The top-rated boat insurance agent in Everett, Washington is Vern Fonk Insurance, rated 4.9 stars across 817 reviews. Other highly rated options include McClain Insurance Services, Mike Ramirez - State Farm Insurance Agent, Chris Jones - State Farm Insurance Agent. This directory lists 17 boat insurance agents serving Everett.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Vern Fonk Insurance | 3531 Rucker Ave Suite A | (425) 434-4036 |
| 2 | McClain Insurance Services | 10410 19th Ave SE STE 100 | (425) 379-9200 |
| 3 | Mike Ramirez - State Farm Insurance Agent | 4809 132nd St SE A103 | (425) 823-2500 |
| 4 | Chris Jones - State Farm Insurance Agent | 1817 Broadway | (425) 939-0403 |
| 5 | Luigi Damian - State Farm Insurance Agent | 4522 Evergreen Wy | (425) 423-9800 |
| 6 | The Miller Insurance Agency of Washington | 3301 Hoyt Ave | (425) 212-3505 |
| 7 | Monte Cain - State Farm Insurance Agent | 6928 Evergreen Wy | (425) 374-8077 |
| 8 | Calrose Insurance | 2231 Broadway | (425) 252-5188 |
| 9 | Westphal Insurance Agency | 2911 1/2 Hewitt Ave Ste 6 | (425) 354-5988 |
| 10 | Cameron McGinness: Allstate Insurance | 5208 S 2nd Ave | (425) 341-9595 |
Vern Fonk Insurance serves the Everett, Washington area as a boat insurance agent. The agency helps boat owners secure coverage for various watercraft, addressing the specific risks of the Pacific Northwest waters. Policies typically cover damage, liability, and theft for vessels used in the region. Common services include evaluating hull values and navigating the unique insurance requirements of local marinas. The agency handles policies for sailboats and motorized pleasure craft.
McClain Insurance Services serves the Everett, Washington, area as a local boat insurance agent. It works with boat owners to secure coverage tailored to various types of watercraft on nearby Puget Sound and inland lakes. Policies typically address physical damage, liability, and theft. The company helps clients navigate regional insurance requirements and hazards unique to the Pacific Northwest. It specializes in covering both pleasure boats during the cruising season and larger vessels that remain in the water for winter storage protection.
Mike Ramirez - State Farm Insurance Agent in Everett, WA, provides a full range of boat insurance services including liability, collision, and comprehensive coverage for watercraft. Customizable policy options allow for specific protection needs such as wreckage removal and medical payments. Routine policy reviews help maintain appropriate coverage levels as conditions change. The agent assists clients with binding new policies, adjusting existing plans, and filing claims for damage or loss. It services single-family homes within the local area, as well as apartments, retail establishments, and restaurants.
Chris Jones - State Farm Insurance Agent in Everett, Washington, offers a range of services tailored to boat owners, including liability coverage and protection against physical damage. Service plans typically help clients review their current hull and machinery coverage to match their individual watercraft needs. Maintenance plans often emphasize the importance of routine safety inspections for both inboard and outboard motors. This agent serves the marine insurance needs of clients with single-family homes, apartments, retail, and restaurants throughout the local area.
Luigi Damian - State Farm Insurance Agent serves homeowners, businesses, and property managers in Everett, Washington, with boat insurance policies. It provides coverage for a variety of watercraft, including personal boats, yachts, and fishing vessels, protecting against damage, theft, and liability while on the water. The agency works with clients to review their specific boating habits and needs, helping them select appropriate policy limits and deductibles. It also extends its boat insurance services to neighboring Snohomish and the greater Everett metro area.
The Miller Insurance Agency of Washington in Everett provides tailor-made policies for boat owners, offering a clear distinction between one-time coverage for specific events and recurring annual plans suited for ongoing use. Their boat insurance agents assist clients in navigating liability protection, physical damage coverage, and trailer options specific to Pacific Northwest waters. Services operate on a one-time, scheduled, or as-needed basis, accommodating inquiries from casual boaters to regular mariners in the Snohomish County area.
Serving Everett, Washington, and the surrounding Snohomish County communities, Monte Cain - State Farm Insurance Agent provides boat insurance coverage for customers in the area. As a local agency, it handles policies for various types of watercraft, protecting them against common risks on regional waterways. The agent works directly with each client to help determine appropriate coverage limits and deductibles based on the specific boat and usage. When assessing a typical application, the agency generally reviews the vessel details and the owner’s operating history to accurately tailor policy protections.
Calrose Insurance offers boat insurance solutions designed to cover a wide range of personal watercraft and larger vessels common in the Everett area. The agency works closely with clients to tailor policies that protect against typical risks on nearby waters, including the Puget Sound. It also handles general insurance needs, ensuring customers can access comprehensive coverage for both liability and physical damage. For those navigating the rainy winter months in Washington, it helps seasonal boat owners secure proper lay-up coverage when vessels are out of the water.
Westphal Insurance Agency in Everett, WA specializes in helping boat owners find coverage that protects their vessels on local waterways. It can also arrange additional protection for equipment, towing, and liability exposures common to recreational boating. Through its network of providers, the agency presents clients with straightforward options suited to different boat sizes and uses. Beyond maritime risks, commercial insurance is available for small businesses such as offices, warehouses, and food service operations.
With the onset of boating season in the Puget Sound region, securing proper coverage for your vessel is a key concern for local owners. Cameron McGinness: Allstate Insurance in Everett, WA assists clients with boat insurance policies tailored to their specific watercraft and cruising habits. They discuss navigable areas, coverage limits, and named storm protections to match a boat owner’s actual needs. The initial step typically involves an inspection of the boat to document its condition, including a review of safety equipment, the motor, and the hull.
What Does a a Boat Insurance Agent in Everett Cost?
Boat insurance in Washington typically costs between 1.5% and 3% of the boat's value per year. For a boat valued at 20,000 dollars, annual premiums range from 300 to 600 dollars. Factors like boat type, age, usage, and your boating record affect the price. This is general information and not insurance advice.
About boat insurance agents in Everett
Boat insurance agents in Everett, Washington help protect your vessel against risks like collision, theft, and liability. Washington state law requires all motorized boats to carry liability insurance if they are financed or moored at a marina. Local agents understand the unique conditions of Puget Sound and the Snohomish River, ensuring your policy meets state requirements.
Frequently Asked Questions
What types of boat insurance are available in Everett?
Common coverages include liability, physical damage, uninsured boater, and medical payments. Agents also offer policies for fishing boats, yachts, and personal watercraft. Washington requires liability coverage for boats with a motor over 10 horsepower.
Do I need boat insurance in Washington state?
Washington does not have a statewide mandate for boat insurance, but marinas and lenders often require it. If you have a loan on your boat, the lender will require comprehensive coverage. Liability insurance is strongly recommended to cover accidents and property damage.
How do I choose a boat insurance agent in Everett?
Look for an agent who specializes in marine insurance and has experience with Washington waterways. Ask about coverage for salvage, wreck removal, and environmental cleanup. Compare quotes from multiple agents to find a policy that fits your needs.
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