ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.
HomeBoat Insurance AgentsMissouri › Cape Girardeau

Find Boat Insurance Agents Near You in Cape Girardeau, MO

Browse boat insurance agents serving Cape Girardeau, Missouri. Updated 2026-07-14.

The top-rated boat insurance agent in Cape Girardeau, Missouri is Discount Insurance Group, rated 4.8 stars across 258 reviews. Other highly rated options include Goosehead Insurance - Nick Laiben, TIG Thomas Insurance Group, Michael Jones - State Farm Insurance Agent. This directory lists 19 boat insurance agents serving Cape Girardeau.

Showing 19 boat insurance agents in Cape Girardeau, MOListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Discount Insurance Group1009 N Kingshighway St(573) 339-1100
2Goosehead Insurance - Nick Laiben338 Broadway St Ste 311(573) 334-9999
3TIG Thomas Insurance Group56 Doctors Park Dr(573) 651-3652
4Michael Jones - State Farm Insurance Agent1900 Broadway St(573) 335-7703
5Coalter Insurance Group1001 Independence St(573) 339-1222
6Hoesli Insurance Agency338 Broadway St Suite 505(573) 290-7777
7Farmers Insurance - Douglas Spooler, ChFC® RICP® FSCP®75 Sheridan Dr(573) 335-4343
8Laurel Adkisson Agency LLC American Family Insurance760 S Kingshighway D(573) 334-1095
9Brightway Insurance, The Prima Agency1936 Broadway St B(573) 335-5822
10Arnold Insurance875 N Kingshighway St(573) 651-0509
DI
1009 N Kingshighway St
Discount Insurance Group
Boat Insurance Agent · Cape Girardeau, MO

Discount Insurance Group serves the Cape Girardeau, Missouri area as a boat insurance agent. The company provides policies designed to cover watercraft operating on the Mississippi River and area reservoirs. Its agents assist local boat owners in selecting coverage options that protect against physical damage, theft, and liability from on-water accidents. Discount Insurance Group also handles specialized policies for fishing boats and personal watercraft commonly seen on regional lakes and rivers.

GI
338 Broadway St Ste 311
Goosehead Insurance - Nick Laiben
Boat Insurance Agent · Cape Girardeau, MO

Goosehead Insurance - Nick Laiben provides comprehensive boat insurance guidance for clients in Cape Girardeau, MO, covering a range of vessels from small fishing boats to larger recreational watercraft. Its service approach includes helping customers understand liability coverage, physical damage protection, and options for trailering or storage. The agency also assists in reviewing policies to ensure adequate coverage aligns with individual boating habits. It services properties such as single-family homes, apartments, retail locations, and restaurants.

TT
56 Doctors Park Dr
TIG Thomas Insurance Group
Boat Insurance Agent · Cape Girardeau, MO

Homeowners, boaters, and property managers in Cape Girardeau, MO, turn to TIG Thomas Insurance Group for their boat insurance needs. The agency assists clients in securing coverage tailored to watercraft, including liability and physical damage protection. With a focus on the local boating community, it offers guidance on policies that address regional risks. TIG Thomas Insurance Group also covers customers in the neighboring communities of Jackson and Scott City.

MJ
1900 Broadway St
Michael Jones - State Farm Insurance Agent
Boat Insurance Agent · Cape Girardeau, MO

Michael Jones - State Farm Insurance Agent serves Cape Girardeau, Missouri, and the surrounding communities of Jackson, Scott City, and the region along the Mississippi River. The agency handles boat insurance policies for a variety of watercraft commonly used on area lakes and rivers. It helps clients select coverage that protects their boats, motors, and trailers against risks like collision, theft, and weather damage. The agent develops each policy by reviewing the boat's value and the owner's specific needs on the water before finalizing the terms.

CI
1001 Independence St
Coalter Insurance Group
Boat Insurance Agent · Cape Girardeau, MO

For boat owners in Cape Girardeau, MO, Coalter Insurance Group provides both one-time and scheduled policy service options to suit varying ownership needs. Their coverage protects against common regional risks such as storm damage, collision, and theft on the Mississippi River and local waterways. Policies are tailored to different vessel types, including fishing boats and pontoons. Clients may select annual reviews alongside their initial policy setup. This service runs on both a one-time and scheduled basis to ensure ongoing protection.

HI
338 Broadway St Suite 505
Hoesli Insurance Agency
Boat Insurance Agent · Cape Girardeau, MO

Hoesli Insurance Agency in Cape Girardeau, MO specializes in providing boat insurance coverage tailored for various watercraft, from fishing boats to pontoons. The agency generally serves local boat owners with personalized risk assessments and policy selection. It helps clients address specific concerns such as liability protection for inland waterways and coverage for storm damage or accidents during the busy summer boating season on the Mississippi River.

