The top-rated boat insurance agent in Moses Lake, Washington is Acrisure Moses Lake, WA (Trask Insurance Agency), rated 4.9 stars across 205 reviews. Other highly rated options include Basin Pacific Insurance & Benefits, Ariel Garza - State Farm Insurance Agent, Kim Baldini-Janke - State Farm Insurance Agent. This directory lists 20 boat insurance agents serving Moses Lake.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Acrisure Moses Lake, WA (Trask Insurance Agency) | 108 W Broadway Ave | (509) 765-0241 |
| 2 | Basin Pacific Insurance & Benefits | 1025 S Pioneer Way | (509) 765-4785 |
| 3 | Ariel Garza - State Farm Insurance Agent | 101 W Broadway Ave | (509) 766-0054 |
| 4 | Kim Baldini-Janke - State Farm Insurance Agent | 420 W Broadway Ave A | (509) 765-8876 |
| 5 | Chandler Insurance Solutions | 1426 E Hunter Pl Unit B | (509) 762-3055 |
| 6 | Greg Schlagel: Allstate Insurance | 1101 S Pioneer Way Ste A | (509) 764-8110 |
| 7 | Morgan Insurance & Financial Services | 419 S Division St | (509) 766-1877 |
| 8 | Farmers Insurance - Mario Lopez Agency | 103 E Broadway Ave | (509) 765-0731 |
| 9 | AIC Insurance - Moses Lake | 310 S Cedar St # C | (509) 764-4447 |
| 10 | Save More Insurance | 1047 W Broadway Ave | (509) 765-7444 |
Acrisure Moses Lake, WA (Trask Insurance Agency) serves Grant County and surrounding areas with boat insurance policies tailored to local waterways. Coverage typically protects vessels like pontoons, fishing boats, and ski boats against physical damage, theft, and liability. The agency helps clients understand how deductibles and policy limits affect premiums for year-round storage or seasonal use. It handles endorsements for towing assistance and replacement cost coverage on watercraft in the Moses Lake region.
Basin Pacific Insurance & Benefits in Moses Lake, WA provides a full range of boat insurance agent services, including coverage for watercraft liability, physical damage, and personal property. It helps clients assess their boating needs and secure appropriate protection for their vessels. The agency also guides clients through policy maintenance and annual plan reviews to ensure continuous coverage. The company services single-family homes with watercraft, as well as lakefront apartments, retail shops offering marine supplies, and waterfront restaurants with dock equipment.
Ariel Garza’s agency in Moses Lake assists homeowners and property managers in safeguarding their watercraft with tailored boat coverage. Services include hull and liability protection, available for fishing boats, pontoons, and personal watercraft. Policies are designed to address local risks, such as shifting weather on the Columbia Basin waterways. Clients also receive guidance on coverage limits and deductibles. The agency extends its boat insurance services to neighboring communities along the Pend Oreille River corridor, ensuring area vessel owners have local access to reliable protection.
Serving Moses Lake and the surrounding Columbia Basin communities, Kim Baldini-Janke - State Farm Insurance Agent provides boat insurance policies for local watercraft owners. This agency handles coverage needs for recreational boats, personal watercraft, and other vessels used on area lakes and rivers. It works closely with each client to assess their individual exposure, liability concerns, and coverage requirements. The agent generally approaches a typical job by first reviewing a boater’s specific risks and then explaining clear policy options to match that situation.
Chandler Insurance Solutions provides specialized boat insurance agent services in Moses Lake, Washington. It helps clients secure coverage for personal watercraft and larger vessels navigating area lakes. This agency guides owners in reviewing liability needs and policies that address physical damage. It regularly assists with important situational concerns, such as verifying protection before the boating season begins or adjusting coverage after the season ends to avoid gaps.
Greg Schlagel: Allstate Insurance offers boat insurance policies that balance one-time seasonal coverage with recurring year-round protection. Boat owners in Moses Lake and the surrounding area choose between policies written for specific months or continuous coverage that safeguards against theft, storm damage, and liability incidents on local waterways. Policies can address different vessel types and typical regional hazards such as sudden wind events on the Columbia Basin. This agency schedules service appointments on an as-needed basis, working with local clients to adjust coverage when boats are launched, stored, or sold.
Each spring, as boaters on Moses Lake prepare their vessels for the season, securing proper coverage becomes a priority. Morgan Insurance & Financial Services helps local owners find policies that address liability, physical damage, and dock-side risks on regional waterways. The agency works with standard market carriers to tailor plans for fishing boats, runabouts, and larger cruisers. Coverage typically includes protection against unexpected storms, theft, and collision scenarios common to the Columbia Basin. The process begins with a detailed inventory of the boat and an on-site inspection to verify its condition.
Farmers Insurance - Mario Lopez Agency in Moses Lake, WA helps clients protect their watercraft from common risks like collision and theft. The agency specializes in adding coverage for equipment, towing, and liability for accidents on the water. It serves recreational boaters and personal watercraft owners who want financial security on local lakes and rivers. Policies can be tailored for commercial sectors such as marinas needing liability protection, waterfront businesses with storage facilities, and food service operations using boats for transport or dining.
AIC Insurance - Moses Lake is known as a reliable source for boat insurance agent services in Moses Lake, WA. It offers protection for various watercraft used on nearby lakes and rivers in central Washington. The agency guides clients through coverage options that address common regional risks like windstorms and seasonal storage needs. Policies typically include liability protection for boat operation. A specific added service this agent can arrange is coverage for trailers used to transport boats to and from the water, ensuring complete transit security.
Save More Insurance in Moses Lake, WA provides residential boat insurance, addressing coverage needs for boats stored at home or on local lakes. Its services also extend to commercial watercraft policies, serving business clients throughout the Moses Lake area. The agency focuses on liability and hull protection tailored to regional boating conditions. Clients often return for policy reviews or to adjust coverage following seasonal use, allowing the agency to coordinate follow-up service between regular onboard visits.
What Does a a Boat Insurance Agent in Moses Lake Cost?
Boat insurance costs in Washington vary widely based on boat value, size, horsepower, and usage. A typical policy for a small fishing boat might cost $200 to $500 per year, while a larger yacht could cost $1,000 to $3,000 annually. Factors like your boating history, storage location, and chosen deductibles also affect the premium. This is general information and not insurance advice.
About boat insurance agents in Moses Lake
Boat insurance agents in Moses Lake, Washington help you protect your watercraft against risks on the Columbia Basin waterways. Washington state law does not require boat insurance for most vessels, but marinas and lenders often require liability coverage. Local agents can tailor a policy to cover physical damage, theft, and liability for your specific boat type.
Frequently Asked Questions
Do I need boat insurance in Moses Lake Washington?
Washington state does not mandate boat insurance for most recreational vessels. However, if you have a loan on your boat or keep it at a marina, the lender or marina will likely require liability and physical damage coverage.
What does boat insurance typically cover in Washington?
Standard boat insurance policies in Washington cover physical damage from collisions, fire, theft, and vandalism. They also provide liability protection if you cause injury to someone or damage another boat or property.
How do I choose a boat insurance agent in Moses Lake?
Look for an agent who specializes in marine or recreational vehicle insurance. Ask about their experience with local waterways and if they can offer policies that meet Washington state requirements for liability limits.
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