The top-rated boat insurance agent in Phoenix, Arizona is Facil Insurance & Income Tax, rated 4.9 stars across 727 reviews. Other highly rated options include AALL, The Insurance Store, AALL Insurance. This directory lists 29 boat insurance agents serving Phoenix.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Facil Insurance & Income Tax | 3024 W Van Buren St #116 | (602) 773-6638 |
| 2 | AALL | 5411 S Central Ave | (602) 304-0000 |
| 3 | The Insurance Store | 16815 S Desert Foothills Pkwy STE 121 | (602) 395-0117 |
| 4 | AALL Insurance | 4230 W McDowell Rd | (602) 233-2567 |
| 5 | Arizona Preferred Insurance | 1940 E Camelback Rd # 204 | (602) 266-0020 |
| 6 | Freeway Insurance | 3536 W Baseline Rd Suite 122 | (602) 246-3630 |
| 7 | Lumenasa Insurance Agency LLC | 4742 N 24th St suite 355 | — |
| 8 | Guillermo Morales - State Farm Insurance Agent | 9130 W Thomas Rd Suite 108 | (623) 247-9161 |
| 9 | Ray Johnson - Insurance Agency | 2415 E Camelback Rd 700 Suite A | (480) 542-0051 |
| 10 | Arizona Agency: Allstate Insurance | 2200 E Camelback Rd #218 | (602) 337-4749 |
Facil Insurance & Income Tax serves the Phoenix, Arizona, metro area and its surrounding counties, specializing in boat insurance agency services. The company assists local boat owners in securing proper coverage for their watercraft, addressing the unique insurable risks present on Arizona lakes and rivers. Policies typically protect against common perils like collision, theft, and on-water damage. Within this field, the agency handles both liability coverage for personal watercraft and full protection packages for larger recreational boats.
AALL provides a range of boat insurance services in Phoenix, AZ, including policy consultations and risk assessments for watercraft owners. Its service plans assist clients in maintaining proper coverage levels through regular policy reviews. The company works with property owners to protect various assets, addressing liability and hull damage needs for recreational vessels. It services single-family homes, apartments, retail, and restaurants.
The Insurance Store serves clients in Phoenix, Arizona, and its surrounding communities. As a boat insurance agent, the company handles coverage needs for a variety of watercraft common in the region, including bass boats and pontoon vessels. It works with local insurance markets to address the specific risks associated with desert-area lakes and reservoirs. To handle a typical job, it begins by reviewing the boat’s intended use and storage situation, then matches the policy to those conditions.
AALL Insurance in Phoenix, Arizona, assists clients with various coverage needs for their watercraft and related marine activities. Beyond basic liability protection, the agency routinely addresses specific requirements for boat insurance, including coverage for damage, theft, and towing services. This ensures boat owners can secure plans tailored to recreational and personal watercraft use. The agent also works to serve commercial sectors such as marinas, boat repair shops, and water sports equipment rental operations.
Serving homeowners and property owners throughout Phoenix, Arizona Preferred Insurance provides coverage for a range of watercraft including fishing boats, pontoons, and personal watercraft. The agency works to secure liability and physical damage protection, addressing the unique risks present on local lakes and waterways. Their focus is on finding suitable policies that match each client’s specific boating activities. This agent routinely assists customers living in the nearby East Valley communities of Mesa and Tempe.
Freeway Insurance serves the El Mirage, Arizona, area as a boat insurance agent. It helps local boat owners find coverage that protects watercraft from common risks on nearby lakes and rivers. The agency works with multiple carriers to match policies to different types of vessels and budgets. It can assist with liability protection for accidents involving other boats or property. Freeway Insurance also handles comprehensive coverage for damage from storms, theft, or vandalism when boats are stored in the dry desert climate.
Guillermo Morales - State Farm Insurance Agent offers boat insurance services in Phoenix, Arizona. It specializes in policies covering damage, liability, and equipment protection for recreational watercraft. The agent works to match coverage options to clients' specific vessels and on-water activities in the region, serving both experienced boaters and new owners seeking security. A particular help during monsoon season is protecting against sudden storm damage or debris impact to moored boats on local lakes.
Ray Johnson - Insurance Agency provides residential boat insurance for Phoenix residents who own personal watercraft, and also offers commercial coverage for businesses with marine vessels used for charter or rental purposes throughout the greater Phoenix area and all of Arizona. Standard policies protect against common risks such as collision, theft, and weather damage on local lakes and waterways. The agency maintains contact with clients to arrange follow-up service adjustments or renewals between regular policy review visits.
Homeowners and small business owners in Phoenix, Arizona, turn to Arizona Agency: Allstate Insurance for boat insurance agent services. They assist clients in selecting appropriate liability and physical damage coverage to protect watercraft. Personalized consultations help policyholders understand local navigational risks on nearby lakes. Their services extend to the greater Phoenix metropolitan area, including the communities of Scottsdale.
What Does a a Boat Insurance Agent in Phoenix Cost?
Boat insurance costs in Arizona typically range from $200 to $800 per year for a small fishing boat, and $500 to $2,000 per year for a larger cabin cruiser. Premiums depend on the boat value, engine power, your boating experience, and coverage limits. Costs are also affected by where you store the boat and how often you use it. This is general information, not insurance advice.
About boat insurance agents in Phoenix
Boat insurance agents in Phoenix help you protect your watercraft against damage, theft, and liability. Arizona law does not require boat insurance for most watercraft, but lenders and marinas often require it. Agents can explain how your policy applies to lakes like Lake Pleasant and the Salt River.
Frequently Asked Questions
Do I need boat insurance in Arizona?
Arizona does not require boat insurance by law for most watercraft. However, if you have a loan on your boat, the lender will likely require coverage. Many marinas also require proof of liability insurance before you can dock your boat.
What does boat insurance cover in Phoenix?
Boat insurance typically covers physical damage to your boat, liability for injuries or damage you cause to others, and medical payments. It can also cover theft, towing, and uninsured boater protection. Policies vary so review your options with an agent.
How do I choose a boat insurance agent in Phoenix?
Look for an agent who specializes in marine or recreational vehicle insurance. Ask about their experience with Arizona waterways and their knowledge of local requirements. Compare quotes from multiple agents to find a policy that fits your needs and budget.
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