |
A Plus Insurance serves local businesses, property managers, and commercial property owners in the Colorado Springs area. It provides tailored business insurance policies including general liability, commercial property, and workers’ compensation coverage. The agency helps clients assess their specific operational risks to secure appropriate protection for their assets and day-to-day activities. Its services extend to small and mid-sized enterprises seeking reliable coverage options to safeguard their ventures. A Plus Insurance also works with clients in the nearby Monument community and northern El Paso County.
Serving Colorado Springs and the surrounding communities of El Paso County, Premier Group Insurance Karen Frausto handles a range of business insurance needs. The agency offers general liability, property, and workers' compensation coverage designed for local small and mid-sized businesses. It evaluates each client's specific operations and risk exposures to identify appropriate policy options. For a typical job, the agent reviews current coverage, discusses necessary liability limits with the business owner, and then works to match those requirements with suitable carriers.
As a business insurance agent, ALINK Insurance Services in Colorado Springs, CO, helps local companies distinguish between one-time policy purchases for single projects and recurring coverage plans that protect ongoing operations. Their advisors evaluate business-specific risks to recommend appropriate liability, property, and commercial auto protection. Serving a range of industries in the region, the agency works with clients to adjust coverage as their companies grow or change. Service is provided on an as-needed basis, allowing business owners to request consultations or policy updates whenever their insurance situation shifts.
As wildfire season brings heightened risk to Colorado Springs businesses, Inszone Insurance Services helps local owners review their commercial coverage to ensure adequate protection. Representing multiple carriers, they assist with tailored plans for general liability, property, and workers compensation needs. Their agents focus on understanding the specific exposures of area industries, from retail shops to contractors. To begin, clients schedule a convenient on-site assessment of their business operations and existing policies.
A Better Choice Auto Insurance Agency in Colorado Springs connects local businesses with policies that protect their operations, from general liability coverage to commercial auto insurance. It also assists clients with workers compensation, property insurance, and professional liability plans tailored to small and mid-size enterprises. Navigating Colorado’s unpredictable weather, the agency helps business owners secure coverage that addresses damage from sudden hailstorms or heavy snow, ensuring their assets and daily operations remain protected throughout the year.
As a business insurance agent in Colorado Springs, Brukhouse Insurance Inc. works with local companies to secure essential coverage for general liability, property, and worker injuries. The agency also specializes in customizable add-ons, such as business interruption insurance and cyber liability protection. It can serve a variety of commercial sectors, including offices, warehouses, food service, and professional practices.
Westco Insurance LLC in Colorado Springs, CO serves residential clients by securing policies for homes and personal property. The agency also provides tailored commercial coverage to protect local businesses from liability and property risks. They assist clients throughout the Colorado Springs area with navigating policy options for various industries. After an initial consultation, the agent follows up to adjust coverage as needs evolve, and they return between regular visits to address any changes in a business's operations.
RightQuote serves business owners in the Colorado Springs metro area and throughout El Paso County, providing essential business insurance agent services. The agency helps local companies assess their unique operational risks and secure appropriate coverage policies. It works with clients to understand the specific liability exposures common to regional industries ranging from retail to professional services. RightQuote handles the placement of general liability insurance as well as tailored commercial property insurance for businesses of various sizes across this mountain community.
Insurance Centers of America provides a comprehensive range of business insurance products, including liability, property, and workers compensation coverage. The company structures service plans to include regular policy reviews, ensuring coverage keeps pace with business growth and changing operational risks. Clients benefit from tailored guidance through the complexities of commercial insurance requirements in Colorado Springs. The firm services diverse properties such as single-family homes, apartments, retail storefronts, and restaurants, addressing the unique exposures each type of operation faces.
What Does a a Business Insurance Agent in Colorado Springs Cost?
Typical costs for a small business insurance policy in Colorado Springs range from 500 to 3,000 dollars per year for a basic BOP. Workers compensation premiums average around 1.50 to 2.50 dollars per 100 dollars of payroll depending on industry class codes. Commercial auto policies often start at 1,200 dollars annually. These figures are estimates only and your actual premium will depend on your specific business type location and claims history. This is general information not insurance advice.
About business insurance agents in Colorado Springs
Business insurance agents in Colorado Springs help local companies manage risk and meet state requirements. Colorado law mandates workers compensation insurance for most employers with one or more employees. Agents can guide you through commercial property liability and professional coverage options tailored to the Pikes Peak region.
Frequently Asked Questions
What types of business insurance are required in Colorado Springs?
Colorado requires workers compensation insurance for nearly all employers with at least one employee. Commercial auto insurance is required if you have vehicles used for business. General liability is not state mandated but is often required by landlords or contracts.
How do Colorado business insurance agents help with liability coverage?
Agents assess your specific operations and recommend general liability limits to protect against third party claims for bodily injury or property damage. They also help you understand umbrella policies that provide extra coverage above your primary limits.
Can a Colorado Springs agent help with a home based business policy?
Yes many agents offer business owner policies BOPs designed for home based and small businesses. These packages combine property and liability coverage and can be customized for Colorado specific risks like hail or wildfire damage.
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