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HomeBoat Insurance AgentsArizona › Lake Havasu City

Find Boat Insurance Agents Near You in Lake Havasu City, AZ

Browse boat insurance agents serving Lake Havasu City, Arizona. Updated 2026-07-14.

The top-rated boat insurance agent in Lake Havasu City, Arizona is Alex Ross - State Farm Insurance Agent, rated 4.9 stars across 255 reviews. Other highly rated options include World Insurance Associates LLC, Farmers Insurance - Anthony Oskolkoff, Richards Nygren Insurance. This directory lists 20 boat insurance agents serving Lake Havasu City.

Showing 20 boat insurance agents in Lake Havasu City, AZListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Alex Ross - State Farm Insurance Agent2138 McCulloch Blvd N(928) 855-7677
2World Insurance Associates LLC94 Acoma Blvd S # 102(866) 277-7162
3Farmers Insurance - Anthony Oskolkoff84 Acoma Blvd N Ste 102(928) 733-6098
4Richards Nygren Insurance2126 McCulloch Blvd N #15(928) 398-2126
5Wayne Edwards - State Farm Insurance Agent94 Acoma Blvd S #203(928) 846-3513
6Jean Works - State Farm Insurance Agent1915 McCulloch Blvd N #108(928) 453-2244
7Ty Schraufnagel American Family Insurance1930 Mesquite Ave #2a(928) 985-7100
8Dan Firth American Family Insurance2110 McCulloch Blvd N Ste 1(928) 855-1109
9Deborah J Miller - State Farm Insurance Agent1600 McCulloch Blvd N #1B(928) 854-6693
10Hollowell Insurance Agency: Allstate Insurance500 N Lake Havasu Ave STE B102(928) 566-6031
AR
2138 McCulloch Blvd N
Alex Ross - State Farm Insurance Agent
Boat Insurance Agent · Lake Havasu City, AZ

Alex Ross - State Farm Insurance Agent serves Lake Havasu City, Arizona and the surrounding area by providing boat insurance coverage. This agency helps local boat owners protect their watercraft against common risks on Lake Havasu and the Colorado River. Policies typically cover physical damage from accidents or storms, liability for injuries or property damage, and theft of the vessel or its equipment. The company assists with coverage options including protection for fishing boats, personal watercraft, and high-performance powerboats in this desert lake region.

WI
94 Acoma Blvd S # 102
World Insurance Associates LLC
Boat Insurance Agent · Lake Havasu City, AZ

World Insurance Associates LLC in Lake Havasu City, AZ, offers a range of boat insurance agent services, including coverage consultations for standard and high-value watercraft. Its service plans involve policy reviews to help clients ensure their protection remains current with changing needs and local conditions. Maintenance assistance typically includes guidance on filing claims and understanding policy terms after incidents such as accidents or weather damage. The agency primarily serves policies for single-family homes, apartments, retail, and restaurants in the Lake Havasu area.

FI
84 Acoma Blvd N Ste 102
Farmers Insurance - Anthony Oskolkoff
Boat Insurance Agent · Lake Havasu City, AZ

Homeowners, businesses, and property managers in Lake Havasu City turn to Farmers Insurance - Anthony Oskolkoff for boat insurance coverage. This agency helps clients protect watercraft used on local lakes and waterways, offering policies that address liability and physical damage. Personal attention is provided to tailor coverage for various boat types and usage patterns. The agency also serves boat owners in the nearby community of Parker, ensuring access to marine insurance solutions throughout the region that surrounds the Colorado River waterway.

RN
2126 McCulloch Blvd N #15
Richards Nygren Insurance
Boat Insurance Agent · Lake Havasu City, AZ

Richards Nygren Insurance provides boat insurance services to Lake Havasu City, Arizona, and the surrounding communities along the Colorado River corridor. It handles diverse watercraft policies for vessels navigating Lake Havasu and the nearby waterways. For each custom quote, the company first assesses the specific boat type and its typical storage and usage patterns, then matches coverage to regional conditions. It completes a standard policy by comparing liability and physical damage options to ensure appropriate protection for the vessel.

WE
94 Acoma Blvd S #203
Wayne Edwards - State Farm Insurance Agent
Boat Insurance Agent · Lake Havasu City, AZ

Locating between one-time policy consultations and renewable annual plans, Wayne Edwards - State Farm Insurance Agent in Lake Havasu City, AZ provides ongoing coverage tailored for boat owners. This local agency helps clients secure protection for watercraft against common risks on the region’s waterways. Personalized insurance guidance addresses liability, physical damage, and other essential boat coverage needs. Clients can schedule appointments on an as-needed basis or set up regular check-ins, ensuring service adapts to individual boating schedules.

JW
1915 McCulloch Blvd N #108
Jean Works - State Farm Insurance Agent
Boat Insurance Agent · Lake Havasu City, AZ

Jean Works - State Farm Insurance Agent in Lake Havasu City, AZ, specializes in boat insurance policies that cover watercraft liability, physical damage, and towing services. It also provides general personal insurance products for homeowners and automobiles. Clients navigating the Colorado River or Lake Havasu during peak summer months rely on this agent for guidance on storm damage protection and liability limits for rented or privately owned vessels as jet ski traffic and monsoon season increase.

TS
1930 Mesquite Ave #2a
Ty Schraufnagel American Family Insurance
Boat Insurance Agent · Lake Havasu City, AZ

Ty Schraufnagel American Family Insurance serves the Lake Havasu City area with a wide range of personal and commercial coverage. The agency specializes in boat insurance, offering policies that can protect watercraft against damage, liability, and theft. Tailored options allow policyholders to customize their plans for additional peace of mind on the lake. The commercial insurance portfolio includes protection for local offices, warehouses, and food service establishments.

