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HomeBoat Insurance AgentsMissouri › St Charles

Find Boat Insurance Agents Near You in St Charles, MO

Browse boat insurance agents serving St Charles, Missouri. Updated 2026-07-14.

The top-rated boat insurance agent in St Charles, Missouri is Zach Plackemeier - State Farm Insurance Agent, rated 4.9 stars across 585 reviews. Other highly rated options include Lang Insurance, Mike Maroney - State Farm Insurance Agent, All Insurance No Fees. This directory lists 20 boat insurance agents serving St Charles.

Showing 20 boat insurance agents in St Charles, MOListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Zach Plackemeier - State Farm Insurance Agent1060 Country Club Rd Ste 100(314) 921-7900
2Lang Insurance3920 Old Hwy 94 S Suite 39(636) 229-7000
3Mike Maroney - State Farm Insurance Agent225 Fox Hill Rd(636) 724-4100
4All Insurance No Fees4620 S St Peters Pkwy(636) 441-9100
5HSGW Insurance100 S Main St(636) 946-2266
6Meadow Park Insurance Agency1000 Fairgrounds Rd #202(636) 757-9529
7PETROV INSURANCE AGENCY LLC2480 Executive Dr # 103(636) 628-2666
8Webb Insurance571 Jefferson St(636) 946-0001
9E3 Insurance Advisory Group LLC2127 Bluestone Dr #203(636) 542-8966
10Heartland Insurance LLC2451 Executive Dr # 200(636) 477-8700
ZP
1060 Country Club Rd Ste 100
Zach Plackemeier - State Farm Insurance Agent
Boat Insurance Agent · St Charles, MO

Zach Plackemeier - State Farm Insurance Agent serves St Charles County and the surrounding St Louis metro area, offering boat insurance policies for personal watercraft and recreational vessels. Residents benefit from tailored coverage options that protect against common risks on local lakes and rivers. Policies typically include liability protection, physical damage coverage, and options for accessories and towing. This agency helps clients secure affordable premiums by evaluating boat type, usage patterns, and safety equipment. In this region, it handles coverage for fishing boats, pontoon boats, and jet skis.

LI
3920 Old Hwy 94 S Suite 39
Lang Insurance
Boat Insurance Agent · St Charles, MO

Lang Insurance provides boat insurance services for clients in the St Charles, MO area. It offers standard coverage options and assists with policy maintenance to protect watercraft throughout the season. The agency helps customers understand their policies and adjust coverage as needs change. It can handle claims support when needed. The company services properties including single-family homes, apartments, retail, and restaurants.

MM
225 Fox Hill Rd
Mike Maroney - State Farm Insurance Agent
Boat Insurance Agent · St Charles, MO

Homeowners and recreational boat owners in the St Charles, MO area turn to the Mike Maroney - State Farm Insurance Agent for their boat insurance needs. This agency provides coverage options tailored to protect watercraft, including liability and physical damage policies. By working closely with clients to assess their individual boating risks, the agent helps secure appropriate plans for seasonal or year-round use. The office also extends its services to neighboring communities such as St Peters and the surrounding St Charles County metro region.

AI
4620 S St Peters Pkwy
All Insurance No Fees
Boat Insurance Agent · St Charles, MO

All Insurance No Fees serves St. Charles, Missouri, and the surrounding communities along the Missouri River corridor. It handles boat insurance needs for personal watercraft, pontoons, and larger cabin cruisers common to area lakes. The agency works with local carriers familiar with inland waterway risks, including weather-related damage and navigational hazards. To manage a typical policy, it reviews the vessel’s estimated value and storage setup before matching coverage to the client’s usage patterns on the region’s recreational waterways.

HI
100 S Main St
HSGW Insurance
Boat Insurance Agent · St Charles, MO

A boat insurance agent can assist with both single-trip policies for short-term needs or annual coverage that renews for ongoing protection, typically including liability and physical damage options. HSGW Insurance in St Charles, MO, helps clients in the area select appropriate marine insurance for their vessels. Service arrangements for new policies and renewals are available on either a one-time, scheduled, or as-needed basis.

MP
1000 Fairgrounds Rd #202
Meadow Park Insurance Agency
Boat Insurance Agent · St Charles, MO

Meadow Park Insurance Agency in St. Charles, MO, specializes in providing tailored boat insurance policies that cover damage, theft, and liability for various watercraft. It also works to evaluate individual risks and secure suitable coverage plans for local boat owners. The agency helps clients navigate insurance requirements specific to navigating the Missouri and Mississippi Rivers, including considerations for seasonal storage and sudden storm damage common to the region.

PI
2480 Executive Dr # 103
PETROV INSURANCE AGENCY LLC
Boat Insurance Agent · St Charles, MO

Petrov Insurance Agency LLC works with boat owners in the St. Charles area to secure coverage for watercraft. The agency can arrange protection against physical damage, liability exposures, and specialized add-ons including towing services and personal property coverage while boating. Policies are crafted to address the unique risks of local waterways and seasonal storage needs. Their services are available for recreational craft used by private clients as well as commercial vessels operating from marinas, repair yards, and fuel docks.

