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Compare Boat Insurance Agents in Providence, RI

Compare boat insurance agents in Providence. Review contact information and insurance categorys before you decide.

12 agents listed
Updated May 2026
Providence, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 12 boat insurance agents in Providence, RI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Cross Insurance
291 Promenade St, Providence, RI 02908
(401) 431-9200 crossagency.com
Podmaska Insurance Agency Inc
1309 Chalkstone Ave, Providence, RI 02908
(401) 272-5444 podmaska.com
Wilson Insurance Agency
723 Atwells Ave, Providence, RI 02909
(401) 453-6659 wilsoninsuranceagencyri.com
Insurance Leader
1237 Elmwood Ave, Providence, RI 02907
(401) 781-1810 insurance-leader.poi.place
Guzman Insurance Group, LLC: Allstate Insurance
1214 Broad St Lowr Level, Providence, RI 02905
(401) 785-0806 agents.allstate.com
World Insurance Associates LLC
477 Elmwood Ave, Providence, RI 02907
(401) 572-3303 locations.worldinsurance.com
Gilbane Insurance Agency Inc.
515 Elmwood Ave, Providence, RI 02907
(401) 781-8680 gilbaneinsuranceri.com
Farmington Insurance Agency
24 Farmington Ave, Providence, RI 02909
(401) 944-2230 farmingtonins.com
Atwood And Palazzo Insurance Agency
565 Broadway, Providence, RI 02909
(401) 272-4340
Lefebvre Insurance Agency, Inc.
839 N Main St, Providence, RI 02904
(401) 273-0022 lefebvreins.com
DeCotis Specialty Insurance
245 Waterman St # 501, Providence, RI 02906
(401) 351-0066 decotis.com
E F Bishop Agency Inc
217 Angell St, Providence, RI 02906
(401) 421-3210 efbishop.com

Boat insurance agents in Providence Rhode Island help you protect your vessel with policies that meet state requirements. Rhode Island law does not require boat insurance for most boats, but marinas and lenders often require it. Local agents understand the unique risks of Narragansett Bay and the Atlantic coast.

What Does a Boat Insurance Agent in Providence Cost?

The cost of boat insurance in Rhode Island varies widely based on boat value, type, and usage. For a typical 20-foot powerboat, annual premiums range from 300 to 800 dollars. A larger yacht can cost 1,500 to 5,000 dollars per year or more. Factors like your boating experience, safety equipment, and storage location affect the price. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need boat insurance in Rhode Island?
Rhode Island does not require boat insurance by law for most recreational boats. However, if you have a loan on your boat or keep it at a marina, the lender or marina will likely require liability and physical damage coverage.
What does boat insurance cover in Providence?
Boat insurance typically covers liability for damage to other boats or property, physical damage to your boat, theft, and towing. In Rhode Island, many policies also include coverage for hurricane damage and wreck removal.
How do I choose a boat insurance agent in Providence?
Look for an agent who specializes in marine insurance and knows Rhode Island waters. Ask about coverage for storms, salvage, and uninsured boaters. Compare quotes from multiple agents to find the right policy for your boat.