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Find Boat Insurance Agents Near You in Morgantown, WV

Browse boat insurance agents serving Morgantown, West Virginia. Updated 2026-07-14.

The top-rated boat insurance agent in Morgantown, West Virginia is Cathryn Boster - State Farm Insurance Agent, rated 4.9 stars across 294 reviews. Other highly rated options include Parker Hall - State Farm Insurance Agent, Dynamic Insurance Group, Lori Vance - State Farm Insurance Agent. This directory lists 19 boat insurance agents serving Morgantown.

Showing 19 boat insurance agents in Morgantown, WVListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Cathryn Boster - State Farm Insurance Agent2000 White Willow Way(304) 291-9087
2Parker Hall - State Farm Insurance Agent1000 Parkway Dr(304) 296-2228
3Dynamic Insurance Group6000 Coombs Farm Dr #202a(304) 241-5788
4Lori Vance - State Farm Insurance Agent6106 Mid Atlantic Dr(304) 594-9873
5Leanna Smith at Comparion Insurance Agency125 Granville Sq Suite 105(681) 233-6013
6Davis Insurance Advisors179 Holland Ave(304) 296-5481
7Rick Bailey - State Farm Insurance Agent200 Hornbeck Rd Ste 202(681) 285-3265
8Jeremy D. Radabaugh: Allstate Insurance1775 Grafton Rd(304) 777-2453
9Insurance Centers Inc.449 Fortress Blvd(304) 292-9645
10Duane White: Allstate Insurance1756 Mileground Rd C(304) 291-5110
CB
2000 White Willow Way
Cathryn Boster - State Farm Insurance Agent
Boat Insurance Agent · Morgantown, WV

Cathryn Boster - State Farm Insurance Agent serves Morgantown and surrounding areas of Monongalia County with professional boat insurance agent services. This company helps local boat owners secure policies that address common risks on area waterways. Coverage typically includes liability protection and physical damage options for vessels. Working through a State Farm agency in Morgantown provides access to a well-known insurance carrier for boating needs. Specific services handled here include personal watercraft insurance for jet skis and policies covering fishing boats used on nearby rivers and lakes.

PH
1000 Parkway Dr
Parker Hall - State Farm Insurance Agent
Boat Insurance Agent · Morgantown, WV

Parker Hall - State Farm Insurance Agent in Morgantown, WV provides boat insurance policies to protect watercraft from liability, physical damage, and theft. Personalized service plans offer coverage options tailored to individual boating needs for both fresh and saltwater vessels. Regular policy reviews help ensure proper maintenance of coverage limits and deductibles throughout the ownership term. The agency also services insurance needs for single-family homes, apartments, retail locations, and restaurants.

DI
6000 Coombs Farm Dr #202a
Dynamic Insurance Group
Boat Insurance Agent · Morgantown, WV

Homeowners and boat owners in Morgantown, West Virginia, turn to Dynamic Insurance Group for boat insurance coverage that protects watercraft from liability and physical damage. The agency evaluates risks specific to local waterways, such as the Monongahela River, while helping clients select appropriate policy limits and deductibles. Coverage options typically include collision, comprehensive, and uninsured boater protection for fishing boats, pontoons, and personal watercraft. Dynamic Insurance Group also serves residents in the nearby community of Star City along the river corridor.

LV
6106 Mid Atlantic Dr
Lori Vance - State Farm Insurance Agent
Boat Insurance Agent · Morgantown, WV

Serving Morgantown, West Virginia, and the surrounding Monongahëla Valley communities, this agency handles boat insurance for area waterways. It works with policies to cover liability, physical damage, and special equipment. The agent evaluates each client’s boating habits and vessel in order to find appropriate levels of protection. To complete a typical job, the agency first reviews the boat’s details and then customizes a policy to match the specific risks of local lakes and rivers.

LS
125 Granville Sq Suite 105
Leanna Smith at Comparion Insurance Agency
Boat Insurance Agent · Morgantown, WV

Specializing in boat insurance, Leanna Smith at Comparion Insurance Agency in Morgantown, WV, provides tailored coverage for watercraft owners in the region. This includes protecting vessels against damage, theft, and liability. General work involves reviewing policy options to meet individual boating needs and local regulations. As the winter season approaches, the agency helps secure proper lay-up coverage when boats are stored and out of use during colder months.

DI
179 Holland Ave
Davis Insurance Advisors
Boat Insurance Agent · Morgantown, WV

Davis Insurance Advisors in Morgantown, WV provides boat insurance that covers a vessel for a single voyage or across a full policy period. Local policies typically include protection against accidents, theft, and weather damage on area waterways. Coverage options address liability for injury to others and physical damage to the watercraft itself. This agency offers policies on a one-time basis for individual trips or scheduled for ongoing seasonal use as needed for each boater.

RB
200 Hornbeck Rd Ste 202
Rick Bailey - State Farm Insurance Agent
Boat Insurance Agent · Morgantown, WV

Rick Bailey - State Farm Insurance Agent in Morgantown, WV, helps clients manage the unique risks of watercraft ownership, including liability and physical damage coverage. Beyond standard policies, they offer add-ons such as protection for towing, trailer damage, and personal property onboard. Their boat insurance services can address the needs of local commercial sectors, including waterfront offices, storage warehouses, and marine-related food service operations.

