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Find Boat Insurance Agents Near You in Pawtucket, RI

Browse boat insurance agents serving Pawtucket, Rhode Island. Updated 2026-07-14.

The top-rated boat insurance agent in Pawtucket, Rhode Island is Affordable Insurance, rated 4.5 stars across 816 reviews. Other highly rated options include Andrews Insurance Agency, Jack Tavares: Allstate Insurance, Butler & Messier Insurance. This directory lists 15 boat insurance agents serving Pawtucket.

Showing 15 boat insurance agents in Pawtucket, RIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Affordable Insurance44 East St(401) 725-2222
2Andrews Insurance Agency450 Armistice Blvd(401) 722-4271
3Jack Tavares: Allstate Insurance720 Central Ave(401) 728-8686
4Butler & Messier Insurance1401 Newport Ave(401) 728-3200
5Smith Insurance Group664 Armistice Blvd(401) 724-1660
6Garcia Insurance Agency459 Smithfield Ave Unit R(401) 729-1336
7All-Star Insurance Agency50 Division St(401) 213-1244
8General Insurance LLC249 Prospect St(401) 655-2712
9T & R Svc LLC872 Newport Ave(401) 475-4774
10Prime Insurance Agency RI112 RI-126(401) 552-4281
AI
44 East St
Affordable Insurance
Boat Insurance Agent · Pawtucket, RI

Affordable Insurance serves the Pawtucket, Rhode Island area as a boat insurance agent. The agency helps clients obtain coverage for a variety of watercraft used on Narragansett Bay and local inland waters. Policies typically protect against damage, theft, and liability during the busy New England boating season. The agent can assist with coverage for outboard motors and trailerable boats.

AI
450 Armistice Blvd
Andrews Insurance Agency
Boat Insurance Agent · Pawtucket, RI

Andrews Insurance Agency offers a comprehensive range of boat insurance services, including liability coverage, physical damage protection, and policies for both inboard and outboard watercraft. The agency also provides ongoing service plans that assist clients with policy reviews, coverage adjustments for seasonal usage, and claims filing support. These homeowners and boat insurance plans are available for individual property owners as well as for commercial entities insuring marinas and small watercraft businesses. It services private single-family homes, waterfront condominiums, retail marine supply shops, and casual waterfront restaurants.

JT
720 Central Ave
Jack Tavares: Allstate Insurance
Boat Insurance Agent · Pawtucket, RI

Based in Pawtucket, Rhode Island, Jack Tavares: Allstate Insurance serves Pawtucket and the surrounding communities of greater Bristol County. It handles a full range of boat insurance policies for clients who own personal watercraft, yachts, or small fishing vessels. Protecting against property damage and liability on local waterways like Narragansett Bay is the core focus of its work. To handle a typical job, the agent first reviews the vessel specifications and navigational area to clarify the appropriate coverage limits for each policyholder.

BM
1401 Newport Ave
Butler & Messier Insurance
Boat Insurance Agent · Pawtucket, RI

Boat owners in Pawtucket, Rhode Island, rely on Butler & Messier Insurance for their marine coverage needs. The agency works with homeowners and personal watercraft users, providing policies that protect vessels from local risks like seasonal storms and docking mishaps. They handle boat insurance for a range of watercraft, helping clients navigate coverage options for liability and physical damage. The agency also extends its boat insurance services to the greater Providence metro area, including neighboring communities such as East Providence and Central Falls.

SI
664 Armistice Blvd
Smith Insurance Group
Boat Insurance Agent · Pawtucket, RI

Smith Insurance Group in Pawtucket, RI, handles boat insurance as either a one-time policy for a single season or a recurring annual plan that renews automatically for continuous coverage. The coverage protects against physical damage, liability, and theft for watercraft used on local waterways and nearby coastal areas. As boat insurance agents, they assess each vessel’s value, usage, and storage location to match the right policy. Service for setting up, reviewing, or adjusting a policy runs on either a scheduled appointment or an as-needed basis.

