The top-rated boat insurance agent in Mountlake Terrace, Washington is Josh Culotti - State Farm Insurance Agent, rated 4.9 stars across 652 reviews. Other highly rated options include PALTA INSURANCE GROUP, Alex Bagdasarov - State Farm Insurance Agent, MIIA Insurance. This directory lists 10 boat insurance agents serving Mountlake Terrace.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Josh Culotti - State Farm Insurance Agent | 5720 220th St SW B | (425) 771-2929 |
| 2 | PALTA INSURANCE GROUP | 22725 44th Ave W #207 | (206) 724-3973 |
| 3 | Alex Bagdasarov - State Farm Insurance Agent | 23601 56th Ave W Ste 500 | (206) 946-1986 |
| 4 | MIIA Insurance | 6100 219th St SW Ste 480-370 | (425) 477-9292 |
| 5 | Jones-Taylor Insurance Group, LLC | 6100 219th St SW Ste. 480 | (425) 390-4035 |
| 6 | Plaza Insurance Agency | 5505 230th St SW | (425) 778-2134 |
| 7 | Golden Insurance LLC | 24001 56th Ave W Ste D403 | (206) 512-8921 |
| 8 | James Richard Insurance Services | Mountlake Terrace, WA 98043 | (425) 771-6234 |
| 9 | Helfrich Insurance | 22905 56th Ave W #102 | (425) 776-0447 |
| 10 | Coram Insurance | 6912 220th St SW #113 | (206) 214-7805 |
Josh Culotti - State Farm Insurance Agent in Mountlake Terrace, WA provides boat insurance services to cover a range of watercraft and associated liabilities. Service or maintenance plans are not part of its offerings, as the agency focuses primarily on risk protection and policy adjustments rather than mechanical upkeep. It serves local boat owners seeking coverage for vessels used in regional lakes and coastal waters. The agency properties it services include single-family residences, apartments, retail spaces, and restaurants needing policies for associated watercraft.
PALTA Insurance Group in Mountlake Terrace, Washington specializes in boat insurance for a range of watercraft, including sailboats, fishing boats, and personal watercraft. Its general service work provides liability coverage, physical damage protection, and medical payments. This company helps local boat owners address seasonal concerns such as storm damage during winter months when vessels are in storage. Policies can also be adjusted for the spring launch period to cover new navigation hazards.
Mountlake Terrace boat owners face the Pacific Northwest’s wet winters and sudden storms, which often raise questions about hull and liability coverage. Alex Bagdasarov - State Farm Insurance Agent works with local vessel owners to find policies that match their specific boating needs, from outboard skiffs to larger cabin cruisers. Common options available include protection for towing, fuel spills, and fishing gear. The process begins with a simple review of the craft’s registration and dock location, followed by a complete risk inspection to finalize coverage options.
MIIA Insurance provides boat owners with essential protection tailored to the unique risks of Mountlake Terrace and the surrounding waters. Its services extend beyond standard hull coverage to include customized add-ons such as liability protection, mechanical breakdown repair, and towing assistance for inland and coastal trips. The agency understands the distinct demands of recreational and commercial marine clients. They assist with policies for private pleasure craft, fishing charters, and waterfront service businesses operating near the Puget Sound, ensuring comprehensive coverage for marinas and boat repair facilities.
Serving residential boat owners in Mountlake Terrace, Washington, Jones-Taylor Insurance Group, LLC offers comprehensive policies tailored for personal watercraft. They also handle commercial coverage for charter vessels and marina operations throughout the surrounding region, ensuring local boaters have appropriate protection for their needs. Clients appreciate the convenience of scheduling follow-up adjustments or additional endorsements on existing plans between regular policy reviews, allowing for seamless updates as circumstances change.
Plaza Insurance Agency in Mountlake Terrace, Washington, is known for providing customized boat insurance coverage to local boat owners. Its services typically include protection for a variety of watercraft, from small fishing boats to larger pleasure vessels navigating the Puget Sound area. Policies often safeguard against common risks such as damage, theft, and liability while on the water or in storage. The agency also specializes in adding coverage for personal property kept onboard, including fishing gear and electronics.
Golden Insurance LLC serves the Mountlake Terrace area of Snohomish County, offering specialized boat insurance coverage for local watercraft owners. The agency helps mariners find policies tailored to protect vessels used on nearby lakes and the Puget Sound. Customary boat insurance services include protection against physical damage, liability for on-water accidents, and coverage for personal property stored aboard. This agency specifically handles policies for both powerboats and personal watercraft operated throughout the region’s inland and coastal waterways.
James Richard Insurance Services provides boat insurance coverage to clients in Mountlake Terrace, Washington and the surrounding region. The agency offers policies designed to protect recreational watercraft, including liability and physical damage options. Service or maintenance plans may include coverage for towing, repairs, and emergency assistance while on the water. The agency assists those who own various types of boats and personal watercraft, extending its services to single-family homes, apartments, retail, and restaurants that require marine-related property protection.
Helfrich Insurance serves boat owners in Mountlake Terrace, Washington, helping them secure coverage for watercraft such as motorboats, sailboats, and personal watercraft. They assist clients with policies that protect against common risks, including physical damage, liability, and theft while moored or underway. Their work involves explaining coverage options tailored to individual boating needs. They also extend their services to parts of the Seattle metro area, including neighboring communities like Shoreline and Lynnwood.
Coram Insurance provides boat insurance services throughout Mountlake Terrace, Washington, and the surrounding Snohomish and King County communities. The agency handles coverage for a variety of watercraft, including motorboats, sailboats, yachts, and personal watercraft used on local lakes and Puget Sound. Policies typically protect against physical damage, theft, liability, and towing. To handle a typical job, an agent conducts a detailed review of the vessel’s type, value, and intended operating area, then compares coverage options from multiple insurers to recommend a policy that fits the boater’s specific needs.
What Does a a Boat Insurance Agent in Mountlake Terrace Cost?
Boat insurance costs in Washington vary by boat type value and usage. Typical annual premiums range from 300 to 800 dollars for a standard runabout. High value boats or those used in coastal waters may cost 1000 to 3000 dollars per year. This is general information not insurance advice.
About boat insurance agents in Mountlake Terrace
Boat insurance agents in Mountlake Terrace help protect your watercraft with policies tailored to Washington state requirements. Washington law requires liability insurance for boats with motors over 10 horsepower. Local agents can guide you through coverage options including hull damage and liability protection.
Frequently Asked Questions
What does boat insurance cover in Mountlake Terrace Washington?
Boat insurance typically covers physical damage to your boat liability for injuries to others and theft. Washington state requires liability coverage for boats with motors over 10 horsepower.
Do I need boat insurance in Washington state?
Yes if your boat has a motor over 10 horsepower you must have liability insurance in Washington. Even if not required insurance protects your investment and covers accidents.
How do I choose a boat insurance agent in Mountlake Terrace?
Look for an agent experienced with Washington boating laws and local water conditions. Ask about coverage for the specific lakes and waterways near Mountlake Terrace like Lake Washington.
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