WI
571 Jefferson St
Webb Insurance
Boat Insurance Agent · St Charles, MO

As the spring thaw swells area rivers and lakes bring new boating risks in St Charles, MO, Webb Insurance provides tailored boat insurance agent services to address these seasonal exposures. They help clients evaluate liability coverage for popular recreational vessels used along the Missouri River. The agent reviews each policyholder’s specific navigational needs and potential hazards. To begin the process, an inspection of the boat and its safety equipment is typically arranged before coverage is finalized.

EI
2127 Bluestone Dr #203
E3 Insurance Advisory Group LLC
Boat Insurance Agent · St Charles, MO

E3 Insurance Advisory Group LLC in St Charles, MO provides residential boat insurance services to local boat owners. The agency also offers commercial coverage for businesses operating watercraft in the region. Serving clients throughout the greater St Charles area, they help customers secure appropriate policies for a variety of boats and marine equipment. The agency assists with follow-up service between regular visits, ensuring clients can adjust their coverage as their boating needs change over time.

HI
2451 Executive Dr # 200
Heartland Insurance LLC
Boat Insurance Agent · St Charles, MO

Heartland Insurance LLC is a boat insurance agent in St. Charles, MO, serving owners throughout the Missouri River corridor. The company assists clients in securing coverage that addresses liability, physical damage, and other vessel-specific exposures common to recreational boating in the region. Policies can be tailored to protect a range of boats used on the area's lakes and rivers. A specialty service it can add on is coverage for personal watercraft like jet skis and waverunners.

LI
2362 Hwy 94 South Outer Rd Upper
Leach Insurance Agency
Boat Insurance Agent · St Charles, MO
(636) 939-9222
leachinsuranceagency.com
NI
3225-I Domain St
Nieroda Insurance Agency
Boat Insurance Agent · St Charles, MO
(636) 255-0550
nierodains.com
LA
1112 1st Capitol Dr
Lindenwood Agency Inc
Boat Insurance Agent · St Charles, MO
(636) 946-6133
lindenwoodagency.net
AI
821 Madison St
Alexander Insurance Agency
Boat Insurance Agent · St Charles, MO
(636) 949-9525
alexins.com
GI
117 Jefferson St #35
Goosehead Insurance - Sam Tucker
Boat Insurance Agent · St Charles, MO
(636) 728-9798
goosehead.com/agents/mo/saint-charles/sam-tucker
CS
1819 Zumbehl Rd
Craig Sengl Agency Inc American Family Insurance
Boat Insurance Agent · St Charles, MO
(636) 946-0028
amfam.com/agents/missouri/saint-charles/Craig-Sengl
JW
1480 Woodstone Dr Ste 109
Jason Wilson Insurance, LLC
Boat Insurance Agent · St Charles, MO
(636) 685-0500
jwilsonins.com
SI
1 Westbury Dr
Shelter Insurance - Luke Bryson
Boat Insurance Agent · St Charles, MO
(636) 946-3322
shelterinsurance.com/CA/agent/LUKEBRYSON
HM
2 Sturbridge Ct
Heartland Metro Insurance
Boat Insurance Agent · St Charles, MO
(636) 489-2207
heartlandmetroinsurance.com
LI
1065 1st Capitol Dr
Lenox Insurance
Boat Insurance Agent · St Charles, MO
(636) 947-4040

What Does a a Boat Insurance Agent in St Charles Cost?

Boat insurance in Missouri typically costs between 200 and 800 dollars per year for a standard policy. Factors that affect cost include the boat value, engine size, your boating experience, and the coverage limits you choose. Many agents offer discounts for safety courses or bundling with other policies. This is general information and not insurance advice.

About boat insurance agents in St Charles

Boat insurance agents in St Charles Missouri help you protect your watercraft on the Missouri River and area lakes. Missouri law requires liability coverage for boats with motors over 10 horsepower. Local agents can explain how state requirements apply to your specific boat and usage.

Frequently Asked Questions

What does boat insurance cover in Missouri?

Standard boat insurance covers physical damage to your boat, liability for injuries to others, and damage to other property. Many policies also include coverage for theft, towing, and fuel spill liability as required by Missouri law.

Is boat insurance required in St Charles Missouri?

Missouri does not require boat insurance for all watercraft. However, if you have a loan on your boat, your lender will require coverage. Also, any boat with a motor over 10 horsepower must carry liability insurance to operate on Missouri waterways.

How do I choose a boat insurance agent in St Charles?

Look for an agent who specializes in watercraft insurance and understands local risks like river currents and weather. Ask about coverage for your specific boat type, whether it is a fishing boat, pontoon, or personal watercraft.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each boat insurance agent's credentials and current standing with your state Department of Insurance.