GI
459 Smithfield Ave Unit R
Garcia Insurance Agency
Boat Insurance Agent · Pawtucket, RI

Garcia Insurance Agency specializes in advising boat owners in Pawtucket, RI, on coverage tailored to various watercraft types, including sailboats and powerboats. It also offers general policies that address liability and physical damage common to local coastal and inland waters. The agency focuses on helping clients navigate the specific risks of seasonal weather patterns, such as hurricane threats in late summer that can damage moored or stored vessels.

AS
50 Division St
All-Star Insurance Agency
Boat Insurance Agent · Pawtucket, RI

Boat owners in the Narragansett Bay area face springtime slip fees and liability concerns as they prepare for the season. All-Star Insurance Agency in Pawtucket, RI provides policies designed to cover physical damage, theft, and towing expenses for various watercraft. Policyholders often appreciate hull coverage during mooring shifts and protection against sudden mechanical failure while offshore. The agency works with clients to align deductibles with typical local cruising risks and seasonal usage patterns. An initial consultation begins with a review of the vessel’s registration and a simple inspection of its condition.

GI
249 Prospect St
General Insurance LLC
Boat Insurance Agent · Pawtucket, RI

General Insurance LLC in Pawtucket, Rhode Island assists clients with their general insurance needs, including dedicated services as a boat insurance agent for local watercraft owners. These policies help cover potential liabilities and physical damage specific to recreational boating on nearby waters. The agency works with commercial sectors such as offices, warehouses, and food service operations to address their distinct insurance requirements as well.

TR
872 Newport Ave
T & R Svc LLC
Boat Insurance Agent · Pawtucket, RI

T & R Svc LLC provides residential boat insurance services in Pawtucket, Rhode Island, and also offers coverage for commercial watercraft in the surrounding area. Policies address liability, hull damage, and equipment protection for local boat owners navigating nearby waters. The agent works with returning clients between routine policy reviews, ensuring that seasonal coverage and storage needs are adjusted for each subsequent boating season.

PI
112 RI-126
Prime Insurance Agency RI
Boat Insurance Agent · Pawtucket, RI
AC
20 W Carpenter St
Artistry Cover Insurance
Boat Insurance Agent · Pawtucket, RI
(401) 324-2160
CI
150 Main St
Chatterton Insurance, Inc.
Boat Insurance Agent · Pawtucket, RI
(401) 722-6010
chattertonins.com
WI
141 Power Rd # 201
Wave Insurance Inc.
Boat Insurance Agent · Pawtucket, RI
(401) 723-8866
catchwav.com
SI
100 Armistice Blvd
Shove Insurance
Boat Insurance Agent · Pawtucket, RI
(401) 753-0055
shove.com
IN
1005 Main St #2221
Insurance
Boat Insurance Agent · Pawtucket, RI
(401) 722-4772

What Does a a Boat Insurance Agent in Pawtucket Cost?

Boat insurance costs in Rhode Island depend on factors like boat size engine power and navigation area. For a standard 20 foot powerboat expect premiums between 300 and 600 dollars per year. A 40 foot cabin cruiser may cost 1500 to 3000 dollars annually. These figures are general estimates. This information is for educational purposes and does not constitute insurance advice.

About boat insurance agents in Pawtucket

Boat insurance agents in Pawtucket Rhode Island help you protect your watercraft against damage and liability. Rhode Island law requires all motorized boats to carry liability insurance if they are financed or used in marinas. Agents can guide you through state specific coverage needs for Narragansett Bay and local waterways.

Frequently Asked Questions

Is boat insurance required in Rhode Island?

Rhode Island does not require liability insurance for all boats by state law. However marinas and lenders often require proof of coverage. It is wise to carry insurance to protect against accidents and property damage.

What does a boat insurance agent in Pawtucket do?

A boat insurance agent helps you choose a policy that covers physical damage liability and medical payments. They also explain Rhode Island specific rules such as the 30 day grace period for reporting a claim after an accident.

How much does boat insurance cost in Rhode Island?

Costs vary by boat value and usage. A typical policy for a small powerboat in Rhode Island ranges from 300 to 800 dollars per year. Larger yachts can cost 1000 to 3000 dollars annually. Your agent can provide a personalized quote.

Boat Insurance Agents in Other Rhode Island Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each boat insurance agent's credentials and current standing with your state Department of Insurance.