The top-rated boat insurance agent in Portland, Maine is Lotfey Dennett Insurance Brokers, rated 5.0 stars across 234 reviews. Other highly rated options include Julie Francis - State Farm Insurance Agent, Eric Wilson - State Farm Insurance Agent, Diane Newman - State Farm Insurance Agent. This directory lists 15 boat insurance agents serving Portland.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Lotfey Dennett Insurance Brokers | 500 Washington Ave 3rd Floor | (207) 370-6773 |
| 2 | Julie Francis - State Farm Insurance Agent | 449 Forest Ave Suite 212 | (207) 761-1511 |
| 3 | Eric Wilson - State Farm Insurance Agent | 94 Auburn St # 101 | (207) 797-7004 |
| 4 | Diane Newman - State Farm Insurance Agent | 313 Read Street At, Forest Ave | (207) 773-2080 |
| 5 | Plummer's Insurance Agency | 1350 Washington Ave | (207) 797-8840 |
| 6 | Clark Insurance, a Marsh & McLennan Agency LLC company | 1945 Congress St Building A | (207) 774-6257 |
| 7 | The Champlin Agency | 411 Congress St | (207) 229-0293 |
| 8 | Cross Insurance | 2331 Congress St | (207) 780-1677 |
| 9 | Patrons Oxford Insurance Company | 97 Technology Park Dr | (800) 442-6071 |
| 10 | Co Insurance Group LLC | 62 Westminster Ave | (207) 802-7523 |
Lotfey Dennett Insurance Brokers serves the Portland, Maine metro area and surrounding coastal communities as a dedicated boat insurance agent. The agency works with local and regional carriers to provide customized coverage for a wide range of recreational watercraft. Policies are tailored to protect against common marine risks such as accidents, theft, and storm damage. Additionally, the firm handles specialized protection for on-water towing and emergency assistance, as well as liability coverage for sailing vessels and motorized boats.
Julie Francis - State Farm Insurance Agent in Portland, ME, provides boat insurance services including liability, physical damage, and medical payments coverage. It offers personalized policy reviews and can assist with adjusting deductibles to suit individual boating needs. Service or maintenance plans are available to help manage routine coverage updates and policy adjustments over time. The agency also handles other lines of insurance that may be bundled with boat policies. It services single-family homes, apartments, retail, and restaurants in the local area.
Eric Wilson - State Farm Insurance Agent serves homeowners, businesses, and property managers seeking boat insurance coverage for personal watercraft and larger vessels. The agency provides liability protection, physical damage coverage, and medical payments options. Policies are tailored to meet the unique needs of boat owners navigating coastal and inland waterways in the Portland, ME area. Alongside standard hull coverage, customers can discuss ancillary protections for trailer and equipment. The agent also serves clients in the neighboring community of South Portland.
Plummer’s Insurance Agency in Portland, ME, provides specialized boat insurance coverage tailored for recreational and fishing vessels navigating coastal waters. It handles policies protecting against common risks such as collision, theft, and storm damage on Casco Bay. The agency also offers liability protection and coverage for equipment and trailers. With Maine’s short but active boating season, it helps clients secure proper insurance before spring launches and advises on winter lay-up policy adjustments to prevent gaps in protection during cold-weather storage.
For customers purchasing a new vessel, one-time boat insurance consultations help tailor immediate coverage, while scheduled policy reviews offer ongoing adjustments as marine risks evolve. This agency addresses liability protection for watercraft in Portland, Maine, including hull damage and personal property. Coverage encompasses standard perils on freshwater and coastal waterways. Policyholders receive guidance on navigating local boating regulations and liability exposures. Service runs on a one-time, seasonal, or as-needed basis depending on the policyholder's annual navigation plan and changing asset value.
The Champlin Agency of Portland helps clients manage risks associated with operating on the water. Specializing in boat insurance, the company offers coverage for liability, hull damage, and equipment protection. Protecting vessels used for recreation, fishing, or charter is its primary focus. The firm serves business clients across multiple commercial sectors, including offices, warehouses, and food service operations in the greater Maine area.
With Portland’s busy Casco Bay and surrounding rivers bustling each spring, boat owners need reliable coverage to protect against seasonal risks. Cross Insurance serves local mariners as a dedicated boat insurance agent, helping navigate policy options for liability, damage, and storage needs. Their team works with regional carriers familiar with Maine’s coastal conditions. An initial consultation typically involves reviewing the vessel’s details and use patterns to recommend suitable coverage, followed by a standard inspection to finalize the policy.
As winter ice recedes from Portland’s working harbors, boat owners begin preparing vessels for the upcoming season. Patrons Oxford Insurance Company arranges tailored coverage to protect personal watercraft and commercial fishing boats against storm damage, collision, and liability claims common along the Maine coast. Their boat insurance agents focus on local marine risks, ensuring policies match each boat’s value and typical usage. An in-person or dockside inspection is scheduled to verify the craft’s condition before coverage starts.
Co Insurance Group LLC helps residential boat owners in Portland, ME secure appropriate insurance policies. The agency also offers commercial marine coverage for local businesses operating watercraft in Maine waters. Services extend to clients throughout the greater Portland area and the wider coastal region. The team provides personalized advice to ensure proper protection for each vessel. They regularly follow up with policyholders before boating season to review coverage needs. This consistent contact encourages repeat service between their scheduled annual visits.
What Does a a Boat Insurance Agent in Portland Cost?
Boat insurance costs in Maine typically range from 300 to 800 dollars per year for a standard runabout. Larger vessels or high performance boats may cost 1,000 to 3,000 dollars annually. Factors include boat value horsepower and your boating history. This is general information not insurance advice.
About boat insurance agents in Portland
Portland Maine boat insurance agents help protect your vessel against damage theft and liability. Maine requires all motorized watercraft to carry liability insurance. A local agent can guide you through state specific requirements like winter layup policies and navigable waters coverage.
Frequently Asked Questions
What does boat insurance cover in Maine?
Standard policies cover physical damage to your boat theft liability for injury or damage to others and medical payments. Maine law also requires uninsured boater coverage for motorized vessels.
Do I need boat insurance to launch in Portland Maine?
Yes. Maine law mandates liability insurance for all motorized watercraft. You must show proof of insurance to register your boat with the state.
How does winter storage affect my boat insurance in Maine?
Many policies offer a layup period during winter months when your boat is not in use. This can lower your premium. You must notify your agent if you plan to store the boat on land or in a marina.
Boat Insurance Agents in Other Maine Cities
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