JD
1775 Grafton Rd
Jeremy D. Radabaugh: Allstate Insurance
Boat Insurance Agent · Morgantown, WV

When spring rains and rising rivers affect Morgantown’s lake and river levels, boat owners seek reliable coverage for their watercraft. Jeremy D. Radabaugh: Allstate Insurance provides boat insurance agent services tailored to the seasons and waterways near Morgantown, WV. The agency helps local boaters review hull damage liability, equipment replacement, and towing needs that arise on area reservoirs and streams. Before issuing a policy, agents schedule a simple inspection of the vessel to assess its current condition and intended use.

IC
449 Fortress Blvd
Insurance Centers Inc.
Boat Insurance Agent · Morgantown, WV

Insurance Centers Inc. in Morgantown, WV provides residential boat insurance for local homeowners seeking coverage for their personal watercraft. The agency also offers commercial boat insurance policies for businesses operating fleets or charter services throughout the region. Serving watercraft owners across Morgantown and the surrounding areas of Monongalia County, they help clients select appropriate policy limits for their vessels. Between routine seasonal visits, policyholders can conveniently return for adjustments or policy updates as their boating needs change.

DW
1756 Mileground Rd C
Duane White: Allstate Insurance
Boat Insurance Agent · Morgantown, WV

Duane White: Allstate Insurance in Morgantown, WV, is known for providing boat insurance coverage tailored to local waterways and recreational needs. Its service range includes protection for various watercraft, addressing risks unique to the region's lakes and rivers. As an agent in this area, it offers policies that safeguard against damage, theft, and liability while boating. Common add-on coverage options for policyholders can include protection for personal belongings like fishing equipment and onboard electronics.

TI
1275 Stewartstown Rd # 100
Talerico Insurance Agency, LLC
Boat Insurance Agent · Morgantown, WV
(304) 599-1416
talericoinsurance.com
BR
250 Scott Ave #102
Blue Ridge Risk Partners
Boat Insurance Agent · Morgantown, WV
(304) 599-3445
blueridgeriskpartners.com
AA
1756 Mileground Rd STE A
aAlpha Agencies LLC
Boat Insurance Agent · Morgantown, WV
(304) 225-5300
aalphaagencies.com
CI
150 Clay St
Commercial Insurance LLC
Boat Insurance Agent · Morgantown, WV
(304) 202-3297
JR
Chestnut Ridge Professional Bldg, 918 Chestnut Ridge Rd #1
Jim Robinson Group
Boat Insurance Agent · Morgantown, WV
(304) 216-3900
jimrobinsongroup.com
GI
1109 Christy St
Golden Insurance Services WV
Boat Insurance Agent · Morgantown, WV
(304) 205-9011
pollybathurst33493.wixsite.com/bb-t-insurance-servi
CI
125 Granville Sq Suite 105
Comparion Insurance Agency
Boat Insurance Agent · Morgantown, WV
(681) 233-6015
comparioninsurance.com/insurance-agent/west-virginia/morgantown-014p
EC
1198 Cheat Rd
Eckels and Coy Insurance
Boat Insurance Agent · Morgantown, WV
(304) 554-2221
eandcins.com
TI
442 Mansfield Ave
Talerico Insurance Llc
Boat Insurance Agent · Morgantown, WV
(304) 599-1416
talericoinsurance.com

What Does a a Boat Insurance Agent in Morgantown Cost?

Boat insurance costs in West Virginia vary widely based on boat value, size, and usage. A typical policy for a small fishing boat might cost 200 to 400 dollars per year, while a larger cabin cruiser could run 800 to 1,500 dollars annually. Factors like your driving record, storage location, and desired deductibles also affect the premium. This is general information and not insurance advice.

About boat insurance agents in Morgantown

Boat insurance agents in Morgantown help protect your watercraft on the Monongahela River and Cheat Lake. West Virginia law does not require boat insurance for most vessels, but lenders and marinas often require liability coverage. Local agents can tailor policies to cover collision, theft, and damage from storms common in the region.

Frequently Asked Questions

Is boat insurance required in West Virginia?

West Virginia does not require boat insurance for most recreational watercraft. However, if you have a loan on the boat the lender will typically require coverage. Marinas and storage facilities may also require proof of insurance.

What does boat insurance typically cover in Morgantown?

Standard policies cover physical damage to the boat, liability for injury or property damage you cause, and medical payments. Many agents in Morgantown also offer coverage for towing on the Monongahela River and protection against theft or vandalism.

How do I choose a boat insurance agent in Morgantown?

Look for an agent who specializes in watercraft insurance and understands local waterways. Ask about coverage for personal watercraft like jet skis and whether the policy includes uninsured boater protection. Compare quotes from multiple agents to find the right fit.

Boat Insurance Agents in Other West Virginia Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each boat insurance agent's credentials and current standing with your state Department of Insurance.