The top-rated boat insurance agent in Lynnwood, Washington is Mosaic Insurance Alliance, Llc, rated 4.9 stars across 814 reviews. Other highly rated options include Villa Insurance Group, Vern Fonk Insurance, Sea-Mountain Insurance. This directory lists 15 boat insurance agents serving Lynnwood.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mosaic Insurance Alliance, Llc | 16108 Ash Way #201 | (425) 320-4280 |
| 2 | Villa Insurance Group | 20006 Cedar Valley Rd Ste. 202 | (425) 771-9000 |
| 3 | Vern Fonk Insurance | 3225 Alderwood Mall Blvd Suite D | (425) 434-4030 |
| 4 | Sea-Mountain Insurance | 19630 76th Ave W | (425) 775-1410 |
| 5 | Michelle Tullius: Allstate Insurance | 16418 7th Pl W Ste C | (425) 337-7151 |
| 6 | Lynnwood Ace Insurance & Retirement Services | 3301 184th St SW # 115 | (425) 678-6901 |
| 7 | Empire Insurance Brokers | 19401 40th Ave W #270 | (866) 774-1324 |
| 8 | Becky Schuler - State Farm Insurance Agent | 1132 164th St SW b | (425) 742-8700 |
| 9 | Hood Insurance Agency, Inc | 17925 Hwy 99 Ste 202 | (425) 689-5855 |
| 10 | City Insurance Center | 4610 200th St SW c | (425) 412-3665 |
Mosaic Insurance Alliance, Llc serves boat owners in Lynnwood and surrounding areas of Snohomish County as a boat insurance agent. The agency provides coverage options for various watercraft, helping clients protect their vessels from risks common to Pacific Northwest waters. Policies are designed to address liability, physical damage, and emergency towing needs encountered locally. Its staff works to match boaters with appropriate insurance plans that meet individual requirements. It handles protection for powerboats, sailboats, and personal watercraft like jet skis operating in the region.
Villa Insurance Group in Lynnwood, Washington, provides a full range of boat insurance agent services, including policy consultation for recreational watercraft and coverage review for personal vessels. Its maintenance plans typically involve annual policy reassessments to match current boat values and local boating conditions. The company also offers risk management guidance for moorage and trailering needs. The properties it services include single-family homes, apartments, retail locations, and restaurants that own or operate boats.
Vern Fonk Insurance provides boat coverage for vessel owners in Lynnwood, Washington, helping them address risks on local waterways. It offers liability protection and physical damage coverage through standard marine policies, and it can include specialty add-ons like towing, fuel spill liability, and personal effects coverage. Settlements, port tickets, and agreed value options are additional offerings that safeguard equipment. The agency serves commercial sectors such as marinas, boat repair offices, boatsong outfitters, and waterfront restaurants requiring tailored insurance for their facilities.
Sea-Mountain Insurance serves boat owners and marine enthusiasts throughout Lynnwood, Washington, offering tailored coverage for a variety of watercraft, from small fishing boats to larger pleasure yachts. Policies are designed to protect against common risks on the water, including accidents, theft, and weather-related damage. The agency provides guidance on selecting appropriate liability and hull coverage to match each client's specific needs and boating habits. In addition to serving Lynnwood, the agency extends its services to boat owners in the nearby Edmonds and Mukilteo communities along the Puget Sound coastline.
Michelle Tullius: Allstate Insurance serves boat owners in Lynnwood, Washington, and the surrounding communities of the Puget Sound region. It handles coverage for a range of watercraft, including powerboats, sailboats, and personal watercraft. The agency guides policyholders through the process of protecting their vessels against common risks like damage, theft, and liability on local waterways. Its typical approach begins with a detailed review of a client’s boating habits and vessel value, then pairs that information with appropriate coverage parts to fill any gaps in protection.
Boat insurance needs may be handled through a one-time policy or a recurring annual plan, each offering different levels of ongoing coverage for watercraft. Lynnwood Ace Insurance & Retirement Services in Lynnwood, WA helps local boat owners assess their needs for liability and physical damage protection. The agency can develop a coverage approach that addresses risks common to Pacific Northwest waters. Their service typically runs on a scheduled basis, coinciding with policy renewal periods each year.
Empire Insurance Brokers in Lynnwood, WA specializes in arranging coverage for diverse watercraft, from small fishing boats to larger yachts. The agency works to match clients with policies that address liability, physical damage, and protection against theft or vandalism. It provides knowledgeable guidance for local boat owners navigating the unique risks of the Pacific Northwest. With the arrival of fall, the agency helps clients properly secure winter lay-up coverage to protect their vessels during the off-season months when they are not in use.
As Pacific Northwest boating season approaches each spring, boat owners in Lynnwood, Washington, often review their coverage for potential risks on local waterways. Becky Schuler State Farm Insurance Agency assists these boaters by explaining how standard policies respond to liabilities, physical damage, and navigation limits typical for Puget Sound voyages. Based in Lynnwood, the agency helps clients match policy features with their vessel's use and storage needs. Initial conversations typically begin with a review of the boat documentation to establish its inspection requirements for a proper quote.
Hood Insurance Agency, Inc., based in Lynnwood, WA, assists clients with managing their insurance needs and specializes in coverage for recreational watercraft, including boats and yachts. The agency helps protect policyholders from financial risks associated with marine accidents, theft, and weather-related damage. In addition to personal lines, their commercial options serve local businesses such as offices, warehouses, and food service operations.
City Insurance Center in Lynnwood, WA offers residential boat insurance for local boat owners, covering watercraft kept at private docks or in marina slips. They also provide commercial coverage for charter vessels and rental fleets operating in the Puget Sound area. Their service extends throughout Snohomish and King County. After an initial policy is written, agents follow up with clients between regular visits to adjust coverage for seasonal lay-ups or equipment upgrades.
What Does a a Boat Insurance Agent in Lynnwood Cost?
Boat insurance costs in Washington vary based on boat value, type, and usage. A typical policy for a small fishing boat might cost 200 to 500 dollars per year. For a larger cruiser or yacht, annual premiums can range from 800 to 2,500 dollars or more. Factors like safety equipment and boating experience can lower your rate. This is general information, not insurance advice.
About boat insurance agents in Lynnwood
Boat insurance agents in Lynnwood Washington help protect your watercraft from risks on Puget Sound and local lakes. Washington state requires liability coverage for boats with motors over 10 horsepower. Local agents can guide you through state specific requirements and find a policy that fits your needs.
Frequently Asked Questions
What does boat insurance cover in Washington?
Boat insurance typically covers physical damage to your boat, liability for injury or damage to others, and medical payments. In Washington, you must have liability coverage if your boat has a motor over 10 horsepower.
How do I find a boat insurance agent in Lynnwood?
You can search online for independent agents in Lynnwood or ask for referrals from local marinas. Many agents offer free quotes and can explain coverage options for your specific boat type.
Is boat insurance required by law in Washington?
Washington state law requires liability insurance for boats with motors over 10 horsepower. This includes personal watercraft like jet skis. An agent can help you meet this legal requirement.
Boat Insurance Agents in Other Washington Cities
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