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Boat Insurance Agents in Lake Havasu City, AZ

Compare boat insurance agents in Lake Havasu City. Review contact information and insurance categorys before you decide.

20 agents listed
Updated May 2026
Lake Havasu City, AZ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Arizona before hiring.
Showing 20 boat insurance agents in Lake Havasu City, AZ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Alex Ross - State Farm Insurance Agent
2138 McCulloch Blvd N, Lake Havasu City, AZ 86403
(928) 855-7677 855ross.com
World Insurance Associates LLC
94 Acoma Blvd S # 102, Lake Havasu City, AZ 86403
(866) 277-7162 locations.worldinsurance.com
Farmers Insurance - Anthony Oskolkoff
84 Acoma Blvd N Ste 102, Lake Havasu City, AZ 86403
(928) 733-6098 agents.farmers.com
Richards Nygren Insurance
2126 McCulloch Blvd N #15, Lake Havasu City, AZ 86403
(928) 398-2126 insuranceservicesaz.com
Wayne Edwards - State Farm Insurance Agent
94 Acoma Blvd S #203, Lake Havasu City, AZ 86403
(928) 846-3513 myhavasuagent.com
Jean Works - State Farm Insurance Agent
1915 McCulloch Blvd N #108, Lake Havasu City, AZ 86403
(928) 453-2244 jeanworks4u.com
Deborah J Miller - State Farm Insurance Agent
1600 McCulloch Blvd N #1B, Lake Havasu City, AZ 86403
(928) 854-6693 debmillersf.com
Ty Schraufnagel American Family Insurance
1930 Mesquite Ave #2a, Lake Havasu City, AZ 86403
(928) 985-7100 amfam.com
Dan Firth American Family Insurance
2110 McCulloch Blvd N Ste 1, Lake Havasu City, AZ 86403
(928) 855-1109 amfam.com
Hollowell Insurance Agency: Allstate Insurance
500 N Lake Havasu Ave STE B102, Lake Havasu City, AZ 86403
(928) 566-6031 agents.allstate.com
Farm Bureau Financial Services: Alison Warner-Williams
1600 McCulloch Blvd N #5b, Lake Havasu City, AZ 86403
(928) 846-3232 fbfs.com
Empire Insurance Brokers
2119 McCulloch Blvd N, Lake Havasu City, AZ 86403
(760) 814-8304 eibnow.com
Havasu Insurance Agency
276 Lake Havasu Ave STE A10, Lake Havasu City, AZ 86403
(928) 846-8003 havasuinsurance.com
Colorado River Insurance
1979 McCulloch Blvd N #105, Lake Havasu City, AZ 86403
(928) 855-2742 coloradoriverins.com
Citywide Insurance
490 Lake Havasu Ave #104, Lake Havasu City, AZ 86403
(928) 854-6466 citywide-ins.com
Da-Lu Insurance Havasu Agency
2164 McCulloch Blvd N a, Lake Havasu City, AZ 86403
(928) 733-6164 daluinsurance.com
Kimberley Portz - Insurance Professionals of Arizona
2105 McCulloch Blvd N Unit 5, Lake Havasu City, AZ 86403
(928) 733-6247 portzinsurance.com
Range Insurance
45 Capri Blvd UNIT D, Lake Havasu City, AZ 86403
(928) 733-6202 rangeinsurance.com
Springberg McAndrew
430 El Camino Way, Lake Havasu City, AZ 86403
(928) 855-9421 springbergmcandrew.com
Kim Portz - Insurance Professionals of Arizona
2105 McCulloch Blvd N Unit 5, Lake Havasu City, AZ 86403
(928) 733-6247 portzinsurance.com

A boat insurance agent in Lake Havasu City can help you protect your watercraft on the popular waters of Lake Havasu and the Colorado River. Arizona law does not require boat insurance for all vessels, but marinas and lenders often require liability coverage. An agent can explain local risks such as summer monsoon storms and high boat traffic near the London Bridge.

What Does a Boat Insurance Agent in Lake Havasu City Cost?

Annual boat insurance costs in Arizona typically range from 300 to 800 dollars for a standard runabout, but can be higher for large yachts or high-performance boats. Factors include the boat value, horsepower, your boating experience, and where you store the vessel. Rates in Lake Havasu City may be slightly higher due to the year-round boating season and higher theft risk. This is general information and does not constitute insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need boat insurance to operate on Lake Havasu?
Arizona state law does not mandate boat insurance for most private watercraft. However, many Lake Havasu City marinas require proof of liability insurance to launch or store your boat. Lenders also require full coverage if you have a loan on the vessel.
What does a boat insurance policy in Arizona typically cover?
A standard policy usually covers physical damage to your boat, liability for injuries or property damage you cause, and medical payments for passengers. In Arizona, you can add coverage for uninsured boaters and for towing on the water, which is useful on remote parts of the Colorado River.