The top-rated boat insurance agent in Scarborough, Maine is Michelle Raber - State Farm Insurance Agent, rated 5.0 stars across 347 reviews. Other highly rated options include Foy Insurance, A Division of World, Hoang Phan, Bankers Life Securities Financial Representative, Cassandra Mancuso, Bankers Life Agent. This directory lists 13 boat insurance agents serving Scarborough.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Michelle Raber - State Farm Insurance Agent | 696 US-1 | (207) 883-0111 |
| 2 | Foy Insurance, A Division of World | 152 US-1 Unit 11 | (207) 289-3850 |
| 3 | Hoang Phan, Bankers Life Securities Financial Representative | 360 US-1 Ste 202 | (207) 536-2742 |
| 4 | Cassandra Mancuso, Bankers Life Agent | 360 US-1 Ste 202 | (207) 536-2742 |
| 5 | Varney Agency | 136 US-1 | (207) 883-8229 |
| 6 | Sentinel Insurance Agency | 14 Fieldways Rd | (207) 708-8211 |
| 7 | Embassy Auto Insurance - Cheap Auto Insurance Scarborough | 600 US-1 | (207) 383-4610 |
| 8 | Caleb Bowen, Bankers Life Agent | 360 US-1 Ste 202 | (207) 536-2742 |
| 9 | Miller Associates | 636 US-1 Ste JA | (207) 510-6301 |
| 10 | Bankers Life | 360 US-1 Ste 202 | (207) 536-2742 |
Michelle Raber’s State Farm Insurance Agency in Scarborough, Maine, provides boat insurance coverage, including protection for hulls, liability, and personal property aboard. Service plans include options for customizing deductibles and navigating seasonal lay-up periods. The agency assists clients across the area with risk assessments for watercraft. Properties it services include single-family homes, apartments, retail locations, and restaurants.
Homeowners and marinas along the Maine coast turn to Foy Insurance, A Division of World for their boat insurance needs in Scarborough. The agency provides comprehensive coverage for watercraft ranging from small fishing boats to larger yachts, helping clients protect their vessels against damage, theft, and liability. Policies are tailored to the specific risks of coastal and inland waterway navigation. Additionally, Foy Insurance regularly serves boat owners in neighboring South Portland and the greater Portland metro area.
Serving Scarborough, Maine, and the surrounding coastal communities, Hoang Phan, Bankers Life Securities Financial Representative handles boat insurance policies for local vessel owners. This work covers a range of watercraft, from small fishing boats to larger recreational yachts. In this active maritime area, protecting a boat against storm damage, collisions, and liability on the water is a key concern for customers. To address a typical job, the agent first reviews the vessel’s value, usage frequency, and mooring location before matching coverage to those specific risk factors.
Cassandra Mancuso, Bankers Life Agent in Scarborough, ME, assists boat owners with marine coverage, distinguishing between a single-season policy for temporary needs and a recurring annual plan that protects a vessel throughout the year. The agent explains how standard boat insurance typically covers liability, physical damage from accidents, and theft, though options like agreed-value hull coverage are also available. Service consultations are provided on either a one-time or as-needed basis to match each client’s boating schedule.
Varney Agency, based in Scarborough, Maine, is known for offering boat insurance policies tailored to protect watercraft from common regional risks. Its coverage area includes the coastal waters and inland lakes of southern Maine, addressing the needs of both powerboat and sailboat owners. The agency provides liability protection, physical damage coverage, and options for towing and emergency assistance. A specialty service it can add on is coverage for fishing equipment and personal effects stored aboard the vessel.
Sentinel Insurance Agency in Scarborough, Maine offers specialized boat insurance coverage, including policies for fishing vessels, sailboats, and personal watercraft. It provides general insurance services such as liability protection and hull damage coverage tailored to coastal boating needs. The agency helps clients address seasonal concerns like winter storage risks and lay-up requirements, ensuring vessels are protected during off-season months. It also assists with situational issues such as navigating claims after sudden storms or collisions common in New England waters.
In coastal Maine, boat owners prepare for seasonal launches and sudden nor'easters that can damage watercraft. Embassy Auto Insurance - Cheap Auto Insurance Scarborough provides boat insurance agent services to help local mariners manage these risks adequately. The agency assists residents in Scarborough with selecting appropriate coverage for their vessels, from small fishing boats to larger pleasure craft. They guide clients through policy options that address common exposures on local waterways. An initial policy review is completed by an agent inspecting the boat's current documentation to assess coverage needs before binding.
Caleb Bowen, Bankers Life Agent provides boat insurance services to clients throughout the Scarborough, Maine area, covering various watercraft needs. The firm offers specialized coverage options that can protect against common maritime risks, including damage from storms and collisions. Farmers assist local boat owners with tailoring policies to fit individual requirements on inland lakes and coastal waters. The agent consistently serves commercial sectors such as marinas, boat repair shops, and waterfront restaurants.
Miller Associates serves the Scarborough, Maine, area as a boat insurance agent. The agency provides essential coverage for recreational watercraft, including liability protection and physical damage insurance. They assist local boat owners in securing policies that address risks specific to coastal and inland waters. Customers can rely on their guidance for personal watercraft policies and comprehensive yacht insurance solutions.
Bankers Life provides residential boat insurance services for clients in Scarborough, Maine, helping protect personal watercraft with policies tailored to individual needs. The agency also offers commercial coverage for businesses that operate vessels for charter or other marine activities throughout the local area and surrounding coastal communities. Agents work closely with policyholders during initial consultations to assess coverage requirements and can assist with adjustments or follow-up service between regular visits.
What Does a a Boat Insurance Agent in Scarborough Cost?
Typical boat insurance costs in Maine range from 300 to 800 dollars per year for a small fishing boat, and 800 to 2,500 dollars for a larger cruiser or sailboat. Factors include boat value, length, horsepower, and your boating history. Coastal policies may cost more due to storm and saltwater exposure. This is general information and not insurance advice.
About boat insurance agents in Scarborough
Boat insurance agents in Scarborough, Maine help you protect your vessel against damage, theft, and liability. Maine law requires all registered watercraft to carry liability insurance for bodily injury and property damage. An agent can explain coverage options specific to coastal boating in Casco Bay and inland lakes like Sebago Lake.
Frequently Asked Questions
What types of boat insurance are available in Scarborough Maine?
Common coverages include hull insurance for physical damage, liability for accidents, and uninsured boater protection. Many agents also offer coverage for trailers and personal property on board.
Is boat insurance required by law in Maine?
Yes, Maine law requires liability insurance for all registered motorboats and personal watercraft. Minimum limits are 50,000 dollars for bodily injury per person, 100,000 dollars per accident, and 25,000 dollars for property damage.
How do I choose a boat insurance agent in Scarborough?
Look for an agent who specializes in marine insurance and has experience with local waterways. Ask about coverage for winter layup, hurricane season, and salvage costs common in Maine waters.