The top-rated auto insurance agent in Stafford, Virginia is Rachel Johnson - State Farm Insurance Agent, rated 5.0 stars across 271 reviews. Other highly rated options include Gary Boxley - State Farm Insurance Agent, Farmers Insurance - Patricia Grant, J. Green Insurance. This directory lists 17 auto insurance agents serving Stafford.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Rachel Johnson - State Farm Insurance Agent | 373 Garrisonville Rd #109 | (540) 628-7937 |
| 2 | Gary Boxley - State Farm Insurance Agent | 2048 Richmond Hwy # B | (703) 221-1771 |
| 3 | Farmers Insurance - Patricia Grant | 306 Garrisonville Rd Suite 303 | (540) 318-8622 |
| 4 | J. Green Insurance | 300 Garrisonville Rd Suite 302 | (540) 318-6020 |
| 5 | Michael C. Smith - State Farm Insurance Agent | 2789 Richmond Hwy Ste 109 | (540) 720-8404 |
| 6 | Multiservices between Latinos | 1259 Courthouse Rd #204 | (540) 755-1190 |
| 7 | Chamblin Insurance LLC | Mckittrick Dr | (571) 774-8277 |
| 8 | Virginia Senior Benefits and Family Care | 43 Montgomery Dr | (540) 226-8715 |
| 9 | Tabitha E. Walker Insurance Agency | 25 Clement Dr | (540) 657-5633 |
| 10 | Isaac Plans Insurance | 129 Pewter Ln | (540) 426-1804 |
Rachel Johnson - State Farm Insurance Agent serves the Stafford, VA, area, providing auto insurance to local drivers. As an independent agent, she helps customers find coverage that meets their needs and budget. The agency handles the process of quoting premiums and explaining policy options, including liability and comprehensive coverage. For those in Stafford, the agency also assists with bundling auto insurance with homeowners or renters policies to possibly save on costs.
Gary Boxley - State Farm Insurance Agent in Stafford, VA provides a full range of auto insurance options, including liability, collision, and comprehensive coverage. It also assists clients with roadside assistance and rental car reimbursement policies to maintain continuous mobility. Service plans are tailored to help manage deductibles and policy updates. The agency services owners of single-family homes and apartments, as well as operators of retail stores and restaurants requiring vehicle protection for business operations.
Farmers Insurance - Patricia Grant serves homeowners, drivers, and local business owners seeking personalized auto insurance coverage in Stafford, Virginia. The agency provides standard liability protection, collision and comprehensive options, and uninsured motorist coverage tailored to individual driving needs. Policyholders receive assistance with claims filing, policy adjustments, and annual coverage reviews. Patricia Grant understands the unique traffic patterns and road conditions affecting residents throughout the Stafford area. The agency also extends its services to clients living in nearby Fredericksburg and the greater Spotsylvania County region.
Serving Stafford, Virginia, and the surrounding communities, J. Green Insurance offers personal auto insurance policies designed to meet local driving needs. The agency handles policy selections for commuters, families, and individual drivers in the area. Its agents guide clients through coverage options to match their vehicle type and daily travel patterns. To handle a typical job, it reviews a driver’s specific situation and vehicle details to recommend a balanced level of liability and comprehensive protection.
Michael C. Smith - State Farm Insurance Agent in Stafford, VA provides auto insurance options that can be structured as one-time policies for short vehicle operation or recurring plans for ongoing coverage. Their service includes adjusting protection levels to meet local driving conditions and legal requirements. Coverage is tailored to individual needs through standard liability and comprehensive choices. Routine policy reviews, claims assistance, and annual plan adjustments are available. Service operates on an as-needed basis for inquiries, but policy renewals and scheduled reviews occur on a recurring schedule.
Multiservices between Latinos offers specialized auto insurance solutions for Spanish-speaking drivers, helping them navigate policy options and coverage requirements. Beyond its specialty, the agency provides general automobile insurance services to the Stafford, Virginia community, addressing needs for liability, collision, and comprehensive plans. It operates with a focus on clear communication and accessibility for local customers. As winter approaches, the agency assists clients in reviewing policies to ensure adequate protection against icy roads and potential accidents.
As winter weather often affects Stafford roads, Chamblin Insurance LLC helps drivers review their auto coverage for potential hazards like ice and deer. This local agency works closely with customers to explain liability limits and state requirements. Service includes comparing protection options suited to daily commutes or occasional weekend travel. The process begins with an inspection of the current policy to identify gaps, followed by an initial assessment of coverage needs.
Virginia Senior Benefits and Family Care provides auto insurance policies for drivers in Stafford, VA. The agency specializes in integrating financial security options for aging clients and their caregivers alongside coverage. Licensed agents evaluate local driving patterns to recommend appropriate liability and collision plans. They also serve commercial needs for nearby offices requiring fleet coverage, warehouses needing liability protection for logistics, and local food service operations seeking comprehensive vehicle insurance.
Tabitha E. Walker Insurance Agency in Stafford, VA, is known for providing auto insurance policies that help protect drivers against financial loss from accidents and theft. The agency serves the local community by offering coverage options for liability, collision, and comprehensive needs. It works with clients to explain different policy terms and adjust deductibles to fit individual budgets. For those seeking additional security, the agency can also add roadside assistance services to a policy.
What Does an a Auto Insurance Agent in Stafford Cost?
Typical auto insurance costs in Virginia range from 800 to 1,500 dollars per year for minimum coverage, and 1,500 to 3,000 dollars for full coverage. Rates in Stafford may be higher due to proximity to Washington D.C. and local traffic patterns. Factors like driving record, vehicle type, and credit history affect your premium. This is general information, not insurance advice.
About auto insurance agents in Stafford
Auto insurance agents in Stafford, Virginia help drivers find coverage that meets state requirements. Virginia law mandates minimum liability coverage of 25,000 dollars per person for bodily injury and 50,000 dollars per accident. A local agent can explain uninsured motorist coverage and other options specific to Stafford drivers.
Frequently Asked Questions
What are the minimum auto insurance requirements in Virginia?
Virginia requires at least 25,000 dollars per person for bodily injury, 50,000 dollars per accident for bodily injury, and 20,000 dollars per accident for property damage. You must also carry uninsured motorist coverage equal to these limits unless you reject it in writing.
Do I need an agent to buy auto insurance in Stafford?
You do not need an agent, but working with one can help you compare policies from different companies. An agent can explain Virginia specific rules, such as the uninsured motorist fee option, and help you find coverage that fits your needs.
How do I choose an auto insurance agent in Stafford Virginia?
Look for an agent licensed in Virginia with experience in local traffic conditions. Ask about their knowledge of Virginia insurance laws, including the statute of limitations for claims which is generally two years for bodily injury.
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