FI
75 Sheridan Dr
Farmers Insurance - Douglas Spooler, ChFC® RICP® FSCP®
Boat Insurance Agent · Cape Girardeau, MO

The shifting currents of the Mississippi River near Cape Girardeau make securing specialized coverage for your boat essential. Farmers Insurance - Douglas Spooler, ChFC® RICP® FSCP® provides marina and inland waterway policies that address these local conditions. Navigating liability, physical damage, and towing requirements is straightforward with his clear explanations. The process begins with a thorough inspection of your vessel’s hull, engine, and safety equipment to assess its specific insurance needs.

LA
760 S Kingshighway D
Laurel Adkisson Agency LLC American Family Insurance
Boat Insurance Agent · Cape Girardeau, MO

Laurel Adkisson Agency LLC American Family Insurance serves clients in Cape Girardeau, MO, by providing boat insurance policies that cover liability, physical damage, and theft. For added protection, it offers specialized endorsements to safeguard against towing, fuel spills, or equipment loss during transit or storage. The agency works with powerboats, sailboats, and personal watercraft to address local recreational and commercial needs. It can also assist businesses with insurance for offices, warehouses, and food service operations in the region.

BI
1936 Broadway St B
Brightway Insurance, The Prima Agency
Boat Insurance Agent · Cape Girardeau, MO
AI
875 N Kingshighway St
Arnold Insurance
Boat Insurance Agent · Cape Girardeau, MO

Arnold Insurance in Cape Girardeau, MO, provides boat insurance services for residential clients, covering personal watercraft used for recreation. The agency also offers commercial coverage for vessels employed in business operations within the local area and surrounding regions. Policies address common needs for protection on regional rivers and lakes. After an initial consultation and policy setup, the agency remains available for follow‑up service and annual policy reviews between the client’s regular visits.

BB
440 S Mt Auburn Rd Suite 106
Blair Bohannon - State Farm Insurance Agent
Boat Insurance Agent · Cape Girardeau, MO
(573) 271-2102
mysfagentblair.com
AC
1903 Broadway St
AAA Cape Girardeau Insurance and Member Services
Boat Insurance Agent · Cape Girardeau, MO
(573) 334-3038
ace.aaa.com/locations/Cape_Girardeau-63701-145
AB
2524 William St
Andy Bullinger, Jr. - State Farm Insurance Agent
Boat Insurance Agent · Cape Girardeau, MO
(573) 334-8601
andybullinger.com
SI
87 S Plaza Way
Shelter Insurance - Rebecca Tosarello
Boat Insurance Agent · Cape Girardeau, MO
(573) 335-5287
shelterinsurance.com/CA/agent/RTOSARELLO
RR
113 S Broadview St
Rob Rueseler & Associates
Boat Insurance Agent · Cape Girardeau, MO
(573) 334-5086
rueselerandassociates.com
SI
1418 N Kingshighway St
Shelter Insurance - Terri Shaw
Boat Insurance Agent · Cape Girardeau, MO
(573) 335-8116
shelterinsurance.com/CA/agent/TERRISHAW
CI
326 S Broadview St
Capital Insurance & Associates, Inc.
Boat Insurance Agent · Cape Girardeau, MO
(573) 335-2300
capitalinsagency.com
WE
117 S Broadview St
W.E. Walker-Lakenan
Boat Insurance Agent · Cape Girardeau, MO
(573) 335-3307
wewalker.com
RW
2504 William St
Robbie White - Missouri Farm Bureau Insurance
Boat Insurance Agent · Cape Girardeau, MO
(573) 651-3231
agents.mofbinsurance.com/mo-cape-girardeau-robbie-white

What Does a a Boat Insurance Agent in Cape Girardeau Cost?

Boat insurance costs in Missouri typically range from 200 to 600 dollars per year for a basic policy on a small boat. Larger vessels or high-performance boats can cost 1,000 dollars or more annually. Factors include boat value horsepower and your claims history. This is general information not insurance advice.

About boat insurance agents in Cape Girardeau

Cape Girardeau boat owners need proper insurance for their watercraft. Local agents in Cape Girardeau Missouri can help you find coverage that meets Missouri state requirements. Missouri law does not require boat insurance but lenders and marinas often do.

Frequently Asked Questions

Do I need boat insurance in Cape Girardeau Missouri?

Missouri does not require boat insurance by law. However if you have a loan on your boat your lender will require it. Many marinas on the Mississippi River also require proof of liability insurance before docking.

What does boat insurance cover in Missouri?

Boat insurance typically covers physical damage to your boat liability for injury or damage to others and medical payments. It can also cover theft and towing. Policies vary so ask your agent about specific coverages for Cape Girardeau waters.

How do I choose a boat insurance agent in Cape Girardeau?

Look for an agent who specializes in marine or recreational vehicle insurance. Ask about their experience with boats used on the Mississippi River. Compare quotes from multiple agents to find a policy that fits your needs and budget.

Boat Insurance Agents in Other Missouri Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each boat insurance agent's credentials and current standing with your state Department of Insurance.