DF
2110 McCulloch Blvd N Ste 1
Dan Firth American Family Insurance
Boat Insurance Agent · Lake Havasu City, AZ

Dan Firth American Family Insurance serves Lake Havasu City, AZ with residential boat insurance for owners who keep their vessels at home docks or in storage. Commercial coverage is also available for boats used in limited business purposes across the local waterways. Each policy is crafted around the specific risks on Lake Havasu, including summer storms and sun damage. The agent ensures prompt follow-up after a policy is written and provides repeat service for seasonal adjustments or coverage questions between annual renewal visits.

DJ
1600 McCulloch Blvd N #1B
Deborah J Miller - State Farm Insurance Agent
Boat Insurance Agent · Lake Havasu City, AZ

With Lake Havasu City boating season bringing intense summer sun and sudden monsoon winds, safeguarding a watercraft becomes essential. Deborah J Miller, as a State Farm Insurance Agent, focuses on boat insurance coverage that addresses local risks like storm damage and navigation liabilities unique to desert waterways. She provides policies drafted to protect personal watercraft and larger vessels docked along the Colorado River. The process begins with a thorough inspection of the boat, assessing its value and safety features to determine appropriate initial coverage.

HI
500 N Lake Havasu Ave STE B102
Hollowell Insurance Agency: Allstate Insurance
Boat Insurance Agent · Lake Havasu City, AZ

Hollowell Insurance Agency: Allstate Insurance is known for providing boat insurance policies in Lake Havasu City, AZ. Its service range covers standard protection for various watercraft used on local lakes and rivers. The company helps clients secure liability coverage and physical damage options for their vessels. As a boat insurance agent in this region, it addresses common risks such as collisions and weather-related incidents. The agency can add on specialty coverage for personal watercraft trailers used during transport.

FB
1600 McCulloch Blvd N #5b
Farm Bureau Financial Services: Alison Warner-Williams
Boat Insurance Agent · Lake Havasu City, AZ
(928) 846-3232
fbfs.com/find-an-agent/alisonwarner-williams
EI
2119 McCulloch Blvd N
Empire Insurance Brokers
Boat Insurance Agent · Lake Havasu City, AZ
(760) 814-8304
eibnow.com/contact/lake-havasu-city-az-insurance
CR
1979 McCulloch Blvd N #105
Colorado River Insurance
Boat Insurance Agent · Lake Havasu City, AZ
(928) 855-2742
coloradoriverins.com
HI
276 Lake Havasu Ave STE A10
Havasu Insurance Agency
Boat Insurance Agent · Lake Havasu City, AZ
(928) 846-8003
havasuinsurance.com
CI
490 Lake Havasu Ave #104
Citywide Insurance
Boat Insurance Agent · Lake Havasu City, AZ
(928) 854-6466
citywide-ins.com
DL
2164 McCulloch Blvd N a
Da-Lu Insurance Havasu Agency
Boat Insurance Agent · Lake Havasu City, AZ
(928) 733-6164
daluinsurance.com
KP
2105 McCulloch Blvd N Unit 5
Kimberley Portz - Insurance Professionals of Arizona
Boat Insurance Agent · Lake Havasu City, AZ
(928) 733-6247
portzinsurance.com
RI
45 Capri Blvd UNIT D
Range Insurance
Boat Insurance Agent · Lake Havasu City, AZ
(928) 733-6202
rangeinsurance.com
SM
430 El Camino Way
Springberg McAndrew
Boat Insurance Agent · Lake Havasu City, AZ
(928) 855-9421
springbergmcandrew.com
KP
2105 McCulloch Blvd N Unit 5
Kim Portz - Insurance Professionals of Arizona
Boat Insurance Agent · Lake Havasu City, AZ
(928) 733-6247
portzinsurance.com

What Does a a Boat Insurance Agent in Lake Havasu City Cost?

Annual boat insurance costs in Arizona typically range from 300 to 800 dollars for a standard runabout, but can be higher for large yachts or high-performance boats. Factors include the boat value, horsepower, your boating experience, and where you store the vessel. Rates in Lake Havasu City may be slightly higher due to the year-round boating season and higher theft risk. This is general information and does not constitute insurance advice.

About boat insurance agents in Lake Havasu City

A boat insurance agent in Lake Havasu City can help you protect your watercraft on the popular waters of Lake Havasu and the Colorado River. Arizona law does not require boat insurance for all vessels, but marinas and lenders often require liability coverage. An agent can explain local risks such as summer monsoon storms and high boat traffic near the London Bridge.

Frequently Asked Questions

Do I need boat insurance to operate on Lake Havasu?

Arizona state law does not mandate boat insurance for most private watercraft. However, many Lake Havasu City marinas require proof of liability insurance to launch or store your boat. Lenders also require full coverage if you have a loan on the vessel.

What does a boat insurance policy in Arizona typically cover?

A standard policy usually covers physical damage to your boat, liability for injuries or property damage you cause, and medical payments for passengers. In Arizona, you can add coverage for uninsured boaters and for towing on the water, which is useful on remote parts of the Colorado River.

How can a local agent help me in Lake Havasu City?

A local agent understands the specific hazards of Lake Havasu, including sudden wind gusts and crowded launch ramps. They can tailor your policy to meet marina requirements and advise on coverage for personal watercraft like jet skis, which are very common in the area.

Boat Insurance Agents in Other Arizona Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each boat insurance agent's credentials and current standing with your state Department of Insurance.