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Find Boat Insurance Agents Near You in Charleston, WV
Browse boat insurance agents serving Charleston, West Virginia. Contact information and addresses listed below.
17 agents listed
Updated May 2026
Charleston, WV
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of West Virginia before hiring.
Showing 17 boat insurance agents in Charleston, WV
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Matthew Rowsey - State Farm Insurance Agent
401 58th St SE, Charleston, WV 25304
(304) 925-8000
agentrowsey.com
Capital Insurance Group LLC
607 Pennsylvania Ave, Charleston, WV 25302
(304) 606-2969
cigwv.com
Smith Family Insurance LLC
447 Call Rd Ste 105, Charleston, WV 25312
(304) 756-8999
sfiwv.com
Ellis Insurance Agency
5949 Sissonville Dr, Charleston, WV 25312
(304) 984-3004
insurewithellis.com
David Smyer - State Farm Insurance Agent
1532 Kanawha Blvd W, Charleston, WV 25387
(304) 342-2111
smyerinsurance.com
Elizabeth Carmichael - State Farm Insurance Agent
1198 Fledderjohn Rd, Charleston, WV 25314
(304) 344-3554
elizabethcarmichael.com
Central Insurance Advisors, LLC
1210 Kanawha Blvd E, Charleston, WV 25301
(304) 410-8169
calendly.com
Dorsey Insurance Group
509 50th St SE, Charleston, WV 25304
(304) 925-1912
dorseyinsurancewv.com
Mountain State Insurance Agency
1206 Kanawha Blvd E, Charleston, WV 25301
(304) 720-2000
mountainstateinsurance.com
Swor Insurance Agency
1618 Bigley Ave, Charleston, WV 25302
(304) 926-0200
sworinsurance.com
White Insurance & Associates
3512 Staunton Ave SE, Charleston, WV 25304
(304) 926-6662
wvwhiteinsurance.com
Integrity Insurance Group
16 Capitol St, Charleston, WV 25301
(304) 346-9181
iigwv.com
Brett Kelly - State Farm Insurance Agent
1614 Washington St E, Charleston, WV 25311
(304) 346-5064
brettakelly.com
Jerry Nelson - State Farm Insurance Agent
2401 Washington St E, Charleston, WV 25311
(304) 342-0102
jerryanelson.com
Hunter Insurance & Financial
1434 Greenbrier St, Charleston, WV 25311
(304) 343-5419
hifwv.com
C B Hall Insurance Agency Inc
239 Capitol St, Charleston, WV 25301
(304) 342-7183
cbhallins.com
Centurion Insurance Services, LLC
1001 Virginia St E Suite 100, Charleston, WV 25301
(304) 935-2002
centurioninsuranceservices.com
Boat insurance agents in Charleston, West Virginia help protect your watercraft on the Kanawha River and nearby lakes. West Virginia law does not require boat insurance for most vessels, but lenders and marinas often do. An agent can explain liability coverage, physical damage protection, and uninsured boater options specific to state regulations.
What Does a Boat Insurance Agent in Charleston Cost?
The cost of boat insurance in West Virginia typically ranges from $200 to $800 per year for a standard policy, depending on the boat value, size, and usage. High-performance or larger vessels may cost more. Factors like your driving record, storage location, and coverage limits also affect the premium. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need boat insurance in West Virginia?
West Virginia does not mandate boat insurance for most recreational vessels. However, if you finance your boat or keep it at a marina, the lender or marina may require coverage. Liability insurance is strongly recommended to cover accidents on the water.
What does a boat insurance policy typically cover in Charleston?
A standard policy usually covers physical damage to your boat, liability for injury or damage to others, medical payments, and uninsured boater coverage. Some policies also include towing and wreck removal. Coverage limits vary by provider and policy.
How do I choose a boat insurance agent in Charleston?
Look for an agent licensed in West Virginia who specializes in watercraft insurance. Ask about their experience with local waterways like the Kanawha River. Compare quotes and read policy details carefully to ensure you have adequate protection.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of West Virginia.