The top-rated boat insurance agent in Pawtucket, Rhode Island is Affordable Insurance, rated 4.5 stars across 816 reviews. Other highly rated options include Andrews Insurance Agency, Jack Tavares: Allstate Insurance, Butler & Messier Insurance. This directory lists 15 boat insurance agents serving Pawtucket.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Affordable Insurance | 44 East St | (401) 725-2222 |
| 2 | Andrews Insurance Agency | 450 Armistice Blvd | (401) 722-4271 |
| 3 | Jack Tavares: Allstate Insurance | 720 Central Ave | (401) 728-8686 |
| 4 | Butler & Messier Insurance | 1401 Newport Ave | (401) 728-3200 |
| 5 | Smith Insurance Group | 664 Armistice Blvd | (401) 724-1660 |
| 6 | Garcia Insurance Agency | 459 Smithfield Ave Unit R | (401) 729-1336 |
| 7 | All-Star Insurance Agency | 50 Division St | (401) 213-1244 |
| 8 | General Insurance LLC | 249 Prospect St | (401) 655-2712 |
| 9 | T & R Svc LLC | 872 Newport Ave | (401) 475-4774 |
| 10 | Prime Insurance Agency RI | 112 RI-126 | (401) 552-4281 |
Affordable Insurance serves the Pawtucket, Rhode Island area as a boat insurance agent. The agency helps clients obtain coverage for a variety of watercraft used on Narragansett Bay and local inland waters. Policies typically protect against damage, theft, and liability during the busy New England boating season. The agent can assist with coverage for outboard motors and trailerable boats.
Andrews Insurance Agency offers a comprehensive range of boat insurance services, including liability coverage, physical damage protection, and policies for both inboard and outboard watercraft. The agency also provides ongoing service plans that assist clients with policy reviews, coverage adjustments for seasonal usage, and claims filing support. These homeowners and boat insurance plans are available for individual property owners as well as for commercial entities insuring marinas and small watercraft businesses. It services private single-family homes, waterfront condominiums, retail marine supply shops, and casual waterfront restaurants.
Based in Pawtucket, Rhode Island, Jack Tavares: Allstate Insurance serves Pawtucket and the surrounding communities of greater Bristol County. It handles a full range of boat insurance policies for clients who own personal watercraft, yachts, or small fishing vessels. Protecting against property damage and liability on local waterways like Narragansett Bay is the core focus of its work. To handle a typical job, the agent first reviews the vessel specifications and navigational area to clarify the appropriate coverage limits for each policyholder.
Boat owners in Pawtucket, Rhode Island, rely on Butler & Messier Insurance for their marine coverage needs. The agency works with homeowners and personal watercraft users, providing policies that protect vessels from local risks like seasonal storms and docking mishaps. They handle boat insurance for a range of watercraft, helping clients navigate coverage options for liability and physical damage. The agency also extends its boat insurance services to the greater Providence metro area, including neighboring communities such as East Providence and Central Falls.
Smith Insurance Group in Pawtucket, RI, handles boat insurance as either a one-time policy for a single season or a recurring annual plan that renews automatically for continuous coverage. The coverage protects against physical damage, liability, and theft for watercraft used on local waterways and nearby coastal areas. As boat insurance agents, they assess each vessel’s value, usage, and storage location to match the right policy. Service for setting up, reviewing, or adjusting a policy runs on either a scheduled appointment or an as-needed basis.
Garcia Insurance Agency specializes in advising boat owners in Pawtucket, RI, on coverage tailored to various watercraft types, including sailboats and powerboats. It also offers general policies that address liability and physical damage common to local coastal and inland waters. The agency focuses on helping clients navigate the specific risks of seasonal weather patterns, such as hurricane threats in late summer that can damage moored or stored vessels.
Boat owners in the Narragansett Bay area face springtime slip fees and liability concerns as they prepare for the season. All-Star Insurance Agency in Pawtucket, RI provides policies designed to cover physical damage, theft, and towing expenses for various watercraft. Policyholders often appreciate hull coverage during mooring shifts and protection against sudden mechanical failure while offshore. The agency works with clients to align deductibles with typical local cruising risks and seasonal usage patterns. An initial consultation begins with a review of the vessel’s registration and a simple inspection of its condition.
General Insurance LLC in Pawtucket, Rhode Island assists clients with their general insurance needs, including dedicated services as a boat insurance agent for local watercraft owners. These policies help cover potential liabilities and physical damage specific to recreational boating on nearby waters. The agency works with commercial sectors such as offices, warehouses, and food service operations to address their distinct insurance requirements as well.
T & R Svc LLC provides residential boat insurance services in Pawtucket, Rhode Island, and also offers coverage for commercial watercraft in the surrounding area. Policies address liability, hull damage, and equipment protection for local boat owners navigating nearby waters. The agent works with returning clients between routine policy reviews, ensuring that seasonal coverage and storage needs are adjusted for each subsequent boating season.
What Does a a Boat Insurance Agent in Pawtucket Cost?
Boat insurance costs in Rhode Island depend on factors like boat size engine power and navigation area. For a standard 20 foot powerboat expect premiums between 300 and 600 dollars per year. A 40 foot cabin cruiser may cost 1500 to 3000 dollars annually. These figures are general estimates. This information is for educational purposes and does not constitute insurance advice.
About boat insurance agents in Pawtucket
Boat insurance agents in Pawtucket Rhode Island help you protect your watercraft against damage and liability. Rhode Island law requires all motorized boats to carry liability insurance if they are financed or used in marinas. Agents can guide you through state specific coverage needs for Narragansett Bay and local waterways.
Frequently Asked Questions
Is boat insurance required in Rhode Island?
Rhode Island does not require liability insurance for all boats by state law. However marinas and lenders often require proof of coverage. It is wise to carry insurance to protect against accidents and property damage.
What does a boat insurance agent in Pawtucket do?
A boat insurance agent helps you choose a policy that covers physical damage liability and medical payments. They also explain Rhode Island specific rules such as the 30 day grace period for reporting a claim after an accident.
How much does boat insurance cost in Rhode Island?
Costs vary by boat value and usage. A typical policy for a small powerboat in Rhode Island ranges from 300 to 800 dollars per year. Larger yachts can cost 1000 to 3000 dollars annually. Your agent can provide a personalized quote.
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