The top-rated boat insurance agent in Prescott, Arizona is Angela Smith at Comparion Insurance Agency, rated 5.0 stars across 285 reviews. Other highly rated options include Shepherd Insurance, Formerly Lori Sell Insurance, Tracy Murr - State Farm Insurance Agent, Lucas Flood Agency. This directory lists 18 boat insurance agents serving Prescott.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Angela Smith at Comparion Insurance Agency | 141 S McCormick St # 215 | (928) 227-9014 |
| 2 | Shepherd Insurance, Formerly Lori Sell Insurance | 400 White Spar Rd | (928) 778-0892 |
| 3 | Tracy Murr - State Farm Insurance Agent | 1130 Willow Creek Rd | (928) 445-8500 |
| 4 | Lucas Flood Agency | 141 S McCormick St #113 | (928) 800-5630 |
| 5 | Moll Insurance Agency Inc. | 410 W Gurley St | (928) 443-0493 |
| 6 | Trailstone Insurance Independent Agency - Phone and Online Only | AZ-69 | (720) 504-0220 |
| 7 | Daniel Martinez - Goosehead Insurance | 1555 Plz W Dr Suite B | (602) 641-6110 |
| 8 | Farmers Insurance - Jeffrey Champ | 140 N Montezuma St Suite #105 | (928) 778-5854 |
| 9 | Dennis Burks - State Farm Insurance Agent | 502 Whipple St | (928) 776-8100 |
| 10 | Comparion Insurance Agency | 141 S McCormick St # 215 | (928) 227-9001 |
Angela Smith at Comparion Insurance Agency serves Prescott and Yavapai County as a local boat insurance agent. The agency assists boat owners in protecting their watercraft from common risks such as accidents, theft, and storm damage on nearby lakes and waterways. Coverage options are selected to fit different types of vessels used in the area. Policies can include liability protection and physical damage coverage for the hull and machinery.
Shepherd Insurance, formerly Lori Sell Insurance, provides boat insurance agency services to clients in Prescott, Arizona. Coverage options help protect watercraft against common risks. The agency maintains policies for a variety of recreational vessels. Additional service plans ensure coverage remains current with changing needs. Customers receive guidance on selecting appropriate liability and physical damage protection. The company services single-family homes, apartments, retail locations, and restaurants.
Tracy Murr - State Farm Insurance Agent in Prescott, AZ serves local homeowners and property managers seeking coverage for their watercraft. The agency assists boat, yacht, and personal watercraft owners with standard policies that protect against damage, theft, and liability on area lakes and rivers. Policies can often be bundled with home or auto insurance for streamlined protection. Additional coverage for fishing equipment and trailers is also available. Tracy Murr’s office regularly works with clients in nearby Prescott Valley and throughout Yavapai County.
Lucas Flood Agency serves Prescott, Arizona, and the surrounding communities of the Bradshaw Mountain region with boat insurance coverage. The agency handles policies for a variety of watercraft, ensuring clients have protection tailored to inland lake and reservoir use. To manage a typical assignment, the agent evaluates the specific risks of local waters, reviews coverage limits, and secures a policy that balances adequate financial safeguard with the client’s budget.
Some clients seek a single policy for a specific vessel, while others require ongoing coverage updates as boats change ownership or seasonally adjust usage. Moll Insurance Agency Inc. in Prescott, AZ advises boat owners on policies that address liability and physical damage in local lakes and rivers. Evaluations may consider boat type, storage location, and navigation area risks. Service arrangements for a new or amended policy can be completed on a one-time basis for a new boat purchase, or scheduled periodically to review deductible and coverage limits.
Trailstone Insurance Independent Agency - Phone and Online Only offers specialized boat insurance policies for Prescott, AZ clients, including coverage for liability, physical damage, and specialized marine equipment. It also assists with general personal insurance needs, working directly with customers over the phone or online to secure appropriate protection. The agency can help navigate coverage gaps common during seasonal lake usage or winter storage months when vessels are most vulnerable to theft or storm damage.
Daniel Martinez - Goosehead Insurance works with boat owners in the Prescott, AZ area to secure coverage for watercraft and related liability. Policies can often be extended to include specialty add-ons such as protection for personal boating equipment, trailer coverage, and emergency towing or roadside assistance for vessel trailers. This agency serves a range of commercial sectors, including local marinas, boat rental operations, and waterside hospitality businesses like restaurants and food service establishments.
As the waters of Prescott’s nearby lakes thaw and boat owners prepare for warmer seasons, Farmers Insurance - Jeffrey Champ provides customized coverage for watercraft. Specializing in boat insurance, the agency helps local residents protect their vessels from liability, damage, and theft. Policies are tailored to match different types of boats and usage patterns unique to the region. To get started, an agent examines the boat’s details, condition, and storage arrangements to offer an initial risk assessment and appropriate coverage options.
Dennis Burks - State Farm Insurance Agent provides residential boat insurance services for Prescott, Arizona. Commercial boat coverage is also offered to clients operating vessels for business purposes. Service extends throughout the Prescott area and nearby towns on the surrounding lakes and waterways. After discussing coverage needs during an initial consultation, the agent sends a customized quote for review. Follow-up appointments are scheduled to update policies as boats change, ensuring protection remains suitable between regular visits.
Comparion Insurance Agency in Prescott, AZ, provides boat insurance coverage tailored to recreational watercraft owners. The company assists clients in securing policies that protect against common risks on local lakes and rivers, such as damage or liability. Its service range includes helping boaters assess hull and liability needs. Comparion Insurance Agency can arrange optional towing and roadside assistance add-ons for policyholders. This specialty service ensures additional support during unexpected breakdowns or mechanical issues while on the water.
What Does a a Boat Insurance Agent in Prescott Cost?
The cost of boat insurance in Arizona typically ranges from 200 to 800 dollars per year for basic liability coverage. Full coverage policies including comprehensive and collision can cost 500 to 1500 dollars annually. Factors like boat value horsepower and your boating experience affect the premium. This is general information and not insurance advice.
About boat insurance agents in Prescott
Boat insurance agents in Prescott Arizona help protect your watercraft on lakes like Watson and Goldwater. Arizona law requires liability coverage for motorized boats on state waters. Local agents can guide you through the specific coverage needs for desert boating conditions.
Frequently Asked Questions
What does boat insurance cover in Arizona?
Boat insurance in Arizona typically covers liability for bodily injury and property damage. It can also cover physical damage to your boat from collision theft or vandalism. Some policies include towing and fuel spill cleanup as required by state law.
Is boat insurance required in Arizona?
Arizona does not require boat insurance for all watercraft. However if you finance your boat or store it at a marina the lender or marina may require coverage. Liability insurance is needed if you operate on certain state waterways.
How do I choose a boat insurance agent in Prescott?
Look for an agent who specializes in watercraft insurance and knows Prescott area lakes. Ask about coverage for high winds and monsoon storms common in Arizona. Compare quotes from multiple agents to find a policy that fits your needs.
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